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CycleBar, by the numbers

CycleBar appears in 49 SBA 7(a) loans since 2020, with a 8.89% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0452)

49 deals since 2020 · typical deal $534K · 8.89% failure rate

49

Deals since 2020

$534K

Typical deal

3

Deals since FY2025

8.89%

Failure rate (FY20–23)

8.89% of CycleBar's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.

What buyers pay for CycleBar

Most CycleBar deals financed between $343K and $650K. Above $650K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$6,983
Down payment (10%)
$59K
Cash to close (all-in)
$79K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$79K)

Experience

Recent financings

  • On Holiday Inc. in Providence, RI — $343K (2026) · purchase · United Midwest Savings Bank National Association
  • CYCLEBAR - OVERLOOK in Portland, OR — $1.1M (2025) · First Bank of the Lake
  • AVALOS-HRNCIRIK GROUP, INC. in Richardson, TX — $120K (2025) · BayFirst National Bank
  • ZEUS CAPITAL FITNESS, LLC in Laguna Beach, CA — $45K (2024) · U.S. Bank, National Association
  • EKVirtUS LLC in San Jose, CA — $869K (2023) · Ameris Bank
  • AT Fitness, LLC in Ashburn, VA — $650K (2023) · Atlantic Union Bank
  • AT Fitness, LLC in Ashburn, VA — $650K (2023) · Atlantic Union Bank
  • GoCo Crew LLC in Austin, TX — $500K (2023) · Five Star Bank
  • WAM Fitness, LLC in Bozeman, MT — $492K (2023) · Glacier Bank
  • CSquared FTL, LLC in Fort Lauderdale, FL — $150K (2023) · Locality Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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CycleBar brand mark

Who funds CycleBar — and where

Every dot is a financed CycleBar — 49 mapped.

Financed CycleBar locations — list all 49 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(10)
  2. 2.Ameris Bank(5)
  3. 3.Citizens Bank(3)
  4. 4.Community Bank & Trust-West Georgia (2)
  5. 5.TowneBank(2)

Most active states

  1. 1.Florida (10 loans)CycleBar lenders in Florida->
  2. 2.Texas (8 loans)CycleBar lenders in Texas->
  3. 3.California (8 loans)CycleBar lenders in California->
  4. 4.North Carolina (4 loans)CycleBar lenders in North Carolina->
  5. 5.Ohio (3 loans)CycleBar lenders in Ohio->
  6. 6.Missouri (2 loans)CycleBar lenders in Missouri->
  7. 7.Washington (2 loans)CycleBar lenders in Washington->
  8. 8.Virginia (2 loans)CycleBar lenders in Virginia->

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Common questions

How much does a CycleBar cost to buy or open?

The typical deal for CycleBar is $534K across 49 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $59K of buyer cash on a typical deal.

How risky is CycleBar?

8.89% of CycleBar's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a CycleBar with an SBA loan?

Yes — CycleBar has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a CycleBar franchise

Most CycleBar buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical CycleBar deal financed for $534K, which points to about $59K of buyer cash on a typical purchase. CycleBar is listed in the SBA Franchise Directory (identifier S0452), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund CycleBar — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for CycleBar — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for CycleBar — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. CycleBar is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 49 SBA 7(a) deals since 2020
  • $534K typical deal
  • 3 deals since FY2025
  • 8.89% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S0452)
  • Top lenders: The Huntington National Bank, Ameris Bank, Citizens Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/cyclebar
API:
https://www.capbench.com/api/public/franchises/cyclebar
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with CycleBar.

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