Lender intelligence

Most active SBA lenders in Tennessee

Industry:

Tennessee has 106 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 558 SBA 7(a) loans in Tennessee in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Tennessee acquisitions

$792K

Typical loan

range $373K–$1.69M

$880K

Est. purchase price

≈ loan ÷ 90%

$120,700

Cash to close

$88,022 down + fees

$10,251/mo

Typical payment

~9.5% · 10yr

$141,464/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

97.8%

Still performing

2.2% default · FY20–23

19 days

Typical time to fund

122

Lenders competing

more = leverage

7.95%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

1.3,264 loans · $846M · Miami, FLFull record →
2.3 loans · $2M · Minneapolis, MNFull record →
3.2,539 loans · $965M · Columbus, OHFull record →
4.1 loans · $1M · Lincoln, NEFull record →
5.1,296 loans · $1.4B · Wilmington, NCFull record →
6.1,025 loans · $292M · Berkeley Heights, NJFull record →
7.868 loans · $362M · Salt Lake City, UTFull record →
8.575 loans · $220M · De Graff, OHFull record →
9.116 loans · $120M · Evansville, INFull record →
10.20 loans · $8M · Saint Petersburg, FLFull record →
11.78 loans · $53M · Birmingham, ALFull record →
12.35 loans · $10M · Meridian, MSFull record →
13.318 loans · $229M · Osage Beach, MOFull record →
14.741 loans · $149M · Northbrook, ILFull record →
15.42 loans · $19M · Louisville, KYFull record →
16.284 loans · $254M · Cincinnati, OHFull record →
17.4 loans · $2M · Columbia, TNFull record →
18.66 loans · $68M · Milford, IAFull record →
19.242 loans · $281M · Chicago, ILFull record →
20.149 loans · $135M · Mukwonago, WIFull record →
21.72 loans · $30M · Oconomowoc, WIFull record →
22.95 loans · $67M · New York, NYFull record →
23.1 loans · $1M · Cuba, MOFull record →
24.97 loans · $96M · Raleigh, NCFull record →
25.499 loans · $106M · Los Angeles, CAFull record →

472+ funded Tennessee deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Connect One, LLC in Nashville, TN — $3.3M (2026) · purchase · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.5M (75%)
Approval → funding
37 days
Approved
12/1/2025
First disbursed
1/7/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
63
Business age
Change of Ownership
Industry
Repossession Services
If you were the buyer here
Est. deal size
$3.7M
Est. down payment (10%)
$368K
Est. cash at closing
$508K
Monthly payment
$42,366
Annual debt service
$508K
Cash flow needed (1.25×)
$635K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
HOME CHOICE WINDOWS & DOORS LLC in Knoxville, TN — $3.1M (2026) · purchase · Truist Bank
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.3M (75%)
Approval → funding
29 days
Approved
1/14/2026
First disbursed
2/12/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
72
Business age
Change of Ownership
Industry
Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesale
If you were the buyer here
Est. deal size
$3.5M
Est. down payment (10%)
$346K
Est. cash at closing
$478K
Monthly payment
$35,768
Annual debt service
$429K
Cash flow needed (1.25×)
$537K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal
Invictus Fitness Greeneville LLC in Greeneville, TN — $2.8M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.1M (75%)
Approved
2/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Fitness and Recreational Sports Centers
If you were the buyer here
Est. deal size
$3.1M
Est. down payment (10%)
$314K
Est. cash at closing
$434K
Monthly payment
$34,711
Annual debt service
$417K
Cash flow needed (1.25×)
$521K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Absolute Care, LLC in Cookeville, TN — $2.5M (2026) · purchase · Wilson Bank & Trust
Program
7a General
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approved
12/4/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
45
Business age
Change of Ownership
Industry
Outpatient Mental Health and Substance Abuse Centers
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$280K
Est. cash at closing
$386K
Monthly payment
$32,954
Annual debt service
$395K
Cash flow needed (1.25×)
$494K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wilson Bank & Trust · Lender record →
Your business? Claim this record · Request removal
Hanumanth Hospitality LLC in Harriman, TN — $2.1M (2026) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
13 days
Approved
11/28/2025
First disbursed
12/11/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$232K
Est. cash at closing
$320K
Monthly payment
$16,479
Annual debt service
$198K
Cash flow needed (1.25×)
$247K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
Mission First Operations, LLC in Franklin, TN — $1.9M (2026) · purchase · Renasant Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
11 days
Approved
1/5/2026
First disbursed
1/16/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
Other Accounting Services
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$216K
Est. cash at closing
$298K
Monthly payment
$24,380
Annual debt service
$293K
Cash flow needed (1.25×)
$366K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal
Majestic Wine & Liquor in Memphis, TN — $1.9M (2026) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
26 days
Approved
1/22/2026
First disbursed
2/17/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Retailers
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$211K
Est. cash at closing
$290K
Monthly payment
$23,532
Annual debt service
$282K
Cash flow needed (1.25×)
$353K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
SFF&CS, LLC in Murfreesboro, TN — $1.7M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.95% variable
Term
192 mo (16 yrs)
SBA guaranteed
$1.3M (75%)
Approved
3/25/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Funeral Homes and Funeral Services
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$187K
Est. cash at closing
$257K
Monthly payment
$15,489
Annual debt service
$186K
Cash flow needed (1.25×)
$232K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
CWW TRANSPORTATION CORPORATION in Knoxville, TN — $1.6M (2026) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
28 days
Approved
1/27/2026
First disbursed
2/24/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
28
Business age
Change of Ownership
Industry
Local Messengers and Local Delivery
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$172K
Est. cash at closing
$237K
Monthly payment
$19,845
Annual debt service
$238K
Cash flow needed (1.25×)
$298K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
J'Adore Luxury Homes LLC in Nashville, TN — $1.5M (2026) · purchase · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approved
1/29/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
New Single-Family Housing Construction (except For-Sale Buil
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$167K
Est. cash at closing
$229K
Monthly payment
$19,410
Annual debt service
$233K
Cash flow needed (1.25×)
$291K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Widget Tax LLC in Knoxville, TN — $1.2M (2026) · purchase · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$901K (75%)
Approval → funding
53 days
Approved
11/13/2025
First disbursed
1/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Offices of Certified Public Accountants
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$133K
Est. cash at closing
$183K
Monthly payment
$14,570
Annual debt service
$175K
Cash flow needed (1.25×)
$219K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Storaway LLC in Caryville, TN — $1.2M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.43% variable
Term
300 mo (25 yrs)
SBA guaranteed
$900K (75%)
Approved
3/25/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Lessors of Miniwarehouses and Self-Storage Units
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$133K
Est. cash at closing
$183K
Monthly payment
$8,813
Annual debt service
$106K
Cash flow needed (1.25×)
$132K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
GT Ventures LLC in Shelbyville, TN — $1.2M (2026) · purchase · First Horizon Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$880K (75%)
Approved
11/30/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Motor Vehicle Towing
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$130K
Est. cash at closing
$179K
Monthly payment
$14,859
Annual debt service
$178K
Cash flow needed (1.25×)
$223K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Horizon Bank · Lender record →
Your business? Claim this record · Request removal
Glo Tanning in Knoxville, TN — $1.1M (2026) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
132 mo (11 yrs)
SBA guaranteed
$799K (75%)
Approved
12/3/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$118K
Est. cash at closing
$162K
Monthly payment
$13,183
Annual debt service
$158K
Cash flow needed (1.25×)
$198K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Ermenc Med Spa PLLC in Chattanooga, TN — $1.0M (2026) · purchase · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$775K (75%)
Approved
12/10/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
All Other Personal Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$115K
Est. cash at closing
$157K
Monthly payment
$13,235
Annual debt service
$159K
Cash flow needed (1.25×)
$199K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
JACOB LEN ALEXANDER & ASSOCIATES, LLC in Gallatin, TN — $918K (2026) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$689K (75%)
Approval → funding
18 days
Approved
1/15/2026
First disbursed
2/2/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$102K
Est. cash at closing
$140K
Monthly payment
$11,879
Annual debt service
$143K
Cash flow needed (1.25×)
$178K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
NOA PRINTING, LLC in Spring Hill, TN — $886K (2026) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
8.24% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$665K (75%)
Approval → funding
7 days
Approved
1/2/2026
First disbursed
1/9/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Commercial Printing (except Screen and Books)
If you were the buyer here
Est. deal size
$984K
Est. down payment (10%)
$98K
Est. cash at closing
$135K
Monthly payment
$10,862
Annual debt service
$130K
Cash flow needed (1.25×)
$163K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
JDZ, PLLC in Memphis, TN — $844K (2026) · purchase · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$633K (75%)
Approval → funding
72 days
Approved
11/17/2025
First disbursed
1/28/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Offices of Lawyers
If you were the buyer here
Est. deal size
$938K
Est. down payment (10%)
$94K
Est. cash at closing
$129K
Monthly payment
$10,920
Annual debt service
$131K
Cash flow needed (1.25×)
$164K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
WELLNESS OF MIDDLE TENNESSEE LLC in Brentwood, TN — $800K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$600K (75%)
Approved
2/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Testing Laboratories and Services
If you were the buyer here
Est. deal size
$889K
Est. down payment (10%)
$89K
Est. cash at closing
$122K
Monthly payment
$10,134
Annual debt service
$122K
Cash flow needed (1.25×)
$152K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
MEMPHIS FAMILY AND COSMETIC DENTISTRY PLLC in Memphis, TN — $776K (2026) · purchase · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
180 mo (15 yrs)
SBA guaranteed
$582K (75%)
Approval → funding
9 days
Approved
12/22/2025
First disbursed
12/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Offices of Dentists
If you were the buyer here
Est. deal size
$862K
Est. down payment (10%)
$86K
Est. cash at closing
$118K
Monthly payment
$7,191
Annual debt service
$86K
Cash flow needed (1.25×)
$108K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal

Buying in Tennessee? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Tennessee project address.

Agent summary

The SBA 7(a) lenders most active in Tennessee over the trailing 12 months, from public loan records, led by Newtek Bank, National Association. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

25 active SBA lenders ranked
558 Tennessee loans (12 mo)
$792K typical acquisition loan
19 days typical to fund

Buyers buying in Tennessee typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/state/tennessee
API:: https://www.capbench.com/api/public/lenders?state=TN
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.