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Crumbl, by the numbers

Crumbl appears in 295 SBA 7(a) loans since 2020, with a 0% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S4360)

295 deals since 2020 · typical deal $473K · 0% failure rate

295

Deals since 2020

$473K

Typical deal

34

Deals since FY2025

0%

Failure rate (FY20–23)

Crumbl buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Crumbl

Most Crumbl deals financed between $344K and $630K. Above $630K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$6,185
Down payment (10%)
$53K
Cash to close (all-in)
$70K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$70K)

Experience

Recent financings

  • TSF HOLDINGS LLC in Carmel, IN — $5.0M (2026) · purchase · First Bank of the Lake
  • S&B Sweets LLC in League City, TX — $4.8M (2026) · Pathward National Association
  • PRJ Management Denham Springs, LLC in Denham Springs, LA — $1.5M (2026) · purchase · The Huntington National Bank
  • MD Strategies, LLC in Monroeville, PA — $1.4M (2026) · purchase · ConnectOne Bank
  • Crumbl Anderson in Anderson, SC — $950K (2026) · purchase · The Bancorp Bank National Association
  • CRUMBL - MILLENIA FL in Orlando, FL — $905K (2026) · purchase · Heritage Bank Inc
  • JAMB, LLC in Florence, AL — $851K (2026) · Cache Valley Bank
  • Seekonk Cookies, LLC in Seekonk, MA — $800K (2026) · Heritage Bank Inc
  • 2AM2 LLC in Linwood, MI — $400K (2026) · ChoiceOne Bank
  • PRJ Management Denham Springs, LLC in Denham Springs, LA — $100K (2026) · purchase · The Huntington National Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Crumbl brand mark

Who funds Crumbl — and where

Every dot is a financed Crumbl — 286 mapped.

Financed Crumbl locations — list all 286 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(30)
  2. 2.Cache Valley Bank(16)
  3. 3.Citizens Bank(13)
  4. 4.United Community Bank(12)
  5. 5.First Internet Bank of Indiana(12)

Most active states

  1. 1.California (33 loans)Crumbl lenders in California->
  2. 2.Texas (32 loans)Crumbl lenders in Texas->
  3. 3.Florida (28 loans)Crumbl lenders in Florida->
  4. 4.Ohio (28 loans)Crumbl lenders in Ohio->
  5. 5.Georgia (19 loans)Crumbl lenders in Georgia->
  6. 6.Massachusetts (11 loans)Crumbl lenders in Massachusetts->
  7. 7.North Carolina (9 loans)Crumbl lenders in North Carolina->
  8. 8.Washington (9 loans)Crumbl lenders in Washington->

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Common questions

How much does a Crumbl cost to buy or open?

The typical deal for Crumbl is $473K across 295 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $52K of buyer cash on a typical deal.

How risky is Crumbl?

0% of Crumbl's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Crumbl with an SBA loan?

Yes — Crumbl has been SBA-financed 34 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Crumbl franchise

Most Crumbl buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Crumbl deal financed for $473K, which points to about $52K of buyer cash on a typical purchase. Crumbl is listed in the SBA Franchise Directory (identifier S4360), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Crumbl — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Crumbl — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Crumbl — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Crumbl is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 295 SBA 7(a) deals since 2020
  • $473K typical deal
  • 34 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S4360)
  • Top lenders: The Huntington National Bank, Cache Valley Bank, Citizens Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/crumbl
API:
https://www.capbench.com/api/public/franchises/crumbl
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Crumbl.

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