Food & Restaurants · lender intelligence

How to finance a Crumbl in Illinois

State:

The SBA 7(a) lenders funding the most Crumbl deals in Illinois, from public loan records — typical Crumbl loan about $473K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Crumbl in Illinois

$528K

Typical loan

range $335K–$574K

$587K

Est. purchase price

≈ loan ÷ 90%

$78,467

Cash to close

$58,667 down + fees

$6,832/mo

Typical payment

~9.5% · 10yr

$94,282/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

6.04%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Crumbl in Illinois

Ranked by funded Crumbl loans in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.128 loans · $40M · Wilmington, DEFull record →
3.88 loans · $96M · Muncie, INFull record →

6+ funded Crumbl in Illinois deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

GATOR HOLDINGS GROUP LLC in La Grange, IL — $594K (2022) · PNC Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$446K (75%)
Approval → funding
32 days
Approved
6/3/2022
First disbursed
7/5/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
80
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
KARILUS COOKIES-NORTH NAPERVILLE LLC in Naperville, IL — $574K (2022) · First Merchants Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$431K (75%)
Approval → funding
2 days
Approved
2/22/2022
First disbursed
2/24/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
50
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal
DMHJP Group LLC in Tinley Park, IL — $528K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
126 months
SBA guaranteed
$396K (75%)
Approval → funding
10 days
Approved
9/16/2022
First disbursed
9/26/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
56
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DMHJP Group LLC in Tinley Park, IL — $25K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
19 days
Approved
9/16/2022
First disbursed
10/5/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
56
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Crumbl in New Lenox, IL — $475K (2021) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
2.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$428K (90%)
Approval → funding
138 days
Approved
9/15/2021
First disbursed
1/31/2022
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
67
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Stores
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Crumbl Cookies Chicago Old Town in Chicago, IL — $335K (2021) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
127 months
SBA guaranteed
$302K (90%)
Approval → funding
10 days
Approved
7/21/2021
First disbursed
7/31/2021
Loan status
Paid in full (9/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
43
Business age
New Business or 2 years or less
Industry
Baked Goods Stores
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal

Buying a Crumbl in Illinois? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Crumbl loans with a Illinois project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Crumbl purchase in Illinois with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Illinois deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$473K typical Crumbl loan
4 lenders active in Illinois
6+ funded Illinois deals
19 days typical to fund

Buyers buying a Crumbl in Illinois typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Crumbl lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/crumbl/illinois
API:: https://www.capbench.com/api/public/lenders?franchise=crumbl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.