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Lender record

Ameris Bank

The real lending record — every figure below is drawn from public SBA 7(a) loan records (FY2020–present): the loans Ameris Bank funded, the businesses, the branches, and its FDIC profile. HQ: 3490 Piedmont Rd Ne, Atlanta, GA. 178 branches.

Ameris Bank banner

329

Recent deals (FY20+)

$693K

Typical deal

22 days

Approval → funding

0%

Failure rate (FY20–23)

Where Ameris Bank lends

Deals Ameris Bank funded — list all 326 as text

Deal profile

Most Ameris Bank deals land between $492K and $1.3M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Fitness and Recreational Sports Centers (33)
  2. 2.Limited-Service Restaurants (32)
  3. 3.Gasoline Stations with Convenience Stores (18)
  4. 4.RV (Recreational Vehicle) Parks and Campgrounds (18)
  5. 5.Snack and Nonalcoholic Beverage Bars (13)
  6. 6.Full-Service Restaurants (9)
  7. 7.Offices of All Other Miscellaneous Health Practitioners (6)
  8. 8.Landscaping Services (6)

Most active states

  1. 1.Georgia (85 deals)
  2. 2.Florida (61 deals)
  3. 3.California (28 deals)
  4. 4.Texas (25 deals)
  5. 5.Massachusetts (17 deals)
  6. 6.Virginia (12 deals)
  7. 7.North Carolina (12 deals)
  8. 8.Arizona (8 deals)
  9. 9.South Carolina (8 deals)
  10. 10.Michigan (6 deals)

Franchises they finance most

Smash My Trash

8 deals

D1T raining

6 deals

CycleBar

5 deals

Yoga Six

5 deals

Scooter's Coffee

4 deals

Can Ameris Bank fund you? The bank behind the loans

Total assets

$28.0B

▲ 2.2% vs prior quarter

Deposits on hand

$22.7B

▲ 1% vs prior quarter

Loans outstanding

$22.0B

▲ 0.8% vs prior quarter

Net income (latest qtr)

$113.7M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Ameris Bank more SBA-focused than 24% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 1.64% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Recent deals

  • GTL Construction of New Jersey Inc. in Cedar Knolls, NJ — $2.5M (2026) · purchase · Commercial and Institutional Building Construction
  • Let's Cook LLC in Atlanta, GA — $2.4M (2026) · purchase · Full-Service Restaurants
  • Westlake Care Hospitality LLC in Westlake, OH — $2.3M (2026) · Hotels (except Casino Hotels) and Motels
  • ISERV TECH, LLC in Ocala, FL — $1.3M (2026) · Other Scientific and Technical Consulting Services
  • Rays International Holdings, Inc. in Jacksonville Beach, FL — $1.0M (2026) · General Automotive Repair
  • Cinder Lighting & Grip, LLC in Atlanta, GA — $781K (2026) · Other Commercial and Industrial Machinery and Equipment Rent
  • Woodstock Parent Teacher Store LLC in Woodstock, GA — $509K (2026) · Office Supplies and Stationery Retailers
  • Garland Mountain, LLC in Waleska, GA — $4.1M (2025) · All Other Amusement and Recreation Industries
  • Sunstate Commercial Properties LLC in Yulee, FL — $3.6M (2025) · purchase · Fabricated Structural Metal Manufacturing
  • North Georgia Social Club LLC in Clayton, GA — $2.5M (2025) · purchase · Sporting Goods Retailers

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Ameris Bank financed

314 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Ameris Bank.

Agent summary

This page summarizes Ameris Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 329 SBA 7(a) loans on record
  • $693K typical deal
  • 55 business-acquisition loans
  • HQ: 3490 Piedmont Rd Ne, Atlanta, GA
  • FDIC total assets $28.0B

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-28.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/ameris-bank
API:
https://www.capbench.com/api/public/lenders/ameris-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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