Fitness & Recreation · lender intelligence

How to finance a CycleBar in Oregon

State:

The SBA 7(a) lenders funding the most CycleBar deals in Oregon, from public loan records — typical CycleBar loan about $534K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance CycleBar in Oregon

$1.14M

Typical loan

range $1.14M–$1.14M

$1.26M

Est. purchase price

≈ loan ÷ 90%

$173,234

Cash to close

$126,333 down + fees

$14,713/mo

Typical payment

~9.5% · 10yr

$203,039/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

2 days

Typical time to fund

Lenders competing

more = leverage

10.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with CycleBar in Oregon

Ranked by funded CycleBar loans in Oregon. Tap a lender for its full record, or hit Get in touch for an introduction.

1.318 loans · $229M · Osage Beach, MOFull record →

1+ funded CycleBar in Oregon deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

CYCLEBAR - OVERLOOK in Portland, OR — $1.1M (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
129 months
SBA guaranteed
$853K (75%)
Approval → funding
2 days
Approved
10/29/2024
First disbursed
10/31/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal

Buying a CycleBar in Oregon? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded CycleBar loans with a Oregon project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a CycleBar purchase in Oregon with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Oregon deals. First Bank of the Lake funds the most here. CapBench is not a lender.

$534K typical CycleBar loan
1 lenders active in Oregon
1+ funded Oregon deals
2 days typical to fund

Buyers buying a CycleBar in Oregon typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All CycleBar lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/cyclebar/oregon
API:: https://www.capbench.com/api/public/lenders?franchise=cyclebar
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.