Lender intelligence

Most active SBA lenders in Mississippi

Industry:

Mississippi has 56 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 252 SBA 7(a) loans in Mississippi in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Mississippi acquisitions

$635K

Typical loan

range $270K–$1.23M

$705K

Est. purchase price

≈ loan ÷ 90%

$94,294

Cash to close

$70,500 down + fees

$8,210/mo

Typical payment

~9.5% · 10yr

$113,298/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.4%

Still performing

1.6% default · FY20–23

18 days

Typical time to fund

Lenders competing

more = leverage

7.49%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

1.1 loans · $1M · Cuba, MOFull record →
2.3 loans · $2M · Minneapolis, MNFull record →
3.35 loans · $10M · Meridian, MSFull record →
4.15 loans · $13M · Flowood, MSFull record →
5.3,264 loans · $846M · Miami, FLFull record →
6.1,296 loans · $1.4B · Wilmington, NCFull record →
7.23 loans · $10M · Jackson, MSFull record →
8.2,539 loans · $965M · Columbus, OHFull record →
9.79 loans · $53M · Gulfport, MSFull record →
10.29 loans · $35M · Arkadelphia, ARFull record →
11.499 loans · $106M · Los Angeles, CAFull record →
12.12 loans · $9M · Belzoni, MSFull record →
13.32 loans · $54M · Tupelo, MSFull record →
14.318 loans · $229M · Osage Beach, MOFull record →
15.98 loans · $309M · Las Vegas, NVFull record →
16.4 loans · $0M · Collins, MSFull record →
17.1,025 loans · $292M · Berkeley Heights, NJFull record →
18.868 loans · $362M · Salt Lake City, UTFull record →
19.19 loans · $5M · Bessemer, ALFull record →
20.242 loans · $281M · Chicago, ILFull record →
21.155 loans · $58M · Mountain View, ARFull record →
22.1 loans · $1M · Lincoln, NEFull record →
23.78 loans · $53M · Birmingham, ALFull record →
24.575 loans · $220M · De Graff, OHFull record →
25.9 loans · $18M · Pascagoula, MSFull record →

289+ funded Mississippi deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

AR Pizza LLC in Greenwood, MS — $3.4M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.5M (75%)
Approval → funding
45 days
Approved
12/19/2025
First disbursed
2/2/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$3.7M
Est. down payment (10%)
$372K
Est. cash at closing
$514K
Monthly payment
$41,984
Annual debt service
$504K
Cash flow needed (1.25×)
$630K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
SAI GULF LLC in Biloxi, MS — $2.7M (2026) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
47 days
Approved
11/19/2025
First disbursed
1/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$295K
Est. cash at closing
$407K
Monthly payment
$20,515
Annual debt service
$246K
Cash flow needed (1.25×)
$308K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
PRANAVI LLC in Moss Point, MS — $2.1M (2026) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.5M (75%)
Approved
3/6/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$229K
Est. cash at closing
$316K
Monthly payment
$15,915
Annual debt service
$191K
Cash flow needed (1.25×)
$239K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
THA TIN SUNG in Pinola, MS — $1.5M (2026) · purchase · Stone Bank
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
183 months
SBA guaranteed
$1.1M (75%)
Approval → funding
6 days
Approved
1/16/2026
First disbursed
1/22/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
4
Business age
Change of Ownership
Industry
Broilers and Other Meat Type Chicken Production
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$164K
Est. cash at closing
$225K
Monthly payment
$13,343
Annual debt service
$160K
Cash flow needed (1.25×)
$200K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stone Bank · Lender record →
Your business? Claim this record · Request removal
RICKIE'S FARM, LLC in Pattison, MS — $1.2M (2026) · purchase · First Financial Bank
Program
Preferred Lenders Program
Rate at approval
7.8% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$926K (75%)
Approval → funding
26 days
Approved
1/23/2026
First disbursed
2/18/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Broilers and Other Meat Type Chicken Production
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$137K
Est. cash at closing
$188K
Monthly payment
$14,854
Annual debt service
$178K
Cash flow needed (1.25×)
$223K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
MAJK Shapley LLC in Ridgeland, MS — $1.0M (2026) · purchase · Hancock Whitney Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$754K (75%)
Approval → funding
6 days
Approved
1/27/2026
First disbursed
2/2/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
60
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$112K
Est. cash at closing
$153K
Monthly payment
$12,867
Annual debt service
$154K
Cash flow needed (1.25×)
$193K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
Heathcock Holdings, LLC in Hattiesburg, MS — $863K (2026) · purchase · Southern Bancorp Bank
Program
Preferred Lenders Program
Rate at approval
7.49% variable
Term
120 mo (10 yrs)
SBA guaranteed
$647K (75%)
Approval → funding
18 days
Approved
11/13/2025
First disbursed
12/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$959K
Est. down payment (10%)
$96K
Est. cash at closing
$131K
Monthly payment
$10,239
Annual debt service
$123K
Cash flow needed (1.25×)
$154K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Southern Bancorp Bank · Lender record →
Your business? Claim this record · Request removal
PAYNE VENTURES LLC in Gulfport, MS — $746K (2026) · purchase · The Citizens National Bank of Meridian
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$559K (75%)
Approved
3/12/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$828K
Est. down payment (10%)
$83K
Est. cash at closing
$114K
Monthly payment
$9,647
Annual debt service
$116K
Cash flow needed (1.25×)
$145K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Citizens National Bank of Meridian · Lender record →
Your business? Claim this record · Request removal
NewcoTDS LLC in Tupelo, MS — $629K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
300 mo (25 yrs)
SBA guaranteed
$472K (75%)
Approved
1/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$699K
Est. down payment (10%)
$70K
Est. cash at closing
$93K
Monthly payment
$5,279
Annual debt service
$63K
Cash flow needed (1.25×)
$79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Salutaris Health LLC in Madison, MS — $615K (2026) · purchase · Evolve Bank and Trust
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$461K (75%)
Approved
2/20/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Offices of Physicians (except Mental Health Specialists)
If you were the buyer here
Est. deal size
$683K
Est. down payment (10%)
$68K
Est. cash at closing
$91K
Monthly payment
$7,874
Annual debt service
$94K
Cash flow needed (1.25×)
$118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Evolve Bank and Trust · Lender record →
Your business? Claim this record · Request removal
CARSHOP INC in Ridgeland, MS — $602K (2026) · purchase · The Citizens National Bank of Meridian
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$451K (75%)
Approval → funding
42 days
Approved
11/24/2025
First disbursed
1/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$669K
Est. down payment (10%)
$67K
Est. cash at closing
$89K
Monthly payment
$7,870
Annual debt service
$94K
Cash flow needed (1.25×)
$118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Citizens National Bank of Meridian · Lender record →
Your business? Claim this record · Request removal
Salutaris Health LLC in Jackson, MS — $600K (2026) · purchase · Trustmark Bank
Program
Preferred Lenders Program
Rate at approval
6.8% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$450K (75%)
Approved
2/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Offices of Physicians (except Mental Health Specialists)
If you were the buyer here
Est. deal size
$667K
Est. down payment (10%)
$67K
Est. cash at closing
$89K
Monthly payment
$6,905
Annual debt service
$83K
Cash flow needed (1.25×)
$104K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Trustmark Bank · Lender record →
Your business? Claim this record · Request removal
Golden Heritage Adult Day Service, LLC in Tutwiler, MS — $487K (2026) · purchase · Southern Bancorp Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
204 mo (17 yrs)
SBA guaranteed
$365K (75%)
Approved
2/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Services for the Elderly and Persons with Disabilities
If you were the buyer here
Est. deal size
$541K
Est. down payment (10%)
$54K
Est. cash at closing
$72K
Monthly payment
$4,231
Annual debt service
$51K
Cash flow needed (1.25×)
$63K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Southern Bancorp Bank · Lender record →
Your business? Claim this record · Request removal
Southern Insurance Professionals LLC in Gulfport, MS — $394K (2026) · purchase · Hancock Whitney Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$296K (75%)
Approved
3/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$438K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$4,943
Annual debt service
$59K
Cash flow needed (1.25×)
$74K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
The Hunt For Technology Ventures LLC in Meridian, MS — $350K (2026) · purchase · Truliant FCU
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approved
2/26/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
All Other Automotive Repair and Maintenance
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,577
Annual debt service
$55K
Cash flow needed (1.25×)
$69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
GZSM Stitching and Upholstery Services, LLC in Gulfport, MS — $350K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
24 days
Approved
1/5/2026
First disbursed
1/29/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,529
Annual debt service
$54K
Cash flow needed (1.25×)
$68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
RTM Holding, LLC in Canton, MS — $248K (2026) · purchase · The Citizens National Bank of Meridian
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$186K (75%)
Approval → funding
24 days
Approved
12/16/2025
First disbursed
1/9/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$276K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,243
Annual debt service
$39K
Cash flow needed (1.25×)
$49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Citizens National Bank of Meridian · Lender record →
Your business? Claim this record · Request removal
M & R Protective Systems Inc. in Ridgeland, MS — $245K (2026) · purchase · Trustmark Bank
Program
Preferred Lenders Program
Rate at approval
7.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$184K (75%)
Approval → funding
13 days
Approved
11/19/2025
First disbursed
12/2/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Security Systems Services (except Locksmiths)
If you were the buyer here
Est. deal size
$272K
Est. down payment (10%)
$27K
Est. cash at closing
$36K
Monthly payment
$2,876
Annual debt service
$35K
Cash flow needed (1.25×)
$43K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Trustmark Bank · Lender record →
Your business? Claim this record · Request removal
CSH6 Enterprises LLC in Poplarville, MS — $178K (2026) · purchase · Hancock Whitney Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$134K (75%)
Approval → funding
8 days
Approved
11/24/2025
First disbursed
12/2/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$198K
Est. down payment (10%)
$20K
Est. cash at closing
$26K
Monthly payment
$2,279
Annual debt service
$27K
Cash flow needed (1.25×)
$34K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
Rudra Hospitality LLC in Columbus, MS — $5.0M (2025) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
8 days
Approved
4/9/2025
First disbursed
4/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$40,261
Annual debt service
$483K
Cash flow needed (1.25×)
$604K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal

Buying in Mississippi? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Mississippi project address.

Agent summary

The SBA 7(a) lenders most active in Mississippi over the trailing 12 months, from public loan records, led by Peoples Bank. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

25 active SBA lenders ranked
252 Mississippi loans (12 mo)
$635K typical acquisition loan
18 days typical to fund

Buyers buying in Mississippi typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/state/mississippi
API:: https://www.capbench.com/api/public/lenders?state=MS
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.