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How to finance a Scooter's Coffee

The SBA 7(a) lenders funding the most Scooter's Coffee deals, ranked from public loan records — typical Scooter's Coffee loan about $1.0M, 0.56% failure rate across 283 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Scooter's Coffee

$1.00M

Typical loan

range $648K–$1.37M

$1.11M

Est. purchase price

≈ loan ÷ 90%

$152,361

Cash to close

$111,111 down + fees

$12,940/mo

Typical payment

~9.5% · 10yr

$178,572/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

99.4%

Still performing

0.6% default · FY20–23

33 days

Typical time to fund

60

Lenders competing

more = leverage

7.68%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Scooter's Coffee

Ranked by funded Scooter's Coffee loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.328 loans · $134M · Cleveland, OHFull record →
  3. 3.24 loans · $17M · Wayne, PAFull record →
  4. 4.105 loans · $72M · Wilmington, DEFull record →
  5. 5.1 loans · $1M · Lincoln, NEFull record →
  6. 6.1,296 loans · $1.4B · Wilmington, NCFull record →
  7. 7.318 loans · $229M · Osage Beach, MOFull record →
  8. 8.66 loans · $68M · Milford, IAFull record →
  9. 9.3 loans · $2M · Nebraska City, NEFull record →
  10. 10.5 loans · $7M · Syracuse, KSFull record →
  11. 11.88 loans · $96M · Muncie, INFull record →
  12. 12.242 loans · $281M · Chicago, ILFull record →
  13. 13.1 loans · $1M · Lincoln, NEFull record →
  14. 14.72 loans · $30M · Oconomowoc, WIFull record →
  15. 15.62 loans · $26M · Oklahoma City, OKFull record →
  16. 16.11 loans · $19M · Fort Lauderdale, FLFull record →
  17. 17.9 loans · $13M · Atlanta, GAFull record →
  18. 18.16 loans · $6M · Andover, KSFull record →
  19. 19.26 loans · $42M · Chicago, ILFull record →
  20. 20.41 loans · $21M · Wichita, KSFull record →
  21. 21.31 loans · $24M · Malvern, PAFull record →
  22. 22.9 loans · $3M · Sioux Falls, SDFull record →
  23. 23.2 loans · $0M · Jasper, INFull record →
  24. 24.34 loans · $19M · Arden Hills, MNFull record →
  25. 25.16 loans · $9M · Brookings, SDFull record →

283+ funded Scooter's Coffee deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Boerne Coffee Partners LLC in Boerne, TX — $2.5M (2026) · Capital One, National Association
  • Scooter's Coffee in Germantown, KY — $1.9M (2026) · SouthState Bank, National Association
  • Ewert Group LLC in Warsaw, IN — $1.6M (2026) · First Bank of the Lake
  • SCOOTER'S COFFEE in Austin, TX — $1.6M (2026) · First Bank of the Lake
  • RizeAndGrind, LLC in Janesville, WI — $1.4M (2026) · purchase · The Huntington National Bank
  • Coorts Coffee 1 LLC in Springfield, MO — $1.4M (2026) · Great Southern Bank
  • Bear's Beans, LLC in Graham, NC — $1.3M (2026) · The Huntington National Bank
  • AGAPE CUP BURNSVILLE LLC in Burnsville, MN — $992K (2026) · First Bank & Trust
  • Kulinary Dynamic Ventures, LLC in Valley, AL — $375K (2026) · Bank Five Nine
  • OM CLV INC. in Franklin Park, IL — $100K (2026) · Bank Five Nine
  • Whoa N Go Services 1 LLC in Swansea, IL — $2.9M (2025) · purchase · Beacon Bank and Trust
  • Scooter's Coffee in Altoona, IA — $2.8M (2025) · purchase · OptimumBank
  • Boerne Coffee Partners LLC in Boerne, TX — $2.5M (2025) · Capital One, National Association
  • Holy Grounds, LLC in Topeka, KS — $2.3M (2025) · Arbor Bank
  • OM PRK, INC. in Des Plaines, IL — $1.9M (2025) · Byline Bank
  • THREE2COFFEE, LLC in Washington, IN — $1.8M (2025) · First Merchants Bank
  • Bedford Coffee, LLC in Waco, TX — $1.8M (2025) · Customers Bank
  • Scooters Coffee in Cairo, GA — $1.7M (2025) · First Bank of the Lake
  • JKD Bros, LLC in Sullivan, MO — $1.7M (2025) · FCNB Bank
  • Southern Charm Lewisburg LLC in Lewisburg, TN — $1.7M (2025) · The Huntington National Bank

Buying a Scooter's Coffee? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Scooter's Coffee businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Scooter's Coffee purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

  • $1.0M typical Scooter's Coffee loan
  • 0.56% failure rate (FY20–23)
  • 60 lenders fund the brand
  • 33 days typical to fund

Buyers researching a Scooter's Coffee typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerScooter's Coffee record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/scooter-s-coffee
API:
https://www.capbench.com/api/public/lenders?franchise=scooter-s-coffee
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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