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Most active SBA lenders in Utah

Utah has 41 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 862 SBA 7(a) loans in Utah in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Utah acquisitions

$656K

Typical loan

range $279K–$1.53M

$729K

Est. purchase price

≈ loan ÷ 90%

$97,475

Cash to close

$72,878 down + fees

$8,487/mo

Typical payment

~9.5% · 10yr

$117,121/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.4%

Still performing

1.6% default · FY20–23

14 days

Typical time to fund

85

Lenders competing

more = leverage

8.09%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

  1. 1.618 loans · $171M · Salt Lake City, UTFull record →
  2. 2.83 loans · $31M · Sandy, UTFull record →
  3. 3.2 loans · $0M · Storm Lake, IAFull record →
  4. 4.868 loans · $362M · Salt Lake City, UTFull record →
  5. 5.2,539 loans · $965M · Columbus, OHFull record →
  6. 6.3,264 loans · $846M · Miami, FLFull record →
  7. 7.3 loans · $2M · Minneapolis, MNFull record →
  8. 8.56 loans · $36M · Provo, UTFull record →
  9. 9.1,296 loans · $1.4B · Wilmington, NCFull record →
  10. 10.19 loans · $18M · Salt Lake City, UTFull record →
  11. 11.328 loans · $134M · Cleveland, OHFull record →
  12. 12.10 loans · $4M · Salt Lake City, UTFull record →
  13. 13.23 loans · $21M · Ogden, UTFull record →
  14. 14.9 loans · $10M · Warren, PAFull record →
  15. 15.24 loans · $9M · Logan, UTFull record →
  16. 16.14 loans · $2M · Cedar City, UTFull record →
  17. 17.20 loans · $8M · Saint Petersburg, FLFull record →
  18. 18.23 loans · $21M · Greenwood Village, COFull record →
  19. 19.30 loans · $24M · Kansas City, MOFull record →
  20. 20.575 loans · $220M · De Graff, OHFull record →
  21. 21.149 loans · $135M · Mukwonago, WIFull record →
  22. 22.242 loans · $281M · Chicago, ILFull record →
  23. 23.318 loans · $229M · Osage Beach, MOFull record →
  24. 24.1,025 loans · $292M · Berkeley Heights, NJFull record →
  25. 25.741 loans · $149M · Northbrook, ILFull record →

576+ funded Utah deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • PETKIN LLC in Kaysville, UT$4.7M (2026) · purchase · Northwest Bank
  • Mountain West Site Services LLC in Salt Lake City, UT$3.8M (2026) · purchase · UMB Bank, National Association
  • Coconu, L.L.C. in Sandy, UT$3.1M (2026) · purchase · Northwest Bank
  • Denver Mental Health Collective, LLC in Salt Lake City, UT$3.0M (2026) · purchase · Byline Bank
  • Denver Mental Health Collective, LLC in Salt Lake City, UT$3.0M (2026) · purchase · Byline Bank
  • Peak and Arch Logistics Inc in Lehi, UT$2.2M (2026) · purchase · Zions Bank, A Division of
  • PAPILION INTEGRATED RECOVERY CENTER INC in Salt Lake City, UT$2.0M (2026) · purchase · Celtic Bank Corporation
  • DZN Painting, LLC in Salt Lake City, UT$1.9M (2026) · purchase · Milestone Bank
  • RIDGE PARK DENTAL KAYSVILLE PLLC in Ogden, UT$1.9M (2026) · purchase · Live Oak Banking Company
  • EJ2 LLC in Saratoga Springs, UT$1.8M (2026) · purchase · Mountain America FCU
  • OM Legacy, Inc in Sandy, UT$1.7M (2026) · purchase · First Utah Bank
  • Rivora, LLC in Salt Lake City, UT$1.7M (2026) · purchase · UMB Bank, National Association
  • 3805 Midland Enterprises Inc in Ogden, UT$1.7M (2026) · purchase · America First FCU
  • Y1 Holdings, LLC in Park City, UT$1.6M (2026) · purchase · Byline Bank
  • Frost Property Management, LLC in Lehi, UT$1.4M (2026) · purchase · Capital Community Bank
  • Rock Canyon Lubricants, LLC in American Fork, UT$1.4M (2026) · purchase · Celtic Bank Corporation
  • Canyon Land Management, LLC in South Jordan, UT$1.4M (2026) · purchase · Bank of Utah
  • CMS Advertising Group, LLC in Salt Lake City, UT$1.2M (2026) · purchase · The Huntington National Bank
  • PREMIER VISION GROUP LLC in West Valley City, UT$1.1M (2026) · purchase · America First FCU
  • RMD ENTERPRISES LLC in Salt Lake City, UT$900K (2026) · purchase · Live Oak Banking Company

Buying in Utah? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Utah project address.

Agent summary

The SBA 7(a) lenders most active in Utah over the trailing 12 months, from public loan records, led by Zions Bank, A Division of. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

  • 25 active SBA lenders ranked
  • 862 Utah loans (12 mo)
  • $656K typical acquisition loan
  • 14 days typical to fund

Buyers buying in Utah typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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