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Smash My Trash, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3588)

103 deals since 2020 · typical deal $324K · 0.99% failure rate

103

Deals since 2020

$324K

Typical deal

2

Deals since FY2025

0.99%

Failure rate (FY20–23)

Smash My Trash buyers almost always make it — a 0.99% failure rate puts it among the safest franchise bets on record.

What buyers pay for Smash My Trash

Most Smash My Trash deals financed between $181K and $499K. Above $499K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$4,509
Down payment (10%)
$36K
Cash to close (all-in)
$48K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$48K)

Experience

Recent financings

  • SMT Las Vegas LLC in Las Vegas, NV$2.0M (2025) · purchase · Zions Bank, A Division of
  • SMT Colorado Holdings, LLC in Windsor, CO$910K (2025) · U.S. Bank, National Association
  • Sabegghi LLC in Stow, OH$155K (2023) · The Huntington National Bank
  • SMT Carolinas, LLC in Cumming, GA$1.6M (2022) · purchase · Old National Bank
  • Dunawaste LLC in Macon, GA$599K (2022) · Renasant Bank
  • Process Improvement Consulting LLC in Boiling Springs, SC$586K (2022) · Renasant Bank
  • Smash My Trash – San Jose South in Walnut Creek, CA$350K (2022) · Newtek Small Business Finance, Inc.
  • Dumpster Compaction of the Carolinas LLC in Greer, SC$350K (2022) · Readycap Lending, LLC
  • Smash My Trash in Cambridge, MA$350K (2022) · Newtek Small Business Finance, Inc.
  • ELFKO SMT LLC in North Dartmouth, MA$350K (2022) · United Community Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Smash My Trash brand mark

Who funds Smash My Trash — and where

Every dot is a financed Smash My Trash103 mapped.

Financed Smash My Trash locations — list all 103 as text

Most active states

  1. 1.Georgia (13 loans)
  2. 2.California (12 loans)
  3. 3.Ohio (10 loans)
  4. 4.Florida (8 loans)
  5. 5.Massachusetts (8 loans)
  6. 6.Texas (6 loans)
  7. 7.Pennsylvania (4 loans)
  8. 8.Indiana (4 loans)

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Common questions

How much does a Smash My Trash cost to buy or open?

The typical deal for Smash My Trash is $324K across 103 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $36K of buyer cash on a typical deal.

How risky is Smash My Trash?

0.99% of Smash My Trash's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Smash My Trash with an SBA loan?

Yes — Smash My Trash has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Smash My Trash franchise

Most Smash My Trash buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Smash My Trash deal financed for $324K, which points to about $36K of buyer cash on a typical purchase. Smash My Trash is listed in the SBA Franchise Directory (identifier S3588), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Smash My Trash — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Smash My Trash — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Smash My Trash — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Smash My Trash is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 103 SBA 7(a) deals since 2020
  • $324K typical deal
  • 2 deals since FY2025
  • 0.99% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S3588)
  • Top lenders: The Huntington National Bank, Ameris Bank, Old National Bank
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Smash My Trash.

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