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Lender record

OakStar Bank

The real lending record — every figure from funded deals. HQ: 1020 E Battlefield St, Springfield, MO. 29 branches.

614

Recent deals (FY20+)

$400K

Typical deal

14 days

Approval → funding

1%

Failure rate (FY20–23)

Where OakStar Bank lends

Deals OakStar Bank funded — list all 500 as text

Deal profile

Most OakStar Bank deals land between $150K and $1.0M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (27)
  2. 2.Fitness and Recreational Sports Centers (21)
  3. 3.Hotels (except Casino Hotels) and Motels (17)
  4. 4.Gasoline Stations with Convenience Stores (13)
  5. 5.General Automotive Repair (13)
  6. 6.Offices of Certified Public Accountants (12)
  7. 7.Plumbing, Heating, and Air-Conditioning Contractors (12)
  8. 8.Offices of Dentists (11)

Most active states

  1. 1.Missouri (516 deals)
  2. 2.Kansas (64 deals)
  3. 3.Colorado (17 deals)
  4. 4.Arkansas (7 deals)
  5. 5.Oklahoma (5 deals)
  6. 6.Iowa (4 deals)
  7. 7.California (1 deals)

Can OakStar Bank fund you? The bank behind the loans

Total assets

$3.1B

3.1% vs prior quarter

Deposits on hand

$2.7B

2.2% vs prior quarter

Loans outstanding

$2.8B

3.1% vs prior quarter

Net income (latest qtr)

$11.3M

  • An active SBA program (~2.8% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes OakStar Bank more SBA-focused than 90% of the banks on our record.
  • Deposits grew last quarter — more raw lending capacity than the quarter before.
  • Return on assets of 1.47% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a OakStar Bank branch (29)

Oakstar BankMain office1020 E Battlefield StSpringfield, MO 65807 · since 2005

Urbana Branch109 N Main StUrbana, MO 65767 · since 1903

Camdenton Main117 North State Highway 5Camdenton, MO 65020 · since 1905

Osage Beach Branch5127 Osage Beach PkwyOsage Beach, MO 65065 · since 1975

Sunrise Beach Facility15774 N State Highway 5Sunrise Beach, MO 65079 · since 1986

Buffalo Branch1108 S Ash StBuffalo, MO 65622 · since 1996

Lake Ozark Branch2128 Bagnell Dam BlvdLake Ozark, MO 65049 · since 1999

First Colorado National Bank150 Gunnison River DrDelta, CO 81416 · since 2002

Macks Creek Branch14469 Us Highway 54Macks Creek, MO 65786 · since 2004

Parkway Center10314 Shawnee Mission PkwyShawnee, KS 66203 · since 2004

Community First Bank Legends Branch10950 Parallel PkwyKansas City, KS 66109 · since 2012

Kc Mortgage Production Office4717 Grand AveKansas City, MO 64112 · since 2012 · limited service

Hermitage Branch23193 Us Highway 54Hermitage, MO 65668 · since 2016

Bolivar Branch340 S Springfield AveBolivar, MO 65613 · since 2016

Clinton Branch1508 N 2nd StClinton, MO 64735 · since 2017

East Sunshine Branch3620 E Sunshine StSpringfield, MO 65809 · since 2019

Overland Park Branch5841 W 135th StreetOverland Park, KS 66223 · since 2020

Joplin Branch1831 E 20th StJoplin, MO 64804 · since 2020

First State Bank Colorado Springs West Branch3216 W Colorado AveColorado Springs, CO 80904 · since 2020

Columbia Lpo Branch1010 Club Village DrColumbia, MO 65203 · since 2020 · limited service

Nixa Branch605 W Aven AveNixa, MO 65714 · since 2020

Grand Junction Branch461 Main StreetGrand Junction, CO 81501 · since 2021

Ottawa Branch226 W 23rd StOttawa, KS 66067 · since 2021

Arkansas Sba Lpo Branch3065 Highway 367 SCabot, AR 72023 · since 2022 · limited service

Mountain Grove Branch1405 North Main StreetMountain Grove, MO 65711 · since 2022

Paonia Branch133 Grand AvePaonia, CO 81428 · since 2024

Kansas Avenue Branch650 Kansas AveKansas City, KS 66105 · since 2024

Grand Junction Branch1351 Riverfront LoopGrand Jct, CO 81501 · since 2025

Bolivar Springfield Ave Branch2000 S Springfield AveBolivar, MO 65613 · since 2026

Scroll for all 29 branches · Branch data: FDIC BankFind.

Recent deals

  • Unity Groceries LLC in Overland Park, KS$5.0M (2026) · Supermarkets and Other Grocery Retailers (except Convenience
  • Mr. D's Donut Factory LLC in Kansas City, MO$2.5M (2026) · Baked Goods Retailers
  • Amvia Care Services LLC in Overland Park, KS$2.5M (2026) · purchase · Home Health Care Services
  • Dental Harmony Laboratory Inc in Overland Park, KS$2.3M (2026) · Medical Laboratories
  • Berger Ridgeview LLC in Olathe, KS$2.3M (2026) · purchase · Gasoline Stations with Convenience Stores
  • CLEARPATH TAX & ACCOUNTING III LLC in Overland Park, KS$2.0M (2026) · purchase · Offices of Certified Public Accountants
  • SUPER SAN ANTONIO LLC in Kansas City, KS$1.7M (2026) · Supermarkets and Other Grocery Retailers (except Convenience
  • OAK FRESH SUPERMARKET LLC in Rossville, KS$1.7M (2026) · purchase · Supermarkets and Other Grocery Retailers (except Convenience
  • PFT Group LLC in Wichita, KS$1.7M (2026) · purchase · Computer Facilities Management Services
  • My World ABA LLC in Joplin, MO$1.4M (2026) · Other Individual and Family Services

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Failed deals

3 of OakStar Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses OakStar Bank financed

477 businesses on record — the 60 largest by funding. Each links to its full SBA record.

Work at OakStar Bank?

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CapBench analysis of public lending records, FY2020–present. Not affiliated with OakStar Bank.

Agent summary

This page summarizes OakStar Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 614 SBA 7(a) loans on record
  • $400K typical deal
  • 114 business-acquisition loans
  • HQ: 1020 E Battlefield St, Springfield, MO
  • 29 FDIC branch locations
  • FDIC total assets $3.1B
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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