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Most active SBA lenders in New Mexico

New Mexico has 27 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 174 SBA 7(a) loans in New Mexico in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance New Mexico acquisitions

$968K

Typical loan

range $369K–$1.74M

$1.07M

Est. purchase price

≈ loan ÷ 90%

$147,410

Cash to close

$107,500 down + fees

$12,519/mo

Typical payment

~9.5% · 10yr

$172,762/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

99.0%

Still performing

1% default · FY20–23

22 days

Typical time to fund

68

Lenders competing

more = leverage

7.83%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

  1. 1.22 loans · $12M · Carlsbad, NMFull record →
  2. 2.1,296 loans · $1.4B · Wilmington, NCFull record →
  3. 3.3 loans · $2M · Minneapolis, MNFull record →
  4. 4.3,264 loans · $846M · Miami, FLFull record →
  5. 5.15 loans · $10M · Lucedale, MSFull record →
  6. 6.1,025 loans · $292M · Berkeley Heights, NJFull record →
  7. 7.618 loans · $171M · Salt Lake City, UTFull record →
  8. 8.575 loans · $220M · De Graff, OHFull record →
  9. 9.159 loans · $307M · Garden Grove, CAFull record →
  10. 10.10 loans · $1M · Albuquerque, NMFull record →
  11. 11.2,539 loans · $965M · Columbus, OHFull record →
  12. 12.129 loans · $234M · New York, NYFull record →
  13. 13.868 loans · $362M · Salt Lake City, UTFull record →
  14. 14.741 loans · $149M · Northbrook, ILFull record →
  15. 15.135 loans · $12M · Seattle, WAFull record →
  16. 16.128 loans · $40M · Wilmington, DEFull record →
  17. 17.499 loans · $106M · Los Angeles, CAFull record →
  18. 18.36 loans · $51M · Carmel, INFull record →
  19. 19.155 loans · $58M · Mountain View, ARFull record →
  20. 20.105 loans · $51M · Fitzgerald, GAFull record →
  21. 21.20 loans · $8M · Saint Petersburg, FLFull record →
  22. 22.19 loans · $5M · Bessemer, ALFull record →
  23. 23.97 loans · $156M · Clayton, MOFull record →
  24. 24.53 loans · $101M · Dallas, TXFull record →
  25. 25.15 loans · $5M · Austin, TXFull record →

184+ funded New Mexico deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • White Oak Water LLC in Lovington, NM$2.4M (2026) · purchase · Colony Bank
  • TG Cedar Crest, LLC in Cedar Crest, NM$1.1M (2026) · purchase · United Midwest Savings Bank National Association
  • High Desert Campground LLC in Rodeo, NM$975K (2026) · purchase · Live Oak Banking Company
  • Bellamys Ski Haus Corp. in Red River, NM$958K (2026) · purchase · Readycap Lending, LLC
  • Lone Wolf Ventures, LLC in Santa Fe, NM$889K (2026) · purchase · T Bank, National Association
  • Quality Computer Consulting, Corp. in Albuquerque, NM$855K (2026) · purchase · Live Oak Banking Company
  • TG Cedar Crest, LLC in Cedar Crest, NM$640K (2026) · purchase · United Midwest Savings Bank National Association
  • RKO Architects LLC in Santa Fe, NM$405K (2026) · purchase · Community Bank & Trust-West Georgia
  • Rainbow LLC in Santa Rosa, NM$5.0M (2025) · purchase · GBank
  • Studio 6 in Albuquerque, NM$5.0M (2025) · purchase · US Metro Bank
  • Bloomfield Hospitality, LLC in Bloomfield, NM$4.6M (2025) · purchase · Centerstone SBA Lending, Inc.
  • 814 SOLUTIONS, LLC in Albuquerque, NM$4.2M (2025) · purchase · Community Banks of Colorado, A Division of NBH Bank
  • SURESTAY PLUS NM in Alamogordo, NM$4.2M (2025) · purchase · US Metro Bank
  • HEI INC in Albuquerque, NM$4.0M (2025) · purchase · Coastal States Bank
  • Bash Bros, LLC in Albuquerque, NM$3.5M (2025) · purchase · Live Oak Banking Company
  • Mobile Screen & Glass Inc. in Albuquerque, NM$3.4M (2025) · purchase · Live Oak Banking Company
  • White Oak Water LLC in Lovington, NM$2.5M (2025) · purchase · Colony Bank
  • CORNERSTONE CRAFTERS CORP. in Rio Rancho, NM$2.5M (2025) · purchase · American Momentum Bank
  • Zeon Signs in Albuquerque, NM$2.5M (2025) · purchase · First Internet Bank of Indiana
  • TENPINS, LLC in Rio Rancho, NM$2.5M (2025) · purchase · Bank Five Nine

Buying in New Mexico? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a New Mexico project address.

Agent summary

The SBA 7(a) lenders most active in New Mexico over the trailing 12 months, from public loan records, led by Western Commerce Bank. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

  • 25 active SBA lenders ranked
  • 174 New Mexico loans (12 mo)
  • $968K typical acquisition loan
  • 22 days typical to fund

Buyers buying in New Mexico typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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