Lender intelligence
Most active SBA lenders in South Dakota
South Dakota has 53 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 105 SBA 7(a) loans in South Dakota in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.
Deal economics— what it takes to buy & finance South Dakota acquisitions
$500K
Typical loan
range $212K–$855K
$556K
Est. purchase price
≈ loan ÷ 90%
$74,306
Cash to close
$55,556 down + fees
$6,470/mo
Typical payment
~9.5% · 10yr
$89,286/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
97.7%
Still performing
2.3% default · FY20–23
17 days
Typical time to fund
43
Lenders competing
more = leverage
7.2%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
- 1.16 loans · $9M · Brookings, SDFull record →
- 2.3 loans · $2M · Minneapolis, MNFull record →
- 3.9 loans · $3M · Sioux Falls, SDFull record →
- 4.5 loans · $0M · Rapid City, SDFull record →
- 5.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 6.3 loans · $0M · Belle Fourche, SDFull record →
- 7.4 loans · $1M · Sioux Falls, SDFull record →
- 8.5 loans · $2M · Beresford, SDFull record →
- 9.26 loans · $26M · Billings, MTFull record →
- 10.11 loans · $8M · Redwood Falls, MNFull record →
- 11.1,296 loans · $1.4B · Wilmington, NCFull record →
- 12.3,264 loans · $846M · Miami, FLFull record →
- 13.575 loans · $220M · De Graff, OHFull record →
- 14.1 loans · $1M · Yankton, SDFull record →
- 15.23 loans · $18M · Saint Paul, MNFull record →
- 16.103 loans · $64M · Indiana, PAFull record →
- 17.741 loans · $149M · Northbrook, ILFull record →
- 18.1 loans · $0M · Aberdeen, SDFull record →
- 19.1 loans · $2M · Alto Pass, ILFull record →
- 20.23 loans · $25M · Los Angeles, CAFull record →
- 21.3 loans · $2M · Nebraska City, NEFull record →
- 22.102 loans · $119M · Saint Petersburg, FLFull record →
- 23.1 loans · $1M · Elkton, SDFull record →
- 24.41 loans · $77M · Warwick, RIFull record →
- 25.58 loans · $51M · Burlington, KYFull record →
139+ funded South Dakota deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- LA ENTERPRISE INC in Volga, SD — $1.8M (2026) · purchase · First Bank & Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% fixed
- Term
- 168 mo (14 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.0M
- Est. down payment (10%)
- $203K
- Est. cash at closing
- $279K
- Monthly payment
- $19,924
- Annual debt service
- $239K
- Cash flow needed (1.25×)
- $299K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank & Trust · Lender record →
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- Wilmot Lumber Yard, Inc. in Wilmot, SD — $1.1M (2026) · purchase · Minnwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $836K (75%)
- Approval → funding
- 3 days
- Approved
- 12/9/2025
- First disbursed
- 12/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Other Building Material Dealers
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $124K
- Est. cash at closing
- $170K
- Monthly payment
- $13,824
- Annual debt service
- $166K
- Cash flow needed (1.25×)
- $207K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Minnwest Bank · Lender record →
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- Acqora Holdings LLC in Rapid City, SD — $545K (2026) · purchase · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $409K (75%)
- Approval → funding
- 15 days
- Approved
- 12/4/2025
- First disbursed
- 12/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Other Personal Care Services
If you were the buyer here
- Est. deal size
- $606K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $81K
- Monthly payment
- $7,127
- Annual debt service
- $86K
- Cash flow needed (1.25×)
- $107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Commonwealth Bank · Lender record →
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- Advanced Moving Holdings LLC in Tea, SD — $531K (2026) · purchase · First Interstate Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $398K (75%)
- Approval → funding
- 12 days
- Approved
- 1/21/2026
- First disbursed
- 2/2/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Used Household and Office Goods Moving
If you were the buyer here
- Est. deal size
- $590K
- Est. down payment (10%)
- $59K
- Est. cash at closing
- $79K
- Monthly payment
- $6,106
- Annual debt service
- $73K
- Cash flow needed (1.25×)
- $92K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Interstate Bank · Lender record →
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- Ark Holdings LLC in Mitchell, SD — $522K (2026) · purchase · First Dakota National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 168 mo (14 yrs)
- SBA guaranteed
- $391K (75%)
- Approval → funding
- 17 days
- Approved
- 11/25/2025
- First disbursed
- 12/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Pet and Pet Supplies Retailers
If you were the buyer here
- Est. deal size
- $579K
- Est. down payment (10%)
- $58K
- Est. cash at closing
- $78K
- Monthly payment
- $5,170
- Annual debt service
- $62K
- Cash flow needed (1.25×)
- $78K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Dakota National Bank · Lender record →
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- F & R Holdings, LLC in Springfield, SD — $350K (2026) · purchase · First Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 14 days
- Approved
- 12/1/2025
- First disbursed
- 12/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Supermarkets and Other Grocery Retailers (except Convenience
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $2,530
- Annual debt service
- $30K
- Cash flow needed (1.25×)
- $38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Savings Bank · Lender record →
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- LA ENTERPRISE INC in Vermillion, SD — $308K (2026) · purchase · First Bank & Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $231K (75%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $342K
- Est. down payment (10%)
- $34K
- Est. cash at closing
- $46K
- Monthly payment
- $4,022
- Annual debt service
- $48K
- Cash flow needed (1.25×)
- $60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank & Trust · Lender record →
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- DAKOTA GOLF VENTURES LLC in Brookings, SD — $38K (2026) · purchase · First Bank & Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $33K (85%)
- Approval → funding
- 19 days
- Approved
- 1/7/2026
- First disbursed
- 1/26/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- All Other Amusement and Recreation Industries
If you were the buyer here
- Est. deal size
- $43K
- Est. down payment (10%)
- $4K
- Est. cash at closing
- $5K
- Monthly payment
- $496
- Annual debt service
- $6K
- Cash flow needed (1.25×)
- $7K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank & Trust · Lender record →
Your business? Claim this record · Request removal
- Hospitality Management LLC in Deadwood, SD — $5.0M (2025) · purchase · Titan Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 30 days
- Approved
- 5/31/2025
- First disbursed
- 6/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Hotels (except Casino Hotels) and Motels
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $38,591
- Annual debt service
- $463K
- Cash flow needed (1.25×)
- $579K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Titan Bank, National Association
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- Elite Industries, LLC in Brandon, SD — $4.8M (2025) · purchase · Dacotah Bank
- Program
- 7a General
- Rate at approval
- 7.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.6M (75%)
- Approval → funding
- 6 days
- Approved
- 12/27/2024
- First disbursed
- 1/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Change of Ownership
- Industry
- Electrical Contractors and Other Wiring Installation Contrac
If you were the buyer here
- Est. deal size
- $5.3M
- Est. down payment (10%)
- $531K
- Est. cash at closing
- $735K
- Monthly payment
- $57,389
- Annual debt service
- $689K
- Cash flow needed (1.25×)
- $861K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Dacotah Bank · Lender record →
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- Aberdeen Lodging LLC in Aberdeen, SD — $3.8M (2025) · purchase · Everwise Credit Union
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.8M (75%)
- Approval → funding
- 27 days
- Approved
- 5/30/2025
- First disbursed
- 6/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 60
- Business age
- Change of Ownership
- Industry
- Hotels (except Casino Hotels) and Motels
If you were the buyer here
- Est. deal size
- $4.2M
- Est. down payment (10%)
- $418K
- Est. cash at closing
- $578K
- Monthly payment
- $34,213
- Annual debt service
- $411K
- Cash flow needed (1.25×)
- $513K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Everwise Credit Union · Lender record →
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- Driveline Services, Inc. in Sioux Falls, SD — $2.8M (2025) · purchase · CorTrust Bank National Association
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 50 days
- Approved
- 3/26/2025
- First disbursed
- 5/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Automotive Parts and Accessories Retailers
If you were the buyer here
- Est. deal size
- $3.1M
- Est. down payment (10%)
- $309K
- Est. cash at closing
- $426K
- Monthly payment
- $35,934
- Annual debt service
- $431K
- Cash flow needed (1.25×)
- $539K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CorTrust Bank National Association
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- J&S Concrete Construction, Inc. in Sioux Falls, SD — $2.1M (2025) · purchase · The First National Bank in Sioux Falls
- Program
- 7a General
- Rate at approval
- 7.39% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 234 days
- Approved
- 5/13/2025
- First disbursed
- 1/2/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Poured Concrete Foundation and Structure Contractors
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $231K
- Est. cash at closing
- $318K
- Monthly payment
- $24,553
- Annual debt service
- $295K
- Cash flow needed (1.25×)
- $368K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The First National Bank in Sioux Falls · Lender record →
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- SBLV SOUTH DAKOTA LLC in Watertown, SD — $1.1M (2025) · purchase · First Bank & Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 8.95% variable
- Term
- 252 mo (21 yrs)
- SBA guaranteed
- $846K (75%)
- Approval → funding
- 4 days
- Approved
- 5/23/2025
- First disbursed
- 5/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Coin-Operated Laundries and Drycleaners
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $125K
- Est. cash at closing
- $172K
- Monthly payment
- $9,940
- Annual debt service
- $119K
- Cash flow needed (1.25×)
- $149K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank & Trust · Lender record →
Your business? Claim this record · Request removal
- Wisepace I Inc. in Aurora, SD — $978K (2025) · purchase · Northwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.875% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $733K (75%)
- Approval → funding
- 99 days
- Approved
- 3/25/2025
- First disbursed
- 7/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $109K
- Est. cash at closing
- $149K
- Monthly payment
- $12,317
- Annual debt service
- $148K
- Cash flow needed (1.25×)
- $185K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
- Elfstrand's Ace Hardware in Huron, SD — $900K (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $675K (75%)
- Approval → funding
- 58 days
- Approved
- 12/4/2024
- First disbursed
- 1/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Hardware Retailers
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $100K
- Est. cash at closing
- $137K
- Monthly payment
- $7,247
- Annual debt service
- $87K
- Cash flow needed (1.25×)
- $109K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Alpha Juliett Media, LLC in Pierre, SD — $830K (2025) · purchase · Heritage Bank Inc
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $623K (75%)
- Approval → funding
- 59 days
- Approved
- 12/31/2024
- First disbursed
- 2/28/2025
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Web Search Portals and All Other Information Services
If you were the buyer here
- Est. deal size
- $922K
- Est. down payment (10%)
- $92K
- Est. cash at closing
- $126K
- Monthly payment
- $11,316
- Annual debt service
- $136K
- Cash flow needed (1.25×)
- $170K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Heritage Bank Inc · Lender record →
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- JARMAN VENTURES LLC in Lennox, SD — $813K (2025) · purchase · First Bank & Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9.45% variable
- Term
- 216 mo (18 yrs)
- SBA guaranteed
- $609K (75%)
- Approval → funding
- 67 days
- Approved
- 4/25/2025
- First disbursed
- 7/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Funeral Homes and Funeral Services
If you were the buyer here
- Est. deal size
- $903K
- Est. down payment (10%)
- $90K
- Est. cash at closing
- $124K
- Monthly payment
- $7,840
- Annual debt service
- $94K
- Cash flow needed (1.25×)
- $118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank & Trust · Lender record →
Your business? Claim this record · Request removal
- S&B Creamery, LLC in Sioux Falls, SD — $600K (2025) · purchase · First Dakota National Bank
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 82 days
- Approved
- 8/22/2025
- First disbursed
- 11/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 39
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $667K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $89K
- Monthly payment
- $7,201
- Annual debt service
- $86K
- Cash flow needed (1.25×)
- $108K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Dakota National Bank · Lender record →
Your business? Claim this record · Request removal
- Midwest Glass LLC in Brookings, SD — $500K (2025) · purchase · First Bank & Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 10.45% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 14 days
- Approved
- 5/28/2025
- First disbursed
- 6/11/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Change of Ownership
- Industry
- Finish Carpentry Contractors
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,733
- Annual debt service
- $81K
- Cash flow needed (1.25×)
- $101K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank & Trust · Lender record →
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CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a South Dakota project address.
Agent summary
The SBA 7(a) lenders most active in South Dakota over the trailing 12 months, from public loan records, led by First Bank & Trust. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.
- 25 active SBA lenders ranked
- 105 South Dakota loans (12 mo)
- $500K typical acquisition loan
- 17 days typical to fund
Buyers buying in South Dakota typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.