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Food & Restaurants · lender intelligence

How to finance a Dirty Dough

The SBA 7(a) lenders funding the most Dirty Dough deals, ranked from public loan records — typical Dirty Dough loan about $210K, 0% failure rate across 51 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Dirty Dough

$210K

Typical loan

range $30K–$348K

$233K

Est. purchase price

≈ loan ÷ 90%

$31,208

Cash to close

$23,333 down + fees

$3,074/mo

Typical payment

~12.5% · 10yr

$42,421/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

14 days

Typical time to fund

13

Lenders competing

more = leverage

10.59%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Dirty Dough

Ranked by funded Dirty Dough loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.23 loans · $21M · Greenwood Village, COFull record →
  3. 3.22 loans · $12M · Carlsbad, NMFull record →
  4. 4.318 loans · $229M · Osage Beach, MOFull record →
  5. 5.1 loans · $1M · Lincoln, NEFull record →
  6. 6.154 loans · $26M · San Diego, CAFull record →
  7. 7.2 loans · $0M · Storm Lake, IAFull record →
  8. 8.1 loans · $0M · Casper, WYFull record →
  9. 9.618 loans · $171M · Salt Lake City, UTFull record →
  10. 10.868 loans · $362M · Salt Lake City, UTFull record →
  11. 11.65 loans · $78M · Springfield, MOFull record →
  12. 12.112 loans · $112M · Irving, TXFull record →
  13. 13.1 loans · $0M · Fort Wayne, INFull record →

51+ funded Dirty Dough deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • CRUMBY DAYS LLC in Seekonk, MA — $466K (2026) · First Bank of the Lake
  • NM Cookies, LLC in Rio Rancho, NM — $56K (2026) · Western Commerce Bank
  • NM Cookies, LLC in Rio Rancho, NM — $10K (2026) · Western Commerce Bank
  • SkyHigh Ventures, Inc. in Kuna, ID — $375K (2025) · VelocitySBA, LLC
  • 7vn Cookies, LLC in Dalton, GA — $316K (2025) · The Huntington National Bank
  • C & A PARTNERS LLC in Springfield, MO — $42K (2025) · OakStar Bank
  • 7vn Cookies, LLC in Dalton, GA — $30K (2025) · The Huntington National Bank
  • Dirty Dough Indiana & Dirty Dough Columbus in Columbus, IN — $494K (2024) · Celtic Bank Corporation
  • Ajit & Narain Singh LLC in Modesto, CA — $392K (2024) · The Huntington National Bank
  • Jarrex Cookies, LLC in Saint Johns, FL — $374K (2024) · Central Bank
  • Idaho Cookies DD LLC in Eagle, ID — $348K (2024) · The Huntington National Bank
  • Maxwell and Dirkmaat Investments, LLC in Poway, CA — $340K (2024) · The Huntington National Bank
  • NRC GROUP MESA GRAND LLC in Mesa, AZ — $206K (2024) · The Huntington National Bank
  • Dirty Dough Augusta Mobile in North Augusta, SC — $204K (2024) · First Bank of the Lake
  • CAAM LLC in Cheyenne, WY — $179K (2024) · Jonah Bank of Wyoming
  • Flores Family Company LLC in Carson City, NV — $150K (2024) · Zions Bank, A Division of
  • Lingren Dough LLC in Bemidji, MN — $150K (2024) · The Huntington National Bank
  • Ajit & Narain Singh LLC in Modesto, CA — $35K (2024) · The Huntington National Bank
  • Maxwell and Dirkmaat Investments, LLC in Poway, CA — $30K (2024) · The Huntington National Bank
  • Idaho Cookies DD LLC in Eagle, ID — $25K (2024) · The Huntington National Bank

Buying a Dirty Dough? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Dirty Dough businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Dirty Dough purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

  • $210K typical Dirty Dough loan
  • 0% failure rate (FY20–23)
  • 13 lenders fund the brand
  • 14 days typical to fund

Buyers researching a Dirty Dough typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerDirty Dough record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/dirty-dough
API:
https://www.capbench.com/api/public/lenders?franchise=dirty-dough
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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