Fitness & Recreation · lender intelligence
How to finance a CycleBar in Missouri
The SBA 7(a) lenders funding the most CycleBar deals in Missouri, from public loan records — typical CycleBar loan about $534K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance CycleBar in Missouri
$611K
Typical loan
range $337K–$611K
$679K
Est. purchase price
≈ loan ÷ 90%
$90,817
Cash to close
$67,900 down + fees
$7,907/mo
Typical payment
~9.5% · 10yr
$109,117/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
98 days
Typical time to fund
2
Lenders competing
more = leverage
5.05%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with CycleBar in Missouri
Ranked by funded CycleBar loans in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.5 loans · $3M · Saint Louis, MOFull record →
- 2.10 loans · $3M · Perryville, MOFull record →
2+ funded CycleBar in Missouri deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- TRYCYCLE LLC in Columbia, MO — $611K (2022) · The Bank of Missouri
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 100 months
- SBA guaranteed
- $458K (75%)
- Approval → funding
- 13 days
- Approved
- 4/26/2022
- First disbursed
- 5/9/2022
- Loan status
- Failed — $592K charged off (9/11/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Bank of Missouri · Lender record →
Your business? Claim this record · Request removal
- Willard Fitness LLC in O' Fallon, MO — $337K (2021) · Royal Banks of Missouri
- Program
- 7a General
- Rate at approval
- 4.85% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $304K (90%)
- Approval → funding
- 98 days
- Approved
- 4/27/2021
- First disbursed
- 8/3/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Royal Banks of Missouri · Lender record →
Your business? Claim this record · Request removal
Buying a CycleBar in Missouri? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded CycleBar loans with a Missouri project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a CycleBar purchase in Missouri with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Missouri deals. Royal Banks of Missouri funds the most here. CapBench is not a lender.
- $534K typical CycleBar loan
- 2 lenders active in Missouri
- 2+ funded Missouri deals
- 98 days typical to fund
Buyers buying a CycleBar in Missouri typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.