Food & Restaurants · lender intelligence

How to finance a Crumbl in Indiana

State:

Alabama (7)Alaska (1)Arizona (2)Arkansas (4)California (33)Colorado (3)Connecticut (2)Delaware (2)Florida (28)Georgia (19)Idaho (6)Illinois (6)

The SBA 7(a) lenders funding the most Crumbl deals in Indiana, from public loan records — typical Crumbl loan about $473K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Crumbl in Indiana

$493K

Typical loan

range $423K–$808K

$548K

Est. purchase price

≈ loan ÷ 90%

$73,266

Cash to close

$54,778 down + fees

$6,379/mo

Typical payment

~9.5% · 10yr

$88,030/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

11 days

Typical time to fund

Lenders competing

more = leverage

7.31%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Crumbl in Indiana

Ranked by funded Crumbl loans in Indiana. Tap a lender for its full record, or hit Get in touch for an introduction.

1.25 loans · $5M · Whiting, INFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.23 loans · $21M · Greenwood Village, COFull record →
4.284 loans · $254M · Cincinnati, OHFull record →
5.318 loans · $229M · Osage Beach, MOFull record →
6.20 loans · $8M · Saint Petersburg, FLFull record →

8+ funded Crumbl in Indiana deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

TSF HOLDINGS LLC in Carmel, IN — $5.0M (2026) · purchase · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.8M (75%)
Approved
3/2/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
85
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$64,016
Annual debt service
$768K
Cash flow needed (1.25×)
$960K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Snacc, Inc in Newburgh, IN — $808K (2024) · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
9.2% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$606K (75%)
Approval → funding
10 days
Approved
8/2/2024
First disbursed
8/12/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
50
Business age
New Business or 2 years or less
Industry
Retail Bakeries
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Indiana Bake LLC in South Bend, IN — $493K (2023) · Community Banks of Colorado, A Division of NBH Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
126 months
SBA guaranteed
$370K (75%)
Approval → funding
11 days
Approved
11/28/2022
First disbursed
12/9/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
34
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
Your business? Claim this record · Request removal
Nom Nom Cookies Merrillville LLC in Merrillville, IN — $457K (2023) · Centier Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
132 mo (11 yrs)
SBA guaranteed
$343K (75%)
Approval → funding
11 days
Approved
8/21/2023
First disbursed
9/1/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
60
Business age
Startup, Loan Funds will Open Business
Industry
Retail Bakeries
Funded by Centier Bank · Lender record →
Your business? Claim this record · Request removal
JNJ, LLC in Jeffersonville, IN — $540K (2022) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$405K (75%)
Approval → funding
28 days
Approved
2/7/2022
First disbursed
3/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
53
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
NOM NOM COOKIES VALPARAISO LLC in Valparaiso, IN — $423K (2022) · Centier Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
126 months
SBA guaranteed
$317K (75%)
Approval → funding
0 days
Approved
2/28/2022
First disbursed
2/28/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
122
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by Centier Bank · Lender record →
Your business? Claim this record · Request removal
DMHincks Group LLC in Dyer, IN — $296K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$222K (75%)
Approval → funding
0 days
Approved
11/30/2021
First disbursed
11/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
104
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DMHincks Group LLC in Dyer, IN — $25K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
29 days
Approved
12/2/2021
First disbursed
12/31/2021
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Crumbl in Indiana? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Crumbl loans with a Indiana project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Crumbl purchase in Indiana with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Indiana deals. Centier Bank funds the most here. CapBench is not a lender.

$473K typical Crumbl loan
6 lenders active in Indiana
8+ funded Indiana deals
11 days typical to fund

Buyers buying a Crumbl in Indiana typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Crumbl lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/crumbl/indiana
API:: https://www.capbench.com/api/public/lenders?franchise=crumbl&state=IN
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.