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Most active SBA lenders in Vermont

Vermont has 7 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 158 SBA 7(a) loans in Vermont in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Vermont acquisitions

$250K

Typical loan

range $106K–$1.07M

$278K

Est. purchase price

≈ loan ÷ 90%

$37,153

Cash to close

$27,778 down + fees

$3,659/mo

Typical payment

~12.5% · 10yr

$50,494/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

18 days

Typical time to fund

38

Lenders competing

more = leverage

7.48%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

  1. 1.1,322 loans · $185M · Wilmington, DEFull record →
  2. 2.1,927 loans · $207M · Buffalo, NYFull record →
  3. 3.1 loans · $0M · Midland, TXFull record →
  4. 4.3 loans · $2M · Minneapolis, MNFull record →
  5. 5.2,539 loans · $965M · Columbus, OHFull record →
  6. 6.328 loans · $134M · Cleveland, OHFull record →
  7. 7.3 loans · $0M · Rutland, VTFull record →
  8. 8.6 loans · $1M · Williston, VTFull record →
  9. 9.20 loans · $8M · Saint Petersburg, FLFull record →
  10. 10.2 loans · $0M · Montpelier, VTFull record →
  11. 11.3,264 loans · $846M · Miami, FLFull record →
  12. 12.2 loans · $1M · Saint Albans, VTFull record →
  13. 13.868 loans · $362M · Salt Lake City, UTFull record →
  14. 14.318 loans · $229M · Osage Beach, MOFull record →
  15. 15.105 loans · $164M · Brookline, MAFull record →
  16. 16.1,296 loans · $1.4B · Wilmington, NCFull record →
  17. 17.1,025 loans · $292M · Berkeley Heights, NJFull record →
  18. 18.8 loans · $3M · Norwich, VTFull record →
  19. 19.741 loans · $149M · Northbrook, ILFull record →
  20. 20.62 loans · $21M · Saint Cloud, MNFull record →
  21. 21.12 loans · $24M · South Bend, INFull record →
  22. 22.57 loans · $74M · Winston-Salem, NCFull record →
  23. 23.112 loans · $112M · Irving, TXFull record →
  24. 24.575 loans · $220M · De Graff, OHFull record →
  25. 25.16 loans · $7M · Norwich, NYFull record →

79+ funded Vermont deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Luck Enterprises, Inc. in Williston, VT$1.8M (2026) · purchase · VelocitySBA, LLC
  • BAM Operations LLC in White River Junction, VT$1.2M (2026) · purchase · Truliant FCU
  • Noble Ventures Corporation in Burlington, VT$877K (2026) · purchase · The Huntington National Bank
  • Steven Huffstutler DDS, PLLC in Barre, VT$508K (2026) · purchase · United Midwest Savings Bank National Association
  • MOTHERS CARE DOULA SERVICES L.L.C. in Jericho, VT$250K (2026) · purchase · Manufacturers and Traders Trust Company
  • FH Automotive, LLC in Brattleboro, VT$185K (2026) · purchase · Manufacturers and Traders Trust Company
  • Noble Ventures Corporation in Burlington, VT$100K (2026) · purchase · The Huntington National Bank
  • HSK LLC in Brandon, VT$85K (2026) · purchase · Heritage Family FCU
  • FH Automotive, LLC in Brattleboro, VT$20K (2026) · purchase · Manufacturers and Traders Trust Company
  • Wesley Enterprises Inc. in Fairfax, VT$3.1M (2025) · purchase · National Cooperative Bank, National Association
  • Green River Data Group Inc. in Brattleboro, VT$2.2M (2025) · purchase · Northfield Savings Bank
  • Bennington Motor Inn in Bennington, VT$1.1M (2025) · purchase · Mission Valley Bank
  • NEWAZ ORTHODONTICS PLLC in Williston, VT$1.1M (2025) · purchase · Beacon Bank and Trust
  • Cabot Store LLC in Cabot, VT$830K (2025) · purchase · Beacon Bank and Trust
  • SNAF Engineering VT, LLC in Rutland, VT$546K (2025) · purchase · The Huntington National Bank
  • UPWARD MOBILITY LLC in Essex Junction, VT$405K (2025) · purchase · KeyBank National Association
  • Sports Central, Inc. in Essex Junction, VT$358K (2025) · purchase · KeyBank National Association
  • Venerable Chiropractic PLLC in Bellows Falls, VT$200K (2025) · purchase · Manufacturers and Traders Trust Company
  • Venerable Chiropractic, PLLC in Bellows Falls, VT$200K (2025) · purchase · Vermont Community Loan Fund, Inc.
  • TRAHAN ENTERPRISES LLC in Saint Johnsbury, VT$200K (2025) · purchase · Community National Bank

Buying in Vermont? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Vermont project address.

Agent summary

The SBA 7(a) lenders most active in Vermont over the trailing 12 months, from public loan records, led by TD Bank, National Association. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

  • 25 active SBA lenders ranked
  • 158 Vermont loans (12 mo)
  • $250K typical acquisition loan
  • 18 days typical to fund

Buyers buying in Vermont typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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