Food & Restaurants · lender intelligence

How to finance a Crumbl in Ohio

State:

The SBA 7(a) lenders funding the most Crumbl deals in Ohio, from public loan records — typical Crumbl loan about $473K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Crumbl in Ohio

$379K

Typical loan

range $50K–$635K

$421K

Est. purchase price

≈ loan ÷ 90%

$56,339

Cash to close

$42,122 down + fees

$4,905/mo

Typical payment

~9.5% · 10yr

$67,689/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

24 days

Typical time to fund

Lenders competing

more = leverage

8.26%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Crumbl in Ohio

Ranked by funded Crumbl loans in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.103 loans · $64M · Indiana, PAFull record →
3.284 loans · $254M · Cincinnati, OHFull record →
4.10 loans · $2M · Powell, OHFull record →
5.20 loans · $10M · Newark, OHFull record →

28+ funded Crumbl in Ohio deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Mentor Sweet LLC in Mentor, OH — $909K (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$681K (75%)
Approval → funding
114 days
Approved
5/7/2025
First disbursed
8/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
70
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$101K
Est. cash at closing
$138K
Monthly payment
$11,756
Annual debt service
$141K
Cash flow needed (1.25×)
$176K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
A2 J2 & P, LLC in Perrysburg, OH — $669K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$502K (75%)
Approval → funding
57 days
Approved
9/25/2025
First disbursed
11/21/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
40
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CookieBiz Springfield LLC in Springfield, OH — $649K (2025) · Buckeye State Bank
Program
7a General
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$486K (75%)
Approval → funding
42 days
Approved
9/18/2025
First disbursed
10/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
35
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Buckeye State Bank · Lender record →
Your business? Claim this record · Request removal
Mayfield Sweet LLC in Mayfield Height, OH — $216K (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$162K (75%)
Approval → funding
114 days
Approved
5/7/2025
First disbursed
8/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$240K
Est. down payment (10%)
$24K
Est. cash at closing
$32K
Monthly payment
$2,790
Annual debt service
$33K
Cash flow needed (1.25×)
$42K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
A2 J2 & P, LLC in Perrysburg, OH — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
9/25/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
40
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Mayfield Sweet LLC in Mayfield Height, OH — $25K (2025) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
275 days
Approved
5/7/2025
First disbursed
2/6/2026
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$28K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$323
Annual debt service
$4K
Cash flow needed (1.25×)
$5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Mentor Sweet LLC in Mentor, OH — $25K (2025) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
275 days
Approved
5/7/2025
First disbursed
2/6/2026
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
70
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$28K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$323
Annual debt service
$4K
Cash flow needed (1.25×)
$5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Cincy Ventures LLC in Fairfield Township, OH — $1.7M (2024) · First Commonwealth Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
15 days
Approved
2/8/2024
First disbursed
2/23/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
80
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
DAAAD Investments LLC in Perrysburg, OH — $635K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$476K (75%)
Approval → funding
31 days
Approved
11/5/2023
First disbursed
12/6/2023
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
142
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Cookie Biz Ohio LLC in Troy, OH — $500K (2024) · First Commonwealth Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
7 days
Approved
2/6/2024
First disbursed
2/13/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
DAAAD Investments LLC in Perrysburg, OH — $25K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
11/5/2023
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
72
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
PRL Cookies Polaris, LLC in Columbus, OH — $1.4M (2023) · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
8.24% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
11 days
Approved
4/14/2023
First disbursed
4/25/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
50
Business age
New Business or 2 years or less
Industry
Retail Bakeries
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
PRL Cookies Delaware, LLC in Delaware, OH — $880K (2023) · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
8.24% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$660K (75%)
Approval → funding
11 days
Approved
4/14/2023
First disbursed
4/25/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
50
Business age
New Business or 2 years or less
Industry
Retail Bakeries
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Huber Heights Cookie Legacy LLC in Huber Heights, OH — $615K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$461K (75%)
Approval → funding
11 days
Approved
11/21/2022
First disbursed
12/2/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
The Walton Germany Group LLC in Canal Winchester, OH — $400K (2023) · First Commonwealth Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
20 days
Approved
3/24/2023
First disbursed
4/13/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
70
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
ATGBTG LLC in Youngstown, OH — $350K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approved
5/26/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
142
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Huber Heights Cookie Legacy LLC in Huber Heights, OH — $35K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$18K (50%)
Approved
11/21/2022
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Beavercreek Cookie Legacy, LLC in Beavercreek, OH — $630K (2022) · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
5.16% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$473K (75%)
Approval → funding
13 days
Approved
3/4/2022
First disbursed
3/17/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
55
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Priceless Cookies 03 LLC in Grove City, OH — $505K (2022) · The Fahey Banking Company
Program
7a General
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$379K (75%)
Approval → funding
63 days
Approved
5/9/2022
First disbursed
7/11/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
82
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by The Fahey Banking Company
Your business? Claim this record · Request removal
PRICELESS COOKIES 04, LLC in Heath, OH — $502K (2022) · The Park National Bank
Program
Preferred Lenders Program
Rate at approval
8% fixed
Term
119 months
SBA guaranteed
$377K (75%)
Approval → funding
8 days
Approved
8/18/2022
First disbursed
8/26/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Retail Bakeries
Funded by The Park National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Crumbl in Ohio? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Crumbl loans with a Ohio project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Crumbl purchase in Ohio with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Ohio deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$473K typical Crumbl loan
6 lenders active in Ohio
28+ funded Ohio deals
24 days typical to fund

Buyers buying a Crumbl in Ohio typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Crumbl lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/crumbl/ohio
API:: https://www.capbench.com/api/public/lenders?franchise=crumbl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.