Food & Restaurants · lender intelligence
How to finance a Crumbl in Massachusetts
The SBA 7(a) lenders funding the most Crumbl deals in Massachusetts, from public loan records — typical Crumbl loan about $473K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Crumbl in Massachusetts
$490K
Typical loan
range $425K–$612K
$544K
Est. purchase price
≈ loan ÷ 90%
$72,819
Cash to close
$54,444 down + fees
$6,340/mo
Typical payment
~9.5% · 10yr
$87,492/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
34 days
Typical time to fund
7
Lenders competing
more = leverage
7.16%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Crumbl in Massachusetts
Ranked by funded Crumbl loans in Massachusetts. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.3 loans · $2M · Woburn, MAFull record →
- 2.19 loans · $5M · Roseville, CAFull record →
- 3.2 loans · $2M · Hudson, MAFull record →
- 4.196 loans · $21M · Boston, MAFull record →
- 5.58 loans · $51M · Burlington, KYFull record →
- 6.20 loans · $21M · Miami, FLFull record →
- 7.20 loans · $8M · Saint Petersburg, FLFull record →
11+ funded Crumbl in Massachusetts deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Seekonk Cookies, LLC in Seekonk, MA — $800K (2026) · Heritage Bank Inc
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $600K (75%)
- Approved
- 1/8/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Heritage Bank Inc · Lender record →
Your business? Claim this record · Request removal
- South Bay Cookies LLC in Dorchester, MA — $612K (2023) · Northern Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $459K (75%)
- Approval → funding
- 15 days
- Approved
- 2/15/2023
- First disbursed
- 3/2/2023
- Loan status
- Paid in full (6/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 39
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Northern Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- Kikiz LLC in North Dartmouth, MA — $597K (2023) · Banesco USA
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $448K (75%)
- Approval → funding
- 4 days
- Approved
- 3/27/2023
- First disbursed
- 3/31/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 124
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Banesco USA · Lender record →
Your business? Claim this record · Request removal
- ABOVE THE LINE 2 LLC in Millbury, MA — $490K (2022) · Five Star Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $368K (75%)
- Approval → funding
- 36 days
- Approved
- 2/2/2022
- First disbursed
- 3/10/2022
- Loan status
- Paid in full (2/28/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 54
- Business age
- New Business or 2 years or less
- Industry
- Baked Goods Retailers
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
- Mimiz Bakery LLC in Framingham, MA — $395K (2022) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $296K (75%)
- Approved
- 2/9/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- BB Ventures LLC in Waltham, MA — $340K (2022) · Northern Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $255K (75%)
- Approval → funding
- 34 days
- Approved
- 8/12/2022
- First disbursed
- 9/15/2022
- Loan status
- Paid in full (11/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 79
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Northern Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- Commonwealth Specialty Baking, LLC in Medford, MA — $774K (2021) · Avidia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $697K (90%)
- Approval → funding
- 40 days
- Approved
- 8/26/2021
- First disbursed
- 10/5/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 62
- Business age
- New Business or 2 years or less
- Industry
- Baked Goods Stores
Funded by Avidia Bank · Lender record →
Your business? Claim this record · Request removal
- Commonwealth Specialty Baking B, LLC in Boston, MA — $593K (2021) · Avidia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $533K (90%)
- Approval → funding
- 234 days
- Approved
- 9/13/2021
- First disbursed
- 5/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 52
- Business age
- New Business or 2 years or less
- Industry
- Baked Goods Stores
Funded by Avidia Bank · Lender record →
Your business? Claim this record · Request removal
- Gariano Ventures, LLC in Saugus, MA — $480K (2021) · Northern Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $432K (90%)
- Approval → funding
- 12 days
- Approved
- 7/1/2021
- First disbursed
- 7/13/2021
- Loan status
- Paid in full (6/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 78
- Business age
- New Business or 2 years or less
- Industry
- Baked Goods Stores
Funded by Northern Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- M Hubbard LLC in Woburn, MA — $470K (2021) · Eastern Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $235K (50%)
- Approval → funding
- 4 days
- Approved
- 5/27/2021
- First disbursed
- 5/31/2021
- Loan status
- Paid in full (4/30/2024)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Cookie and Cracker Manufacturing
Funded by Eastern Bank · Lender record →
Your business? Claim this record · Request removal
- ABOVE THE LINE MAYFAIR LLC in Attleboro, MA — $425K (2021) · Five Star Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $383K (90%)
- Approval → funding
- 124 days
- Approved
- 7/14/2021
- First disbursed
- 11/15/2021
- Loan status
- Paid in full (9/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 98
- Business age
- New Business or 2 years or less
- Industry
- Baked Goods Stores
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Crumbl in Massachusetts? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Crumbl loans with a Massachusetts project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Crumbl purchase in Massachusetts with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Massachusetts deals. Northern Bank and Trust Company funds the most here. CapBench is not a lender.
- $473K typical Crumbl loan
- 7 lenders active in Massachusetts
- 11+ funded Massachusetts deals
- 34 days typical to fund
Buyers buying a Crumbl in Massachusetts typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.