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Body20, by the numbers

Body20 appears in 42 SBA 7(a) loans since 2020, with a 0% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3851)

42 deals since 2020 · typical deal $452K · 0% failure rate

42

Deals since 2020

$452K

Typical deal

5

Deals since FY2025

0%

Failure rate (FY20–23)

Body20 buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Body20

Most Body20 deals financed between $40K and $530K. Above $530K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$5,911
Down payment (10%)
$50K
Cash to close (all-in)
$67K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$67K)

Experience

Recent financings

  • SLR Fitness Performance, LLC in Carmel, IN — $530K (2025) · The Huntington National Bank
  • BODY20 ROCKWALL in Heath, TX — $500K (2025) · First Bank of the Lake
  • Davis - Advanced Exercise Services LLC in Little Elm, TX — $460K (2025) · The Huntington National Bank
  • Davis - Advanced Exercise Services LLC in Little Elm, TX — $50K (2025) · The Huntington National Bank
  • SLR Fitness Performance, LLC in Carmel, IN — $25K (2025) · The Huntington National Bank
  • Triton Midwest, LLC in Des Peres, MO — $602K (2024) · The Huntington National Bank
  • BEK Mooresville LLC in Mooresville, NC — $596K (2024) · First Bank of the Lake
  • Phalanx Fitness, LLC in Chicago, IL — $557K (2024) · The Bank of Houston
  • EWGM Holdings, LLC in Mount Pleasant, SC — $542K (2024) · The Huntington National Bank
  • KF Legacy Holdings LLC in Sugar Land, TX — $530K (2024) · The Huntington National Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Body20 brand mark

Who funds Body20 — and where

Every dot is a financed Body20 — 42 mapped.

Financed Body20 locations — list all 42 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(27)
  2. 2.First Bank of the Lake(7)
  3. 3.Simmons Bank(2)
  4. 4.LendingClub Bank, National Association(1)
  5. 5.Locality Bank(1)

Most active states

  1. 1.Texas (15 loans)Body20 lenders in Texas->
  2. 2.Florida (5 loans)Body20 lenders in Florida->
  3. 3.Georgia (4 loans)Body20 lenders in Georgia->
  4. 4.Nevada (3 loans)Body20 lenders in Nevada->
  5. 5.Arizona (3 loans)Body20 lenders in Arizona->
  6. 6.Pennsylvania (2 loans)Body20 lenders in Pennsylvania->
  7. 7.Missouri (2 loans)Body20 lenders in Missouri->
  8. 8.Illinois (2 loans)Body20 lenders in Illinois->

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Common questions

How much does a Body20 cost to buy or open?

The typical deal for Body20 is $452K across 42 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $50K of buyer cash on a typical deal.

How risky is Body20?

0% of Body20's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Body20 with an SBA loan?

Yes — Body20 has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Body20 franchise

Most Body20 buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Body20 deal financed for $452K, which points to about $50K of buyer cash on a typical purchase. Body20 is listed in the SBA Franchise Directory (identifier S3851), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Body20 — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Body20 — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Body20 — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Body20 is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 42 SBA 7(a) deals since 2020
  • $452K typical deal
  • 5 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S3851)
  • Top lenders: The Huntington National Bank, First Bank of the Lake, Simmons Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-02.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/body20
API:
https://www.capbench.com/api/public/franchises/body20
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Body20.

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