Fitness & Recreation · lender intelligence
How to finance a CycleBar in Texas
The SBA 7(a) lenders funding the most CycleBar deals in Texas, from public loan records — typical CycleBar loan about $534K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance CycleBar in Texas
$512K
Typical loan
range $497K–$589K
$569K
Est. purchase price
≈ loan ÷ 90%
$76,089
Cash to close
$56,889 down + fees
$6,625/mo
Typical payment
~9.5% · 10yr
$91,425/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
8 days
Typical time to fund
7
Lenders competing
more = leverage
7.07%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with CycleBar in Texas
Ranked by funded CycleBar loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.28 loans · $35M · West Memphis, ARFull record →
- 2.19 loans · $5M · Roseville, CAFull record →
- 3.20 loans · $8M · Saint Petersburg, FLFull record →
- 4.28 loans · $42M · Lehi, UTFull record →
- 5.149 loans · $135M · Mukwonago, WIFull record →
- 6.105 loans · $164M · Brookline, MAFull record →
8+ funded CycleBar in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- AVALOS-HRNCIRIK GROUP, INC. in Richardson, TX — $120K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 12.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $102K (85%)
- Approval → funding
- 5 days
- Approved
- 3/13/2025
- First disbursed
- 3/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by BayFirst National Bank · Lender record →
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- GoCo Crew LLC in Austin, TX — $500K (2023) · Five Star Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 105 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 8 days
- Approved
- 11/29/2022
- First disbursed
- 12/7/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 42
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Five Star Bank · Lender record →
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- ECG Ventures Inc in Tyler, TX — $512K (2022) · LendingClub Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 136 months
- SBA guaranteed
- $384K (75%)
- Approved
- 12/15/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by LendingClub Bank, National Association · Lender record →
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- GL Fitness Corporation in Houston, TX — $721K (2021) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 101 months
- SBA guaranteed
- $649K (90%)
- Approval → funding
- 45 days
- Approved
- 9/16/2021
- First disbursed
- 10/31/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Beacon Bank and Trust · Lender record →
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- TMSTELMACH INC in Pearland, TX — $589K (2021) · Evolve Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $530K (90%)
- Approved
- 6/29/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Evolve Bank and Trust · Lender record →
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- TMSTELMACH INC in Pearland, TX — $589K (2021) · Evolve Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 92 months
- SBA guaranteed
- $530K (90%)
- Approval → funding
- 2 days
- Approved
- 7/27/2021
- First disbursed
- 7/29/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Evolve Bank and Trust · Lender record →
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- West Texas Ladies Fitness LLC in Irving, TX — $497K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $447K (90%)
- Approved
- 7/26/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
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- CB Riverstone LLC in Sugar Land, TX — $398K (2020) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $299K (75%)
- Approval → funding
- 126 days
- Approved
- 9/11/2020
- First disbursed
- 1/15/2021
- Loan status
- Paid in full (4/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a CycleBar in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded CycleBar loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a CycleBar purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Evolve Bank and Trust funds the most here. CapBench is not a lender.
- $534K typical CycleBar loan
- 7 lenders active in Texas
- 8+ funded Texas deals
- 8 days typical to fund
Buyers buying a CycleBar in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.