Lender intelligence

Most active SBA lenders in Kansas

Industry:

Kansas has 178 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 262 SBA 7(a) loans in Kansas in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Kansas acquisitions

$575K

Typical loan

range $286K–$1.30M

$639K

Est. purchase price

≈ loan ÷ 90%

$85,452

Cash to close

$63,889 down + fees

$7,440/mo

Typical payment

~9.5% · 10yr

$102,672/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

99.3%

Still performing

0.7% default · FY20–23

17 days

Typical time to fund

124

Lenders competing

more = leverage

7.2%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

1.41 loans · $21M · Wichita, KSFull record →
2.3 loans · $2M · Minneapolis, MNFull record →
3.2,539 loans · $965M · Columbus, OHFull record →
4.65 loans · $78M · Springfield, MOFull record →
5.1,296 loans · $1.4B · Wilmington, NCFull record →
6.3,264 loans · $846M · Miami, FLFull record →
7.868 loans · $362M · Salt Lake City, UTFull record →
8.1,025 loans · $292M · Berkeley Heights, NJFull record →
9.318 loans · $229M · Osage Beach, MOFull record →
10.499 loans · $106M · Los Angeles, CAFull record →
11.8 loans · $1M · Hays, KSFull record →
12.13 loans · $5M · Chanute, KSFull record →
13.575 loans · $220M · De Graff, OHFull record →
14.8 loans · $8M · Wichita, KSFull record →
15.1 loans · $0M · Wichita, KSFull record →
16.1 loans · $0M · Oberlin, KSFull record →
17.9 loans · $6M · Lenexa, KSFull record →
18.12 loans · $3M · Geneva, MNFull record →
19.741 loans · $149M · Northbrook, ILFull record →
20.10 loans · $3M · Perryville, MOFull record →
21.20 loans · $8M · Saint Petersburg, FLFull record →
22.1 loans · $0M · Bayport, MNFull record →
23.30 loans · $24M · Kansas City, MOFull record →
24.291 loans · $320M · Laguna Hills, CAFull record →
25.5 loans · $7M · Syracuse, KSFull record →

428+ funded Kansas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Halcyon Logistics Inc in Lenexa, KS — $3.3M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.4M (75%)
Approval → funding
41 days
Approved
12/17/2025
First disbursed
1/27/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
General Freight Trucking, Long-Distance, Truckload
If you were the buyer here
Est. deal size
$3.6M
Est. down payment (10%)
$362K
Est. cash at closing
$500K
Monthly payment
$41,700
Annual debt service
$500K
Cash flow needed (1.25×)
$626K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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Timber Products LLC in Wichita, KS — $2.8M (2026) · purchase · Emprise Bank
Program
Preferred Lenders Program
Rate at approval
7% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$2.1M (75%)
Approved
1/30/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesale
If you were the buyer here
Est. deal size
$3.1M
Est. down payment (10%)
$313K
Est. cash at closing
$432K
Monthly payment
$32,673
Annual debt service
$392K
Cash flow needed (1.25×)
$490K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Emprise Bank · Lender record →
Your business? Claim this record · Request removal
Jericho Home Improvements, LLC in Kansas City, KS — $2.7M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
14 days
Approved
12/9/2025
First disbursed
12/23/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$301K
Est. cash at closing
$416K
Monthly payment
$33,637
Annual debt service
$404K
Cash flow needed (1.25×)
$505K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Bob Allen Ford-Ottawa, Inc. in Ottawa, KS — $2.6M (2026) · purchase · Community Banks of Colorado, A Division of NBH Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
30 days
Approved
12/15/2025
First disbursed
1/14/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Change of Ownership
Industry
New Car Dealers
If you were the buyer here
Est. deal size
$2.9M
Est. down payment (10%)
$287K
Est. cash at closing
$396K
Monthly payment
$31,706
Annual debt service
$380K
Cash flow needed (1.25×)
$476K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
Your business? Claim this record · Request removal
Sai Wichita LLC in Wichita, KS — $2.5M (2026) · purchase · Bank of Hope
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
7 days
Approved
2/6/2026
First disbursed
2/13/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$282K
Est. cash at closing
$389K
Monthly payment
$19,185
Annual debt service
$230K
Cash flow needed (1.25×)
$288K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
Amvia Care Services LLC in Overland Park, KS — $2.5M (2026) · purchase · OakStar Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.8M (75%)
Approved
2/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
114
Business age
Change of Ownership
Industry
Home Health Care Services
If you were the buyer here
Est. deal size
$2.7M
Est. down payment (10%)
$273K
Est. cash at closing
$377K
Monthly payment
$30,830
Annual debt service
$370K
Cash flow needed (1.25×)
$462K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by OakStar Bank · Lender record →
Your business? Claim this record · Request removal
Berger Ridgeview LLC in Olathe, KS — $2.3M (2026) · purchase · OakStar Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
10 days
Approved
1/27/2026
First disbursed
2/6/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$257K
Est. cash at closing
$355K
Monthly payment
$19,033
Annual debt service
$228K
Cash flow needed (1.25×)
$285K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by OakStar Bank · Lender record →
Your business? Claim this record · Request removal
RENSEN HOUSE OF LIGHTS, INC. in Lenexa, KS — $2.1M (2026) · purchase · Academy Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approved
3/11/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
All Other Home Furnishings Retailers
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$231K
Est. cash at closing
$318K
Monthly payment
$24,408
Annual debt service
$293K
Cash flow needed (1.25×)
$366K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Academy Bank National Association · Lender record →
Your business? Claim this record · Request removal
Recon Pest Operations LLC in Seneca, KS — $2.1M (2026) · purchase · Emprise Bank
Program
Preferred Lenders Program
Rate at approval
6.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approved
2/19/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$229K
Est. cash at closing
$316K
Monthly payment
$23,710
Annual debt service
$285K
Cash flow needed (1.25×)
$356K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Emprise Bank · Lender record →
Your business? Claim this record · Request removal
CLEARPATH TAX & ACCOUNTING III LLC in Overland Park, KS — $2.0M (2026) · purchase · OakStar Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
11 days
Approved
11/20/2025
First disbursed
12/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
Offices of Certified Public Accountants
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$218K
Est. cash at closing
$300K
Monthly payment
$24,301
Annual debt service
$292K
Cash flow needed (1.25×)
$365K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by OakStar Bank · Lender record →
Your business? Claim this record · Request removal
Mid Star Lab Inc in Tonganoxie, KS — $1.9M (2026) · purchase · First-Citizens Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
77 days
Approved
12/3/2025
First disbursed
2/18/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
27
Business age
Change of Ownership
Industry
Packaging Machinery Manufacturing
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$216K
Est. cash at closing
$298K
Monthly payment
$24,915
Annual debt service
$299K
Cash flow needed (1.25×)
$374K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First-Citizens Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
OAK FRESH SUPERMARKET LLC in Rossville, KS — $1.7M (2026) · purchase · OakStar Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
20 days
Approved
12/4/2025
First disbursed
12/24/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Supermarkets and Other Grocery Retailers (except Convenience
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$186K
Est. cash at closing
$255K
Monthly payment
$14,015
Annual debt service
$168K
Cash flow needed (1.25×)
$210K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by OakStar Bank · Lender record →
Your business? Claim this record · Request removal
PFT Group LLC in Wichita, KS — $1.7M (2026) · purchase · OakStar Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approved
2/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Change of Ownership
Industry
Computer Facilities Management Services
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$184K
Est. cash at closing
$253K
Monthly payment
$21,430
Annual debt service
$257K
Cash flow needed (1.25×)
$321K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by OakStar Bank · Lender record →
Your business? Claim this record · Request removal
JMD3, LLC in Gardner, KS — $1.4M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
47 days
Approved
1/8/2026
First disbursed
2/24/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Computing Infrastructure Providers, Data Processing, Web Hos
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$151K
Est. cash at closing
$206K
Monthly payment
$16,619
Annual debt service
$199K
Cash flow needed (1.25×)
$249K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
DPM Capital Group LLC in Andover, KS — $1.2M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
300 mo (25 yrs)
SBA guaranteed
$900K (75%)
Approved
3/31/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
45
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$133K
Est. cash at closing
$183K
Monthly payment
$9,262
Annual debt service
$111K
Cash flow needed (1.25×)
$139K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Super 8 WaKeeney in Wakeeney, KS — $1.1M (2026) · purchase · US Metro Bank
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$806K (75%)
Approved
2/26/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$119K
Est. cash at closing
$164K
Monthly payment
$8,112
Annual debt service
$97K
Cash flow needed (1.25×)
$122K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by US Metro Bank · Lender record →
Your business? Claim this record · Request removal
DERBY TREAT LLC in Derby, KS — $950K (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$713K (75%)
Approved
3/31/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
45
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$106K
Est. cash at closing
$145K
Monthly payment
$11,526
Annual debt service
$138K
Cash flow needed (1.25×)
$173K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
The Cookie Standard, LLC in Leawood, KS — $810K (2026) · purchase · CommunityAmerica Federal Credit Union
Program
7a General
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$608K (75%)
Approved
3/18/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$900K
Est. down payment (10%)
$90K
Est. cash at closing
$123K
Monthly payment
$9,935
Annual debt service
$119K
Cash flow needed (1.25×)
$149K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CommunityAmerica Federal Credit Union · Lender record →
Your business? Claim this record · Request removal
American Fusion Wheel and Tires in Shawnee, KS — $636K (2026) · purchase · Harvest Small Business Finance, LLC
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$477K (75%)
Approval → funding
20 days
Approved
11/20/2025
First disbursed
12/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Tire Dealers
If you were the buyer here
Est. deal size
$707K
Est. down payment (10%)
$71K
Est. cash at closing
$95K
Monthly payment
$5,559
Annual debt service
$67K
Cash flow needed (1.25×)
$83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Harvest Small Business Finance, LLC · Lender record →
Your business? Claim this record · Request removal
JG Washes LLC in Wichita, KS — $635K (2026) · purchase · Stone Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$476K (75%)
Approval → funding
35 days
Approved
11/24/2025
First disbursed
12/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$706K
Est. down payment (10%)
$71K
Est. cash at closing
$94K
Monthly payment
$5,221
Annual debt service
$63K
Cash flow needed (1.25×)
$78K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stone Bank · Lender record →
Your business? Claim this record · Request removal

Buying in Kansas? Start with a lender that already funds deals here

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By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Kansas project address.

Agent summary

The SBA 7(a) lenders most active in Kansas over the trailing 12 months, from public loan records, led by Emprise Bank. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

25 active SBA lenders ranked
262 Kansas loans (12 mo)
$575K typical acquisition loan
17 days typical to fund

Buyers buying in Kansas typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/state/kansas
API:: https://www.capbench.com/api/public/lenders?state=KS
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.