Fitness & Recreation · lender intelligence
How to finance a CycleBar in California
The SBA 7(a) lenders funding the most CycleBar deals in California, from public loan records — typical CycleBar loan about $534K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance CycleBar in California
$612K
Typical loan
range $390K–$675K
$680K
Est. purchase price
≈ loan ÷ 90%
$90,950
Cash to close
$68,000 down + fees
$7,919/mo
Typical payment
~9.5% · 10yr
$109,282/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
37 days
Typical time to fund
6
Lenders competing
more = leverage
7.04%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with CycleBar in California
Ranked by funded CycleBar loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.9 loans · $13M · Atlanta, GAFull record →
- 2.66 loans · $68M · Milford, IAFull record →
- 3.12 loans · $8M · Bakersfield, CAFull record →
- 4.75 loans · $98M · Sioux Falls, SDFull record →
8+ funded CycleBar in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- ZEUS CAPITAL FITNESS, LLC in Laguna Beach, CA — $45K (2024) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.74% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $23K (50%)
- Approved
- 11/27/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- EKVirtUS LLC in San Jose, CA — $869K (2023) · Ameris Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 124 months
- SBA guaranteed
- $652K (75%)
- Approval → funding
- 17 days
- Approved
- 9/8/2023
- First disbursed
- 9/25/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
- Move Your Feet, LLC in Westlake Village, CA — $200K (2022) · Mission Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 87 months
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 15 days
- Approved
- 4/19/2022
- First disbursed
- 5/4/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Mission Bank · Lender record →
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- Zen Cycle LLC in San Mateo, CA — $629K (2021) · Ameris Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 118 months
- SBA guaranteed
- $566K (90%)
- Approval → funding
- 59 days
- Approved
- 8/2/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
- Pineda Fitness LLC in Encino, CA — $487K (2021) · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $438K (90%)
- Approval → funding
- 37 days
- Approved
- 8/24/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Burkelly Inc in Manhattan Beach, CA — $675K (2020) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 78 months
- SBA guaranteed
- $506K (75%)
- Approval → funding
- 192 days
- Approved
- 4/22/2020
- First disbursed
- 10/31/2020
- Loan status
- Failed — $384K charged off (2/5/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Martin Boutique Fitness LLC in Upland, CA — $612K (2020) · Ameris Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 124 months
- SBA guaranteed
- $459K (75%)
- Approved
- 3/3/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
- Newport Fitness LLC in Irvine, CA — $390K (2020) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.35% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $292K (75%)
- Approval → funding
- 16 days
- Approved
- 2/13/2020
- First disbursed
- 2/29/2020
- Loan status
- Paid in full (1/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a CycleBar in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded CycleBar loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a CycleBar purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Ameris Bank funds the most here. CapBench is not a lender.
- $534K typical CycleBar loan
- 6 lenders active in California
- 8+ funded California deals
- 37 days typical to fund
Buyers buying a CycleBar in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.