Skip to main content
← Find a lender

Lender intelligence

Most active SBA lenders in Pennsylvania

Pennsylvania has 70 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 1,694 SBA 7(a) loans in Pennsylvania in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Pennsylvania acquisitions

$567K

Typical loan

range $250K–$1.30M

$630K

Est. purchase price

≈ loan ÷ 90%

$84,263

Cash to close

$63,000 down + fees

$7,337/mo

Typical payment

~9.5% · 10yr

$101,251/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.8%

Still performing

1.2% default · FY20–23

21 days

Typical time to fund

119

Lenders competing

more = leverage

9.71%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

  1. 1.1,927 loans · $207M · Buffalo, NYFull record →
  2. 2.2,539 loans · $965M · Columbus, OHFull record →
  3. 3.1,322 loans · $185M · Wilmington, DEFull record →
  4. 4.3 loans · $2M · Minneapolis, MNFull record →
  5. 5.3,264 loans · $846M · Miami, FLFull record →
  6. 6.105 loans · $72M · Wilmington, DEFull record →
  7. 7.1,296 loans · $1.4B · Wilmington, NCFull record →
  8. 8.328 loans · $134M · Cleveland, OHFull record →
  9. 9.103 loans · $64M · Indiana, PAFull record →
  10. 10.32 loans · $21M · Souderton, PAFull record →
  11. 11.9 loans · $10M · Warren, PAFull record →
  12. 12.575 loans · $220M · De Graff, OHFull record →
  13. 13.24 loans · $17M · Wayne, PAFull record →
  14. 14.1,025 loans · $292M · Berkeley Heights, NJFull record →
  15. 15.105 loans · $164M · Brookline, MAFull record →
  16. 16.868 loans · $362M · Salt Lake City, UTFull record →
  17. 17.128 loans · $40M · Wilmington, DEFull record →
  18. 18.65 loans · $52M · Lancaster, PAFull record →
  19. 19.741 loans · $149M · Northbrook, ILFull record →
  20. 20.499 loans · $106M · Los Angeles, CAFull record →
  21. 21.318 loans · $229M · Osage Beach, MOFull record →
  22. 22.20 loans · $8M · Saint Petersburg, FLFull record →
  23. 23.11 loans · $2M · Wyalusing, PAFull record →
  24. 24.31 loans · $39M · Conshohocken, PAFull record →
  25. 25.47 loans · $39M · Greenville, PAFull record →

771+ funded Pennsylvania deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • 8050 Old Oliver Hospitality LLC in Pittsburgh, PA$5.0M (2026) · purchase · Shoreham Bank
  • Accardi Products LLC in North Wales, PA$5.0M (2026) · purchase · The Huntington National Bank
  • Fabricon, Inc. in Temple, PA$4.6M (2026) · purchase · The Huntington National Bank
  • Brown's Glass Inc. in York, PA$4.4M (2026) · purchase · Truist Bank
  • NGV South, LLC in Mcmurray, PA$3.8M (2026) · purchase · The Huntington National Bank
  • Wicklander Zulawski & Associates LLC in Gibsonia, PA$3.3M (2026) · purchase · Live Oak Banking Company
  • JoAI Holdings, LLC in Ambler, PA$3.2M (2026) · purchase · Wilmington Savings Fund Society FSB
  • Harris Masonry, Inc. in Bridgeville, PA$2.6M (2026) · purchase · KeyBank National Association
  • kanaan express inc in Bridgeport, PA$2.6M (2026) · purchase · Falcon National Bank
  • Tower 41 Corp. in Bird In Hand, PA$2.5M (2026) · purchase · Pathward National Association
  • Tech 42, LLC in Dunmore, PA$2.5M (2026) · purchase · Live Oak Banking Company
  • Old Tyme Partners, LLC in Harrisburg, PA$2.5M (2026) · purchase · Live Oak Banking Company
  • Avanco International, LLC in Camp Hill, PA$2.4M (2026) · purchase · Pinnacle Bank
  • YMI Agency, Inc in Stroudsburg, PA$2.3M (2026) · purchase · Live Oak Banking Company
  • Cellular Concrete Solutions LLC in Allentown, PA$2.3M (2026) · purchase · Fulton Bank, National Association
  • Pearle Vision of Collegeville in Collegeville, PA$2.3M (2026) · purchase · First Merchants Bank
  • Genesis-Three Home Care LLC in Philadelphia, PA$2.1M (2026) · purchase · Bankwell Bank
  • Genesis-Three Home Care LLC in Philadelphia, PA$2.1M (2026) · purchase · Bankwell Bank
  • H & R 2 A Investment LLC in Harrisburg, PA$2.0M (2026) · purchase · The Huntington National Bank
  • DEMR, LLC in Phoenixville, PA$1.9M (2026) · purchase · Univest Bank and Trust Co

Buying in Pennsylvania? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Pennsylvania project address.

Agent summary

The SBA 7(a) lenders most active in Pennsylvania over the trailing 12 months, from public loan records, led by Manufacturers and Traders Trust Company. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

  • 25 active SBA lenders ranked
  • 1,694 Pennsylvania loans (12 mo)
  • $567K typical acquisition loan
  • 21 days typical to fund

Buyers buying in Pennsylvania typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
Scroll