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Lender record

Locality Bank

The real lending record — every figure from funded deals. HQ: 1400 S Andrews Ave, Fort Lauderdale, FL. 1 branch.

61

Recent deals (FY20+)

$585K

Typical deal

20 days

Approval → funding

0%

Failure rate (FY20–23)

Where Locality Bank lends

Deals Locality Bank funded — list all 61 as text

Deal profile

Most Locality Bank deals land between $325K and $990K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Fitness and Recreational Sports Centers (6)
  2. 2.Offices of Lawyers (3)
  3. 3.Ship Building and Repairing (3)
  4. 4.Snack and Nonalcoholic Beverage Bars (3)
  5. 5.Offices of Physicians (except Mental Health Specialists) (3)
  6. 6.Other Heavy and Civil Engineering Construction (3)
  7. 7.Full-Service Restaurants (2)
  8. 8.Meat and Meat Product Merchant Wholesalers (2)

Most active states

  1. 1.Florida (58 deals)
  2. 2.Georgia (2 deals)
  3. 3.Nevada (1 deals)

Franchises they finance most

Intelligent Office

1 deals

F45 Training

1 deals

Cold Stone Creamery

1 deals

Body20

1 deals

CycleBar

1 deals

Can Locality Bank fund you? The bank behind the loans

Total assets

$358.0M

▲ 3.1% vs prior quarter

Deposits on hand

$294.1M

▼ 1% vs prior quarter

Loans outstanding

$287.2M

▲ 6.8% vs prior quarter

Net income (latest qtr)

$84K

  • •An active SBA program (~1.2% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Locality Bank more SBA-focused than 81% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 0.1% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Locality Bank branch (1)

Locality BankMain office1400 S Andrews AveFort Lauderdale, FL 33316 · since 2022

Branch data: FDIC BankFind.

Recent deals

  • Spraymation Holdings, Inc. in Oakland Park, FL — $2.0M (2026) · Measuring, Dispensing, and Other Pumping Equipment Manufactu
  • Mordisco LLC in Doral, FL — $704K (2026) · Full-Service Restaurants
  • Karma Kava Inc. in Fort Lauderdale, FL — $256K (2026) · Limited-Service Restaurants
  • Latin American Financial Publications Inc in Miami, FL — $2.4M (2025) · Periodical Publishers
  • Collision Champs Florida 1 LLC in Hollywood, FL — $2.1M (2025) · purchase · Automotive Body, Paint, and Interior Repair and Maintenance
  • The Law For All, P.A. in Indialantic, FL — $1.9M (2025) · Offices of Lawyers
  • BMD International Trading Corp in Weston, FL — $1.5M (2025) · Meat and Meat Product Merchant Wholesalers
  • BMD International Trading Corp in Weston, FL — $1.5M (2025) · Meat and Meat Product Merchant Wholesalers
  • Intelligent Office in Palm Beach Gardens, FL — $1.2M (2025) · purchase · Nonresidential Property Managers
  • HAPYCHAPPY INC in Coral Springs, FL — $875K (2025) · purchase · Sporting Goods Retailers

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Locality Bank financed

53 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Locality Bank.

Agent summary

This page summarizes Locality Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 61 SBA 7(a) loans on record
  • $585K typical deal
  • 9 business-acquisition loans
  • HQ: 1400 S Andrews Ave, Fort Lauderdale, FL
  • 1 FDIC branch location
  • FDIC total assets $358.0M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/locality-bank
API:
https://www.capbench.com/api/public/lenders/locality-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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