SBA lending record
Zen Cycle LLC
56 31st Avenue, San Mateo, CA 94403 · Fitness and Recreational Sports Centers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$629K
Total SBA financing
1
Loan on record
FY2021
On record
8
Jobs supported
Franchise brand
CycleBar
See CycleBar's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
Is Zen Cycle LLC your business?
This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.
The loan
$629,300 — FY2021
- Gross approval
- $629,300
- SBA guaranteed
- $566,370 (90%)
- Status
- Paid in full
- Rate at approval
- 5.5% v
- Term
- 118 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 8/2/2021
- First disbursement
- 9/30/2021
- Days to fund
- 59 days
- Paid in full
- 1/31/2026
- Collateral
- Required
- Jobs supported
- 8
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
- NAICS code
- 713940
- Franchise
- CycleBar
- Franchise code
- S0452
- Lender
- Ameris Bank
- Address
- 56 31st Avenue
- City
- San Mateo, 94403
- County
- San Mateo
- SBA district office
- SAN FRANCISCO DISTRICT OFFICE
- Congressional district
- 14
The lender
Find SBA lenders for businesses like this
The banks most active funding fitness and recreational sports centers — by location, industry, and brand.
Other CycleBar locations
Other CycleBar businesses in the public SBA record — closest first, by location and deal size.
EKVirtUS LLC
San Jose, CA· ~26 mi
CycleBar
- $869K
- SBA financing
- ≈ $1.7M–$2.8M
- Est. revenue (rough)
Martin Boutique Fitness LLC
Upland, CA· ~350 mi
CycleBar
- $612K
- SBA financing
- ≈ $1.2M–$2.0M
- Est. revenue (rough)
Burkelly Inc
Manhattan Beach, CA· ~333 mi
CycleBar
- $675K
- SBA financing
- ≈ $1.3M–$2.2M
- Est. revenue (rough)
JM Boise, LLC
Boise, ID· ~527 mi
CycleBar
- $642K
- SBA financing
- ≈ $1.3M–$2.1M
- Est. revenue (rough)
Pineda Fitness LLC
Encino, CA· ~316 mi
CycleBar
- $487K
- SBA financing
- ≈ $955K–$1.6M
- Est. revenue (rough)
LuvFitness LLC
Parker, CO· ~956 mi
CycleBar
- $632K
- SBA financing
- ≈ $1.2M–$2.1M
- Est. revenue (rough)
Similar businesses
Comparable fitness and recreational sports centers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Hot Health, Inc.
Belmont, CA· ~2 mi
Hotworx
- $613K
- SBA financing
- ≈ $1.2M–$2.0M
- Est. revenue (rough)
MKA Fitness LLC
San Carlos, CA· ~3 mi
Rumble
- $750K
- SBA financing
- ≈ $1.5M–$2.5M
- Est. revenue (rough)
Hiptwist Fitness LLC
San Mateo, CA· ~2 mi
Fitness and Recreational Sports Centers
- $400K
- SBA financing
- ≈ $784K–$1.3M
- Est. revenue (rough)
PerformanceGaines LLC
Palo Alto, CA· ~13 mi
Fitness and Recreational Sports Centers
- $495K
- SBA financing
- ≈ $971K–$1.6M
- Est. revenue (rough)
Bay Area Luxury Fitness LLC
Santa Clara, CA· ~22 mi
JETSET Pilates
- $674K
- SBA financing
- ≈ $1.3M–$2.2M
- Est. revenue (rough)
MKC Fitness
Los Altos, CA· ~17 mi
Stretch Lab
- $536K
- SBA financing
- ≈ $1.1M–$1.8M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Zen Cycle LLC in San Mateo, CA (Fitness and Recreational Sports Centers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $629K
- On record FY2021
- 8 jobs supported
- Industry: Fitness and Recreational Sports Centers
- Location: San Mateo, CA
- Lender: Ameris Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Fitness and Recreational Sports Centers businesses in CA for ~$629k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is Zen Cycle LLC your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Zen Cycle LLC.