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Lender record

Beacon Bank and Trust

The real lending record — every figure from funded deals. HQ: 2 Harvard St, Brookline, MA. 150 branches.

Beacon Bank and Trust banner

1,562

Recent deals (FY20+)

$640K

Typical deal

21 days

Approval → funding

0.7%

Failure rate (FY20–23)

Where Beacon Bank and Trust lends

Deals Beacon Bank and Trust funded — list all 500 as text

Deal profile

Most Beacon Bank and Trust deals land between $200K and $1.4M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (122)
  2. 2.Limited-Service Restaurants (70)
  3. 3.Landscaping Services (69)
  4. 4.All Other Specialty Trade Contractors (33)
  5. 5.Fitness and Recreational Sports Centers (33)
  6. 6.Child Care Services (30)
  7. 7.Plumbing, Heating, and Air-Conditioning Contractors (29)
  8. 8.Offices of Lawyers (22)

Most active states

  1. 1.Massachusetts (230 deals)
  2. 2.Pennsylvania (221 deals)
  3. 3.Florida (166 deals)
  4. 4.New Jersey (138 deals)
  5. 5.New York (127 deals)
  6. 6.Rhode Island (126 deals)
  7. 7.Connecticut (88 deals)
  8. 8.Texas (52 deals)
  9. 9.Maryland (39 deals)
  10. 10.Colorado (36 deals)

Franchises they finance most

Spenga

7 deals

The Great Greek Mediterranean Grill

5 deals

Kiddie Academy

5 deals

Smash My Trash

5 deals

FASTSIGNS

4 deals

Can Beacon Bank and Trust fund you? The bank behind the loans

Total assets

$22.2B

▼ 4.3% vs prior quarter

Deposits on hand

$18.4B

▼ 6.5% vs prior quarter

Loans outstanding

$17.7B

▼ 0.5% vs prior quarter

Net income (latest qtr)

$50.9M

  • •An active SBA program (~0.9% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Beacon Bank and Trust more SBA-focused than 76% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 0.9% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Beacon Bank and Trust branch (150)

Beacon Bank And TrustMain office2 Harvard StBrookline, MA 02445 · since 1871

Savings Institute B&Tc Branch803 Main StWillimantic, CT 06226 · since 1842

Hampden Br19 Harrison AveSpringfield, MA 01103 · since 1852

244 Main Street Branch244 Main StGreat Barrington, MA 01230 · since 1869

Westfield Court Street Branch31 Court StWestfield, MA 01085 · since 1871

Manchester Main Street Office4912 Main StManchester Center, VT 05255 · since 1883

Medford Square Branch60 High StMedford, MA 02155 · since 1886

165 East Main Road Branch165 E Main RdMiddletown, RI 02842 · since 1888

Newport Federal Savings Bank Branch100 Bellevue AveNewport, RI 02840 · since 1888

Lenox Main Street Branch25 Main StLenox, MA 01240 · since 1890

First Ipswich Bank Branch31 Market StIpswich, MA 01938 · since 1892

Whitesboro Branch34 Oriskany BlvdWhitesboro, NY 13492 · since 1944

New Hartford Branch50 Genesee StNew Hartford, NY 13413 · since 1946

South Brookline Branch1018 W Roxbury PkwyChestnut Hill, MA 02467 · since 1952

Commerce Br386 Main StWorcester, MA 01608 · since 1955

West Winfield Branch381 W Main StWest Winfield, NY 13491 · since 1956

Pittsfield-Allendale Branch39 Cheshire RdPittsfield, MA 01201 · since 1956

Grist Mill Plaza Branch608 College HwySouthwick, MA 01077 · since 1956

Essex Branch8 Martin StEssex, MA 01929 · since 1957

Collidge Corner Branch1340 Beacon StBrookline, MA 02446 · since 1958

Ilion Branch1 Central PlzIlion, NY 13357 · since 1959

Stockbridge Branch32 Main StStockbridge, MA 01262 · since 1959

Black River Boulevard Branch1629 Black River Blvd NRome, NY 13440 · since 1964

Sheffield Branch103 Main StSheffield, MA 01257 · since 1966

Ludlow Branch152 Main StLudlow, VT 05149 · since 1967

East Providence Branch195 Taunton AveEast Providence, RI 02914 · since 1967

Johnston Branch1450 Hartford AveJohnston, RI 02919 · since 1967

East Side Branch137 Pitman StProvidence, RI 02906 · since 1967

Governor Francis Branch1300 Warwick AveWarwick, RI 02888 · since 1967

Shrewsbury Branch226 Boston TpkeShrewsbury, MA 01545 · since 1968

Smithfield Branch445 Putnam PikeSmithfield, RI 02828 · since 1968

Queensbury Branch183 Quaker RdQueensbury, NY 12804 · since 1970

New Lebanon Branch488 Columbia PikeNew Lebanon, NY 12125 · since 1970

Little River Branch22 Little River RdWestfield, MA 01085 · since 1971

Lee Branch1 Park StLee, MA 01238 · since 1972

Webster Branch25 Worcester RdWebster, MA 01570 · since 1972

Mahopac Branch150 Route 6Mahopac, NY 10541 · since 1974

Hebron Branch115 Main StHebron, CT 06248 · since 1974

Washington Square Branch1661 Beacon StBrookline, MA 02445 · since 1975

West Stockbridge Branch2 Depot StreetWest Stockbridge, MA 01266 · since 1975

West Springfield Branch220 Westfield StWest Springfield, MA 01089 · since 1975

Lenox Price Chopper Branch495 Pittsfield RdLenox, MA 01240 · since 1977

Elm Street Branch165 Elm StPittsfield, MA 01201 · since 1977

Richville Road Branch3450 Richville RoadManchester Center, VT 05255 · since 1978

New Hartford Branch8491 Seneca TpkeNew Hartford, NY 13413 · since 1978

Lebanon Branch554 Exeter RdLebanon, CT 06249 · since 1978

Allen Street Branch1363 Allen StSpringfield, MA 01118 · since 1979

Mount Vernon Br119 Gramatan AvenueMount Vernon, NY 10550 · since 1980

Gloucester Branch207 Main StGloucester, MA 01930 · since 1980

Eastchester Branch478 White Plains RdEastchester, NY 10709 · since 1980

Greenburgh Branch441 Tarrytown RdWhite Plains, NY 10607 · since 1980

Silver Lake Branch29 Taylor SqEast White Plains, NY 10604 · since 1980

Somers Branch249 Route 202Somers, NY 10589 · since 1981

Great Barrington Branch225 Stockbridge RdGreat Barrington, MA 01230 · since 1982

North Adams Branch37 Main StNorth Adams, MA 01247 · since 1982

Arlington Branch3816 Vermont Route 7aArlington, VT 05250 · since 1982

Westborough Branch5 E Main StWestborough, MA 01581 · since 1985

Moosup Branch344 Prospect StMoosup, CT 06354 · since 1985

West Medford Branch430 High StMedford, MA 02155 · since 1985

North Utica Branch50 Auert AveUtica, NY 13502 · since 1986

East Providence Branch77 Highland AveEast Providence, RI 02914 · since 1986

Brooklyn Branch536 Providence RdBrooklyn, CT 06234 · since 1987

Canterbury Branch180 Westminster RdCanterbury, CT 06331 · since 1987

Pittsfield Branch66 West StPittsfield, MA 01201 · since 1988

Fenway Branch61 Brookline Ave # 65Boston, MA 02215 · since 1988

Pawling Branch144 Route 22Pawling, NY 12564 · since 1989

Enfield Branch85 Freshwater BlvdEnfield, CT 06082 · since 1989

Mansfield East Brook Mall Branch95 Storrs RoadMansfield Center, CT 06250 · since 1991

Atwood Avenue Branch383 Atwood AveCranston, RI 02920 · since 1992

Park Avenue Branch1047 Park AveCranston, RI 02910 · since 1992

South Hadley Branch74 Lamb Street, Route 116South Hadley, MA 01075 · since 1993

Jefferson Valley Branch3649 Lee RdJefferson Valley, NY 10535 · since 1994

Court Square Branch22 West StRutland, VT 05701 · since 1995

Park Avenue Branch560 Park AveWorcester, MA 01603 · since 1995

Salem Street Branch201 Salem StMedford, MA 02155 · since 1995

Sanford Farms Branch140 Sanford Farms PlazaAmsterdam, NY 12010 · since 1995

Chelmsford Branch116 Chelmsford StChelmsford, MA 01824 · since 1995

West Rome Branch1300 Erie Blvd WRome, NY 13440 · since 1996

Holden Branch1055 Main StHolden, MA 01520 · since 1996

West Boylston Branch320 W Boylston StWest Boylston, MA 01583 · since 1997

Groton Branch996 Poquonnock RdGroton, CT 06340 · since 1997

Route 1 Rowley Branch144 Newburyport TpkeRowley, MA 01969 · since 1998

Norwich Branch108 Salem TpkeNorwich, CT 06360 · since 1998

Lexington Branch1793 Massachusetts AveLexington, MA 02420 · since 1998

Woonsocket Branch1175 Cumberland Hill RdWoonsocket, RI 02895 · since 1998

Ludlow Branch431 Center StLudlow, MA 01056 · since 1998

Colchester Branch63 Norwich AveColchester, CT 06415 · since 1998

Park Avenue Branch11 Park AveWorcester, MA 01605 · since 1999

Warwick Branch2975 W Shore RdWarwick, RI 02886 · since 2000

Arlington Branch856 Massachusetts AveArlington, MA 02476 · since 2000

Kent Branch256 Route 52Carmel, NY 10512 · since 2000

Grafton Street Branch993 Grafton StWorcester, MA 01604 · since 2000

Brighton Branch413 Washington StBrighton, MA 02135 · since 2000

Newton Centre Branch10 Langley RdNewton, MA 02459 · since 2000

Agawam Branch820 Suffield StrretAgawam, MA 01001 · since 2001

East Longmeadow Branch72 Shaker RdEast Longmeadow, MA 01028 · since 2001

Fishkill Branch804 Route 9Fishkill, NY 12524 · since 2002

Plainfield Pike Branch2104 Plainfield PikeCranston, RI 02921 · since 2002

Bedford Great Road Branch168 Great RdBedford, MA 01730 · since 2002

Leominster Branch565 Main StLeominster, MA 01453 · since 2002

Malden Branch196 Commercial StMalden, MA 02148 · since 2003

South End Branch1320 Washington StBoston, MA 02118 · since 2003

West Roxbury Branch1808 Centre StWest Roxbury, MA 02132 · since 2003

North Kingstown Branch1140 Ten Rod RdNorth Kingstown, RI 02852 · since 2004

West Hartford Branch927 Farmington AveWest Hartford, CT 06107 · since 2004

Glastonbury Office Branch7 Sycamore StGlastonbury, CT 06033 · since 2004

Milford Branch91 Main StMilford, MA 01757 · since 2004

Yorktown Branch2002 Commerce StYorktown Heights, NY 10598 · since 2004

Longmeadow Branch138 Longmeadow StLongmeadow, MA 01106 · since 2004

Newtonville Branch323 Walnut StNewtonville, MA 02460 · since 2004

Lincoln Branch625b George Washington HwyLincoln, RI 02865 · since 2005

Albany Ny Branch30 S Pearl StAlbany, NY 12207 · since 2005

East Greenwich Branch1269 S County TrlEast Greenwich, RI 02818 · since 2005

Delmar Ny Branch255 Delaware AvenueDelmar, NY 12054 · since 2006

South Windsor Branch1000 Sullivan AveSouth Windsor, CT 06074 · since 2006

Pawtucket Branch499 Smithfield AvePawtucket, RI 02860 · since 2007

Rocky Hill Branch396 Cromwell AveRocky Hill, CT 06067 · since 2007

Needham Heights Branch902 Highland AveNeedham, MA 02494 · since 2007

Burlington Mall Branch72 Burlington Mall RdBurlington, MA 01803 · since 2008

Pawcatuck Branch445 Liberty StPawcatuck, CT 06379 · since 2009

Mount Kisco Branch12 S Bedford RdMount Kisco, NY 10549 · since 2009

Springfield Branch1259 E Columbus AveSpringfield, MA 01105 · since 2009

Wellesley Lower Falls Branch35 Washington StreetWellesley, MA 02481 · since 2010

Central Avenue Albany Branch979 Central AveAlbany, NY 12205 · since 2010

Latham Ny Branch628 Loudon RoadLatham, NY 12110 · since 2010

Westerly Branch18 Post RdWesterly, RI 02891 · since 2011

Wellesley Hills Branch448 Washington StWellesley, MA 02482 · since 2012

North Greenbush Branch576 N Greenbush RdRensselaer, NY 12144 · since 2012

Coventry Branch3 Coventry Shoppers ParkCoventry, RI 02816 · since 2012

Clarendon Street Branch131 Clarendon StBoston, MA 02116 · since 2012

New City Branch76 N Main StNew City, NY 10956 · since 2013

Waltham Branch456 Main StWaltham, MA 02452 · since 2013

Wakefield Branch290 Main StWakefield, RI 02879 · since 2014

State Street Branch31 State St # 33Boston, MA 02109 · since 2014

Chestnut Hill1220 Boylston StChestnut Hill, MA 02467 · since 2015

Yorktown Heights Branch2651 Strang BlvdYorktown Heights, NY 10598 · since 2015 · limited service

Middletown Branch132 E Main RdMiddletown, RI 02842 · since 2016

Boston Branch1 Post Office SqBoston, MA 02109 · since 2017

Danvers Branch107 High StDanvers, MA 01923 · since 2017

Farmington Branch763 Farmington AveFarmington, CT 06032 · since 2017

265 Jefferson Blvd Branch265 Jefferson BlvdWarwick, RI 02888 · since 2018

Simsbury, Ct Branch16 Albany TpkeWest Simsbury, CT 06092 · since 2018

Wakefield Branch122 Tower Hill RoadWakefield, RI 02879 · since 2019

Providence Loan Production Office Branch100 Westminster StProvidence, RI 02903 · since 2021 · limited service

Oaklawn Avenue Branch1340 Oaklawn AvenueCranston, RI 02920 · since 2023

Newport - Bellevue Ave. Branch181 Bellevue AvenueNewport, RI 02840 · since 2023

Pcsb Branch2477 Route 6Brewster, NY 10509 · since 2025

Berkshire Branch24 North StPittsfield, MA 01201 · since 2025

Bank Rhode Island Branch1 Turks Head PlProvidence, RI 02903 · since 2025

Lawrence Branch435 Winthrop AveLawrence, MA 01843 · since 2025

Scroll for all 150 branches · Branch data: FDIC BankFind.

Recent deals

  • Myers Trading Company, LLC in Washington, NC — $5.0M (2026) · purchase · Motorcycle, ATV, and All Other Motor Vehicle Dealers
  • M.J.S. Concrete, Inc. in Oviedo, FL — $5.0M (2026) · purchase · Poured Concrete Foundation and Structure Contractors
  • Sabtej Holdings LLC in San Antonio, TX — $5.0M (2026) · purchase · Full-Service Restaurants
  • WCT Behavioral Health & Medication Management PLLC in Middlebury, CT — $4.7M (2026) · purchase · Offices of Physicians, Mental Health Specialists
  • 2V5 CAPITAL LLC in Baton Rouge, LA — $4.6M (2026) · purchase · Industrial Supplies Merchant Wholesalers
  • Fairfield County Millwork, Inc. in Bethany, CT — $4.3M (2026) · purchase · All Other Specialty Trade Contractors
  • EVEREST METALS INDUSTRIES, INC. in Wilmington, MA — $4.2M (2026) · purchase · Metal Service Centers and Other Metal Merchant Wholesalers
  • Legacy Lane Holdings, LLC in Laurel, DE — $4.2M (2026) · purchase · Wood Kitchen Cabinet and Countertop Manufacturing
  • TCAB Events in Jeannette, PA — $4.2M (2026) · Food Service Contractors
  • MOTEL OF ALBANY INC. in Albany, NY — $4.2M (2026) · purchase · Hotels (except Casino Hotels) and Motels

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Failed deals

7 of Beacon Bank and Trust's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Beacon Bank and Trust financed

1,216 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Beacon Bank and Trust.

Agent summary

This page summarizes Beacon Bank and Trust's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 1,562 SBA 7(a) loans on record
  • $640K typical deal
  • 459 business-acquisition loans
  • HQ: 2 Harvard St, Brookline, MA
  • 150 FDIC branch locations
  • FDIC total assets $22.2B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/beacon-bank-and-trust
API:
https://www.capbench.com/api/public/lenders/beacon-bank-and-trust
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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