Food & Restaurants · lender intelligence

How to finance a Dirty Dough in Texas

State:

The SBA 7(a) lenders funding the most Dirty Dough deals in Texas, from public loan records — typical Dirty Dough loan about $210K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Dirty Dough in Texas

$287K

Typical loan

range $30K–$349K

$319K

Est. purchase price

≈ loan ÷ 90%

$42,652

Cash to close

$31,889 down + fees

$3,953/mo

Typical payment

~11% · 10yr

$54,551/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

11.12%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Dirty Dough in Texas

Ranked by funded Dirty Dough loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.23 loans · $21M · Greenwood Village, COFull record →
3.154 loans · $26M · San Diego, CAFull record →

13+ funded Dirty Dough in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Cookie Monsters LLC in Round Rock, TX — $403K (2023) · Community Banks of Colorado, A Division of NBH Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
126 months
SBA guaranteed
$302K (75%)
Approval → funding
148 days
Approved
2/16/2023
First disbursed
7/14/2023
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
Your business? Claim this record · Request removal
Delicious Treats Central Texas LLC in Temple, TX — $402K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
129 months
SBA guaranteed
$301K (75%)
Approval → funding
26 days
Approved
9/9/2023
First disbursed
10/5/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Party of Three Food Co. Corporation in Richmond, TX — $350K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
1 days
Approved
7/13/2023
First disbursed
7/14/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DDNE FRISCO LLC in Frisco, TX — $349K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$262K (75%)
Approval → funding
4 days
Approved
9/14/2023
First disbursed
9/18/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Cookie and Cracker Manufacturing
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Four Plums LLC in Hewitt, TX — $340K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$255K (75%)
Approval → funding
9 days
Approved
9/12/2023
First disbursed
9/21/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
46
Business age
Startup, Loan Funds will Open Business
Industry
Cookie and Cracker Manufacturing
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DDNE DALLAS LLC in Allen, TX — $332K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$249K (75%)
Approval → funding
6 days
Approved
7/19/2023
First disbursed
7/25/2023
Loan status
Past due
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Magnifi Ventures, LLC in San Antonio, TX — $287K (2023) · CDC Small Business Finance Corp.
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
12% variable
Term
120 mo (10 yrs)
SBA guaranteed
$215K (75%)
Approval → funding
19 days
Approved
2/16/2023
First disbursed
3/7/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Retail Bakeries
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
Mero Dough, LLC in Austin, TX — $229K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$172K (75%)
Approval → funding
9 days
Approved
9/9/2023
First disbursed
9/18/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Delicious Treats Central Texas LLC in Temple, TX — $30K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
26 days
Approved
9/9/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DDNE FRISCO LLC in Frisco, TX — $30K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
23 days
Approved
9/12/2023
First disbursed
10/5/2023
Loan status
Paid in full (12/31/2024)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Cookie and Cracker Manufacturing
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Four Plums LLC in Hewitt, TX — $30K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
22 days
Approved
9/13/2023
First disbursed
10/5/2023
Loan status
Delinquent
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
46
Business age
Startup, Loan Funds will Open Business
Industry
Cookie and Cracker Manufacturing
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DDNE DALLAS LLC in Allen, TX — $30K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approved
7/19/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Mero Dough, LLC in Austin, TX — $25K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
9/9/2023
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Dirty Dough in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Dirty Dough loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Dirty Dough purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$210K typical Dirty Dough loan
3 lenders active in Texas
13+ funded Texas deals
19 days typical to fund

Buyers buying a Dirty Dough in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Dirty Dough lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/dirty-dough/texas
API:: https://www.capbench.com/api/public/lenders?franchise=dirty-dough
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.