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Lender record

Western Commerce Bank

The real lending record — every figure from funded deals. HQ: 127 S Canyon St, Carlsbad, NM. 12 branches.

262

Recent deals (FY20+)

$270K

Typical deal

13 days

Approval → funding

0%

Failure rate (FY20–23)

Where Western Commerce Bank lends

Deals Western Commerce Bank funded — list all 262 as text

Deal profile

Most Western Commerce Bank deals land between $100K and $702K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Support Activities for Oil and Gas Operations (59)
  2. 2.Hotels (except Casino Hotels) and Motels (41)
  3. 3.Full-Service Restaurants (9)
  4. 4.Electrical Contractors and Other Wiring Installation Contrac (7)
  5. 5.Offices of Physicians (except Mental Health Specialists) (6)
  6. 6.Snack and Nonalcoholic Beverage Bars (6)
  7. 7.All Other Specialty Trade Contractors (5)
  8. 8.Beauty Salons (5)

Most active states

  1. 1.New Mexico (231 deals)
  2. 2.Texas (20 deals)
  3. 3.Arizona (6 deals)
  4. 4.California (2 deals)
  5. 5.Wisconsin (2 deals)
  6. 6.South Carolina (1 deals)

Franchises they finance most

Quality Inn by Choice Hotels /Quality Inn & Suites by Choice

5 deals

Super 8 by Wyndhan

4 deals

Days Inn by Wyndham

3 deals

Dirty Dough

2 deals

Microtel Inn & Suites by Wyndham

2 deals

Can Western Commerce Bank fund you? The bank behind the loans

Total assets

$896.9M

▲ 3.5% vs prior quarter

Deposits on hand

$815.2M

▲ 4.5% vs prior quarter

Loans outstanding

$485.9M

▲ 2.8% vs prior quarter

Net income (latest qtr)

$6.7M

  • •An active SBA program (~2.4% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Western Commerce Bank more SBA-focused than 89% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 3.06% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Western Commerce Bank branch (12)

Western Commerce BankMain office127 S Canyon StCarlsbad, NM 88220 · since 1961

Lovington Main Branch18 W Adams AveLovington, NM 88260 · since 1947

Tatum Branch102 South Avenue ATatum, NM 88267 · since 1954

Loving Branch313 W Cedar StLoving, NM 88256 · since 1964

Hobbs Branch2224 N Turner StHobbs, NM 88240 · since 1971

North Canal Branch501 N Canal StCarlsbad, NM 88220 · since 1978

South Branch3010 National Parks HwyCarlsbad, NM 88220 · since 1982

Portales Branch220 N Chicago AvePortales, NM 88130 · since 1995

Albuquerque Branch1910 Wyoming Blvd NeAlbuquerque, NM 87112 · since 1996

Hobbs Downtown Office209 W Taylor StHobbs, NM 88240 · since 2008

Grimes Branch3920 N Grimes StHobbs, NM 88240 · since 2010

Clovis Branch101 W Llano Estacado BlvdClovis, NM 88101 · since 2023

Scroll for all 12 branches · Branch data: FDIC BankFind.

Recent deals

  • HIE Columbus, LLC in Columbus, TX — $4.3M (2026) · Hotels (except Casino Hotels) and Motels
  • Radha Krishna, LLC in Lordsburg, NM — $1.1M (2026) · Hotels (except Casino Hotels) and Motels
  • RSI Socorro 1 LLC in Albuquerque, NM — $1.1M (2026) · Hotels (except Casino Hotels) and Motels
  • Empower Health Services LLC in Albuquerque, NM — $969K (2026) · Outpatient Mental Health and Substance Abuse Centers
  • MAX PSI LLC in Denver City, TX — $683K (2026) · Support Activities for Oil and Gas Operations
  • HRT Power Services, LLC in Portales, NM — $600K (2026) · Electrical Contractors and Other Wiring Installation Contrac
  • TCB Oilfield Services, LLC in Carlsbad, NM — $500K (2026) · Support Activities for Oil and Gas Operations
  • Play Wave, LLC in Rio Rancho, NM — $495K (2026) · All Other Specialty Trade Contractors
  • Tacos el Coyote, LLC in Carlsbad, NM — $303K (2026) · Mobile Food Services
  • BlackTop Ops., LLC in Carlsbad, NM — $292K (2026) · All Other Specialty Trade Contractors

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Western Commerce Bank financed

196 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Western Commerce Bank.

Agent summary

This page summarizes Western Commerce Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 262 SBA 7(a) loans on record
  • $270K typical deal
  • 4 business-acquisition loans
  • HQ: 127 S Canyon St, Carlsbad, NM
  • 12 FDIC branch locations
  • FDIC total assets $896.9M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/western-commerce-bank
API:
https://www.capbench.com/api/public/lenders/western-commerce-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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