Food & Restaurants · lender intelligence

How to finance a Crumbl in Alabama

State:

Alaska (1)Arizona (2)Arkansas (4)California (33)Colorado (3)Connecticut (2)Delaware (2)Florida (28)Georgia (19)Idaho (6)Illinois (6)Indiana (8)

The SBA 7(a) lenders funding the most Crumbl deals in Alabama, from public loan records — typical Crumbl loan about $473K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Crumbl in Alabama

$495K

Typical loan

range $250K–$640K

$550K

Est. purchase price

≈ loan ÷ 90%

$73,563

Cash to close

$55,000 down + fees

$6,405/mo

Typical payment

~9.5% · 10yr

$88,389/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

6.91%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Crumbl in Alabama

Ranked by funded Crumbl loans in Alabama. Tap a lender for its full record, or hit Get in touch for an introduction.

1.24 loans · $9M · Logan, UTFull record →
2.66 loans · $68M · Milford, IAFull record →
3.318 loans · $229M · Osage Beach, MOFull record →
4.20 loans · $21M · Miami, FLFull record →

7+ funded Crumbl in Alabama deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

JAMB, LLC in Florence, AL — $851K (2026) · Cache Valley Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$638K (75%)
Approved
3/25/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Startup, Loan Funds will Open Business
Industry
Retail Bakeries
Funded by Cache Valley Bank · Lender record →
Your business? Claim this record · Request removal
Fair Winds Gulf Shores, LLC in Gulf Shores, AL — $640K (2024) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10.4% variable
Term
120 mo (10 yrs)
SBA guaranteed
$480K (75%)
Approval → funding
5 days
Approved
1/26/2024
First disbursed
1/31/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
70
Business age
New Business or 2 years or less
Industry
Retail Bakeries
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Fair Winds Spring Hill, LLC in Mobile, AL — $500K (2023) · United Community Bank
Program
7a General
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
30 days
Approved
12/21/2022
First disbursed
1/20/2023
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
Fair Winds Franchise Group, LLC in Daphne, AL — $466K (2022) · Banesco USA
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$350K (75%)
Approval → funding
15 days
Approved
12/1/2021
First disbursed
12/16/2021
Loan status
Paid in full (12/31/2025)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
62
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Banesco USA · Lender record →
Your business? Claim this record · Request removal
KMJ, LLC in Opelika, AL — $495K (2021) · Cache Valley Bank
Program
Preferred Lenders Program
Rate at approval
5.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$446K (90%)
Approval → funding
10 days
Approved
9/20/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
48
Business age
New Business or 2 years or less
Industry
Baked Goods Stores
Funded by Cache Valley Bank · Lender record →
Your business? Claim this record · Request removal
JAMB II, LLC in Huntsville, AL — $250K (2021) · Cache Valley Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
13 days
Approved
4/7/2021
First disbursed
4/20/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
New Business or 2 years or less
Industry
Baked Goods Stores
Funded by Cache Valley Bank · Lender record →
Your business? Claim this record · Request removal
JAMB, LLC in Madison, AL — $250K (2020) · Cache Valley Bank
Program
Preferred Lenders Program
Rate at approval
5.25% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
16 days
Approved
9/14/2020
First disbursed
9/30/2020
Loan status
Paid in full (10/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
85
Business age
New Business or 2 years or less
Industry
Baked Goods Stores
Funded by Cache Valley Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Crumbl in Alabama? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Crumbl loans with a Alabama project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Crumbl purchase in Alabama with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Alabama deals. Cache Valley Bank funds the most here. CapBench is not a lender.

$473K typical Crumbl loan
4 lenders active in Alabama
7+ funded Alabama deals
15 days typical to fund

Buyers buying a Crumbl in Alabama typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Crumbl lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/crumbl/alabama
API:: https://www.capbench.com/api/public/lenders?franchise=crumbl&state=AL
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.