CycleBar, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0452)
49 deals since 2020 · typical deal $534K · 8.89% failure rate
49
Deals since 2020
$534K
Typical deal
3
Deals since FY2025
8.89%
Failure rate (FY20–23)
What buyers pay for CycleBar
Most CycleBar deals financed between $343K and $650K. Above $650K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $6,983
- Down payment (10%)
- $59K
- Cash to close (all-in)
- $79K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$79K)
Experience
Recent financings
- On Holiday Inc. in Providence, RI — $343K (2026) · purchase · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $257K (75%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Fitness and Recreational Sports Centers
If you were the buyer here
- Est. deal size
- $381K
- Est. down payment (10%)
- $38K
- Est. cash at closing
- $51K
- Monthly payment
- $4,438
- Annual debt service
- $53K
- Cash flow needed (1.25×)
- $67K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
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- CYCLEBAR - OVERLOOK in Portland, OR — $1.1M (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 129 months
- SBA guaranteed
- $853K (75%)
- Approval → funding
- 2 days
- Approved
- 10/29/2024
- First disbursed
- 10/31/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by First Bank of the Lake · Lender record →
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- AVALOS-HRNCIRIK GROUP, INC. in Richardson, TX — $120K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 12.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $102K (85%)
- Approval → funding
- 5 days
- Approved
- 3/13/2025
- First disbursed
- 3/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by BayFirst National Bank · Lender record →
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- ZEUS CAPITAL FITNESS, LLC in Laguna Beach, CA — $45K (2024) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.74% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $23K (50%)
- Approved
- 11/27/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by U.S. Bank, National Association · Lender record →
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- EKVirtUS LLC in San Jose, CA — $869K (2023) · Ameris Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 124 months
- SBA guaranteed
- $652K (75%)
- Approval → funding
- 17 days
- Approved
- 9/8/2023
- First disbursed
- 9/25/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Ameris Bank · Lender record →
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- AT Fitness, LLC in Ashburn, VA — $650K (2023) · Atlantic Union Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $488K (75%)
- Approval → funding
- 0 days
- Approved
- 9/21/2023
- First disbursed
- 9/21/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Atlantic Union Bank · Lender record →
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- AT Fitness, LLC in Ashburn, VA — $650K (2023) · Atlantic Union Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $488K (75%)
- Approved
- 9/27/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Atlantic Union Bank · Lender record →
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- GoCo Crew LLC in Austin, TX — $500K (2023) · Five Star Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 105 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 8 days
- Approved
- 11/29/2022
- First disbursed
- 12/7/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 42
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Five Star Bank · Lender record →
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- WAM Fitness, LLC in Bozeman, MT — $492K (2023) · Glacier Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 90 months
- SBA guaranteed
- $369K (75%)
- Approval → funding
- 9 days
- Approved
- 8/23/2023
- First disbursed
- 9/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Glacier Bank · Lender record →
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- CSquared FTL, LLC in Fort Lauderdale, FL — $150K (2023) · Locality Bank
- Program
- 7a General
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 14 days
- Approved
- 6/28/2023
- First disbursed
- 7/12/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by Locality Bank · Lender record →
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Who funds CycleBar — and where
Every dot is a financed CycleBar — 49 mapped.
Financed CycleBar locations — list all 49 as text
- Premium Cycling Lake Nona LLC — Orlando · $667K · FY2021 · Fitness and Recreational Sports Centers
- Red Dog Premier Indoor Cycling Inc. — Winter Garden · $778K · FY2021 · Fitness and Recreational Sports Centers
- Red Dog Premier Indoor Cycling Inc — Winter Garden · $25K · FY2021 · Fitness and Recreational Sports Centers
- JM Boise, LLC — Boise · $642K · FY2021 · Fitness and Recreational Sports Centers
- Cycle Bismarck, Inc. — Bismarck · $200K · FY2021 · Fitness and Recreational Sports Centers
- Willard Fitness LLC — O' Fallon · $337K · FY2021 · Fitness and Recreational Sports Centers
- GoCo Crew LLC — Austin · $500K · FY2023 · Fitness and Recreational Sports Centers
- On Holiday Inc. — Providence · $343K · FY2026 · Fitness and Recreational Sports Centers
- AVALOS-HRNCIRIK GROUP, INC. — Richardson · $120K · FY2025 · Fitness and Recreational Sports Centers
- Burkelly Inc — Manhattan Beach · $675K · FY2020 · Fitness and Recreational Sports Centers
- PRL Investments LLC — Spokane · $1.7M · FY2020 · Fitness and Recreational Sports Centers
- Cycle Girls Gainsville, LLC — Gainesville · $585K · FY2020 · Fitness and Recreational Sports Centers
- Riser Performance Management Partners LLC — Naperville · $503K · FY2020 · Fitness and Recreational Sports Centers
- PKJ Fitness, LLC — Spokane · $483K · FY2020 · Fitness and Recreational Sports Centers
- CB Riverstone LLC — Sugar Land · $398K · FY2020 · Fitness and Recreational Sports Centers
- DORMAN FITNESS CONCEPTS, INC. — Valrico · $635K · FY2021 · Fitness and Recreational Sports Centers
- TRYCYCLE LLC — Columbia · $611K · FY2022 · Fitness and Recreational Sports Centers
- Amlin Fitness LLC — Cary · $25K · FY2022 · Fitness and Recreational Sports Centers
- Amlin Fitness LLC — Cary · $814K · FY2022 · Fitness and Recreational Sports Centers
- Renegade City, LLC — Tallahassee · $487K · FY2022 · Fitness and Recreational Sports Centers
- Renegade City, LLC — Tallahassee · $40K · FY2022 · Fitness and Recreational Sports Centers
- JaneShirley Management Group, Inc. — Charlotte · $675K · FY2022 · Fitness and Recreational Sports Centers
- JaneShirley Management Group, Inc. — Charlotte · $40K · FY2022 · Fitness and Recreational Sports Centers
- CYCLEBAR - OVERLOOK — Portland · $1.1M · FY2025 · Fitness and Recreational Sports Centers
- WAM Fitness, LLC — Bozeman · $492K · FY2023 · Fitness and Recreational Sports Centers
- EKVirtUS LLC — San Jose · $869K · FY2023 · Fitness and Recreational Sports Centers
- AT Fitness, LLC — Ashburn · $650K · FY2023 · Fitness and Recreational Sports Centers
- AT Fitness, LLC — Ashburn · $650K · FY2023 · Fitness and Recreational Sports Centers
- ZEUS CAPITAL FITNESS, LLC — Laguna Beach · $45K · FY2024 · Fitness and Recreational Sports Centers
- CSquared FTL, LLC — Fort Lauderdale · $150K · FY2023 · Fitness and Recreational Sports Centers
- Premium Cycling Dr. Phillips, LLC — Orlando · $715K · FY2020 · Fitness and Recreational Sports Centers
- Newport Fitness LLC — Irvine · $390K · FY2020 · Fitness and Recreational Sports Centers
- Martin Boutique Fitness LLC — Upland · $612K · FY2020 · Fitness and Recreational Sports Centers
- Pedal Storage & Ride Confident, Inc — Maynard · $550K · FY2022 · Fitness and Recreational Sports Centers
- M10 Fitness Holdings, Inc. — Perrysburg · $87K · FY2022 · Fitness and Recreational Sports Centers
- ECG Ventures Inc — Tyler · $512K · FY2022 · Fitness and Recreational Sports Centers
- Move Your Feet, LLC — Westlake Village · $200K · FY2022 · Fitness and Recreational Sports Centers
- TMSTELMACH INC — Pearland · $589K · FY2021 · Fitness and Recreational Sports Centers
- West Texas Ladies Fitness LLC — Irving · $497K · FY2021 · Snack and Nonalcoholic Beverage Bars
- TMSTELMACH INC — Pearland · $589K · FY2021 · Fitness and Recreational Sports Centers
- Zen Cycle LLC — San Mateo · $629K · FY2021 · Fitness and Recreational Sports Centers
- LuvFitness LLC — Parker · $632K · FY2021 · Fitness and Recreational Sports Centers
- Tone 3, LLC — Fort Myers · $413K · FY2021 · Fitness and Recreational Sports Centers
- Pineda Fitness LLC — Encino · $487K · FY2021 · Fitness and Recreational Sports Centers
- GL Fitness Corporation — Houston · $721K · FY2021 · Fitness and Recreational Sports Centers
- Ella & Leah Fitness LLC — Lakeland · $927K · FY2021 · Fitness and Recreational Sports Centers
- M10 Fitness Holdings, Inc. — Perrysburg · $30K · FY2021 · Fitness and Recreational Sports Centers
- M10 Fitness Holdings, Inc. — Perrysburg · $534K · FY2021 · Fitness and Recreational Sports Centers
- SD Productions GR, LLC — Grand Rapids · $549K · FY2021 · Fitness and Recreational Sports Centers
Top lenders for this brand
1.The Huntington National Bank(10)
2.Ameris Bank(5)
3.Citizens Bank(3)
- 4.Community Bank & Trust-West Georgia (2)
5.TowneBank(2)
Most active states
- 1.Florida (10 loans)
- 2.Texas (8 loans)
- 3.California (8 loans)
- 4.North Carolina (4 loans)
- 5.Ohio (3 loans)
- 6.Missouri (2 loans)
- 7.Washington (2 loans)
- 8.Virginia (2 loans)
Represent CycleBar?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a CycleBar cost to buy or open?
The typical deal for CycleBar is $534K across 49 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $59K of buyer cash on a typical deal.
How risky is CycleBar?
8.89% of CycleBar's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a CycleBar with an SBA loan?
Yes — CycleBar has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a CycleBar franchise
Most CycleBar buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical CycleBar deal financed for $534K, which points to about $59K of buyer cash on a typical purchase. CycleBar is listed in the SBA Franchise Directory (identifier S0452), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund CycleBar — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for CycleBar — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for CycleBar — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. CycleBar is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 49 SBA 7(a) deals since 2020
- $534K typical deal
- 3 deals since FY2025
- 8.89% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S0452)
- Top lenders: The Huntington National Bank, Ameris Bank, Citizens Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a CycleBar?
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Represent CycleBar?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with CycleBar.