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Lender record

Five Star Bank

The real lending record — every figure from funded deals. HQ: 2240 Douglas Blvd, Roseville, CA. 9 branches.

1,517

Recent deals (FY20+)

$225K

Typical deal

16 days

Approval → funding

2.9%

Failure rate (FY20–23)

Where Five Star Bank lends

Deals Five Star Bank funded — list all 500 as text

Deal profile

Most Five Star Bank deals land between $100K and $350K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.All Other Professional, Scientific, and Technical Services (52)
  2. 2.Fitness and Recreational Sports Centers (52)
  3. 3.Limited-Service Restaurants (40)
  4. 4.Beauty Salons (34)
  5. 5.Custom Computer Programming Services (33)
  6. 6.Electronic Shopping and Mail-Order Houses (33)
  7. 7.Insurance Agencies and Brokerages (32)
  8. 8.Residential Remodelers (31)

Most active states

  1. 1.New York (440 deals)
  2. 2.California (294 deals)
  3. 3.Texas (105 deals)
  4. 4.Florida (104 deals)
  5. 5.Colorado (44 deals)
  6. 6.Illinois (43 deals)
  7. 7.Pennsylvania (41 deals)
  8. 8.New Jersey (39 deals)
  9. 9.Virginia (37 deals)
  10. 10.Georgia (31 deals)

Can Five Star Bank fund you? The bank behind the loans

Total assets

$5.0B

5.9% vs prior quarter

Deposits on hand

$4.5B

6.4% vs prior quarter

Loans outstanding

$4.2B

3.4% vs prior quarter

Net income (latest qtr)

$20.1M

  • SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Five Star Bank more SBA-focused than 26% of the banks on our record.
  • Deposits grew last quarter — more raw lending capacity than the quarter before.
  • Return on assets of 1.64% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Five Star Bank branch (9)

Five Star BankMain office2240 Douglas BlvdRoseville, CA 95661 · since 1999

Five Star Bank - Natomas Office Branch2400 Del Paso RdSacramento, CA 95834 · since 2004

Five Star Bank - Rancho Cordova Office Branch3100 Zinfandel DrRancho Cordova, CA 95670 · since 2006

Five Star Bank - Redding Office Branch358 Hartnell AveRedding, CA 96002 · since 2008

Five Star Bank - Chico Office Branch1370 E Lassen AveChico, CA 95973 · since 2014

Five Star Bank Yuba City Office Branch855 Harter PkwyYuba City, CA 95993 · since 2020

Five Star Bank - Elk Grove Banking Office Branch9250 Laguna Springs DrElk Grove, CA 95758 · since 2022

San Francisco Branch345 California StreetSan Francisco, CA 94104 · since 2024

Walnut Creek Branch1333 N California BlvdWalnut Creek, CA 94596 · since 2025

Branch data: FDIC BankFind.

Recent deals

  • Avani Wine & Spirits Inc. in Ithaca, NY$1.6M (2026) · Beer, Wine, and Liquor Retailers
  • Finch Holdings, LLC in Bergen, NY$750K (2026) · purchase · Office Furniture (except Wood) Manufacturing
  • Nextgen Contracting LLC in Buffalo, NY$500K (2026) · Commercial and Institutional Building Construction
  • Stone Art Memorial Co., Inc. in Buffalo, NY$350K (2026) · Cut Stone and Stone Product Manufacturing
  • Avani Wine & Spirits Inc. in Ithaca, NY$200K (2026) · Beer, Wine, and Liquor Retailers
  • Zale's Lawn and Landscaping LLC in Brockport, NY$200K (2026) · purchase · Landscape Architectural Services
  • Worthington Renovations, LLC in Colden, NY$200K (2026) · Other Services to Buildings and Dwellings
  • Barnard's Camp in Bradford, NY$46K (2026) · RV (Recreational Vehicle) Parks and Campgrounds
  • County Line Lock & Security, LLC. in Rochester, NY$30K (2026) · Security Systems Services (except Locksmiths)
  • Dabolt and Son LLC in Sardinia, NY$24K (2026) · Site Preparation Contractors

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Failed deals

36 of Five Star Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Five Star Bank financed

1,379 businesses on record — the 60 largest by funding. Each links to its full SBA record.

Work at Five Star Bank?

Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.

CapBench analysis of public lending records, FY2020–present. Not affiliated with Five Star Bank.

Agent summary

This page summarizes Five Star Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 1,517 SBA 7(a) loans on record
  • $225K typical deal
  • 34 business-acquisition loans
  • HQ: 2240 Douglas Blvd, Roseville, CA
  • 9 FDIC branch locations
  • FDIC total assets $5.0B
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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