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Most active SBA lenders in Florida

Florida has 81 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 3,558 SBA 7(a) loans in Florida in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Florida acquisitions

$816K

Typical loan

range $370K–$1.75M

$907K

Est. purchase price

≈ loan ÷ 90%

$124,327

Cash to close

$90,667 down + fees

$10,559/mo

Typical payment

~9.5% · 10yr

$145,714/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

22 days

Typical time to fund

119

Lenders competing

more = leverage

9.55%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

  1. 1.1,322 loans · $185M · Wilmington, DEFull record →
  2. 2.3,264 loans · $846M · Miami, FLFull record →
  3. 3.3 loans · $2M · Minneapolis, MNFull record →
  4. 4.2,539 loans · $965M · Columbus, OHFull record →
  5. 5.1,025 loans · $292M · Berkeley Heights, NJFull record →
  6. 6.1,296 loans · $1.4B · Wilmington, NCFull record →
  7. 7.20 loans · $8M · Saint Petersburg, FLFull record →
  8. 8.575 loans · $220M · De Graff, OHFull record →
  9. 9.741 loans · $149M · Northbrook, ILFull record →
  10. 10.868 loans · $362M · Salt Lake City, UTFull record →
  11. 11.168 loans · $205M · Fishers, INFull record →
  12. 12.318 loans · $229M · Osage Beach, MOFull record →
  13. 13.499 loans · $106M · Los Angeles, CAFull record →
  14. 14.284 loans · $254M · Cincinnati, OHFull record →
  15. 15.155 loans · $58M · Mountain View, ARFull record →
  16. 16.102 loans · $119M · Saint Petersburg, FLFull record →
  17. 17.291 loans · $320M · Laguna Hills, CAFull record →
  18. 18.78 loans · $53M · Birmingham, ALFull record →
  19. 19.242 loans · $281M · Chicago, ILFull record →
  20. 20.47 loans · $39M · Greenville, PAFull record →
  21. 21.95 loans · $67M · New York, NYFull record →
  22. 22.149 loans · $135M · Mukwonago, WIFull record →
  23. 23.31 loans · $44M · Passaic, NJFull record →
  24. 24.34 loans · $57M · Charlotte, NCFull record →
  25. 25.105 loans · $51M · Fitzgerald, GAFull record →

802+ funded Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Shreeji Vero Beach LLC in Vero Beach, FL$5.0M (2026) · purchase · Open Bank
  • ETR Vehicles LLC in Sanford, FL$5.0M (2026) · purchase · BankUnited, National Association
  • Volk Holdings, LLC in Largo, FL$5.0M (2026) · purchase · Pinnacle Bank
  • Executive Label Inc in Margate, FL$5.0M (2026) · purchase · Live Oak Banking Company
  • Prime Glass, Inc. in Venice, FL$5.0M (2026) · purchase · Pinnacle Bank
  • Florida Insurance Store, LLC in Apopka, FL$5.0M (2026) · purchase · Bankwell Bank
  • M.J.S. Concrete, Inc. in Oviedo, FL$5.0M (2026) · purchase · Beacon Bank and Trust
  • UPCHURCH SPECIALTY HOLDINGS, LLC in Fort Myers, FL$5.0M (2026) · purchase · Evolve Bank and Trust
  • MW Contracting Inc. in Jacksonville, FL$5.0M (2026) · purchase · Valley National Bank
  • MOBILE QUALITY DIAGNOSTIC, CORP. in Hialeah, FL$4.8M (2026) · purchase · Live Oak Banking Company
  • Glades Ag Holdings LLC in Belle Glade, FL$4.6M (2026) · purchase · Dream First Bank National Association
  • Life Ventures Corporation in Tampa, FL$4.6M (2026) · purchase · Truliant FCU
  • CONSTRUCTION AND ENGINEERING SERVICES CO in Orange Park, FL$4.5M (2026) · purchase · The Huntington National Bank
  • Llona Plumbing, Pronto Service Pros and National Air Warehouse in Tampa, FL$4.3M (2026) · purchase · First Internet Bank of Indiana
  • Stepwell Group LLC in Palm City, FL$4.3M (2026) · purchase · First Internet Bank of Indiana
  • M & H Dental Group, PLLC in Winter Garden, FL$4.1M (2026) · purchase · Live Oak Banking Company
  • Hive Home Systems LLC in Tampa, FL$4.0M (2026) · purchase · The Huntington National Bank
  • ESWIG LLC in South Pasadena, FL$3.8M (2026) · purchase · The Huntington National Bank
  • COLLIER SEAWALL & DOCK, LLC in Marco Island, FL$3.5M (2026) · purchase · The Huntington National Bank
  • MOJO MQX HOLDINGS,LLC in Jacksonville, FL$3.4M (2026) · purchase · Renasant Bank

Buying in Florida? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Florida project address.

Agent summary

The SBA 7(a) lenders most active in Florida over the trailing 12 months, from public loan records, led by TD Bank, National Association. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

  • 25 active SBA lenders ranked
  • 3,558 Florida loans (12 mo)
  • $816K typical acquisition loan
  • 22 days typical to fund

Buyers buying in Florida typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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