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Dirty Dough, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S6957)

51 deals since 2020 · typical deal $210K · 0% failure rate

51

Deals since 2020

$210K

Typical deal

7

Deals since FY2025

0%

Failure rate (FY20–23)

Dirty Dough buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Dirty Dough

Most Dirty Dough deals financed between $30K and $348K. Above $348K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,105
Down payment (10%)
$23K
Cash to close (all-in)
$31K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$31K)

Experience

Recent financings

  • CRUMBY DAYS LLC in Seekonk, MA — $466K (2026) · First Bank of the Lake
  • NM Cookies, LLC in Rio Rancho, NM — $56K (2026) · Western Commerce Bank
  • NM Cookies, LLC in Rio Rancho, NM — $10K (2026) · Western Commerce Bank
  • SkyHigh Ventures, Inc. in Kuna, ID — $375K (2025) · VelocitySBA, LLC
  • 7vn Cookies, LLC in Dalton, GA — $316K (2025) · The Huntington National Bank
  • C & A PARTNERS LLC in Springfield, MO — $42K (2025) · OakStar Bank
  • 7vn Cookies, LLC in Dalton, GA — $30K (2025) · The Huntington National Bank
  • Dirty Dough Indiana & Dirty Dough Columbus in Columbus, IN — $494K (2024) · Celtic Bank Corporation
  • Ajit & Narain Singh LLC in Modesto, CA — $392K (2024) · The Huntington National Bank
  • Jarrex Cookies, LLC in Saint Johns, FL — $374K (2024) · Central Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Dirty Dough brand mark

Who funds Dirty Dough — and where

Every dot is a financed Dirty Dough — 51 mapped.

Financed Dirty Dough locations — list all 51 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(34)
  2. 2.Community Banks of Colorado, A Division of NBH Bank(4)
  3. 3.Western Commerce Bank(2)
  4. 4.First Bank of the Lake(2)
  5. 5.Union Bank and Trust Company(1)

Most active states

  1. 1.Texas (13 loans)
  2. 2.Arizona (5 loans)
  3. 3.California (4 loans)
  4. 4.Georgia (4 loans)
  5. 5.Utah (3 loans)
  6. 6.Idaho (3 loans)
  7. 7.New Mexico (2 loans)
  8. 8.Indiana (2 loans)

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Common questions

How much does a Dirty Dough cost to buy or open?

The typical deal for Dirty Dough is $210K across 51 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $23K of buyer cash on a typical deal.

How risky is Dirty Dough?

0% of Dirty Dough's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Dirty Dough with an SBA loan?

Yes — Dirty Dough has been SBA-financed 7 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Dirty Dough franchise

Most Dirty Dough buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Dirty Dough deal financed for $210K, which points to about $23K of buyer cash on a typical purchase. Dirty Dough is listed in the SBA Franchise Directory (identifier S6957), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Dirty Dough — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Dirty Dough — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Dirty Dough — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Dirty Dough is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 51 SBA 7(a) deals since 2020
  • $210K typical deal
  • 7 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S6957)
  • Top lenders: The Huntington National Bank, Community Banks of Colorado, A Division of NBH Bank, Western Commerce Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/dirty-dough
API:
https://www.capbench.com/api/public/franchises/dirty-dough
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Dirty Dough.

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