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Most active SBA lenders in North Dakota

North Dakota has 59 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 62 SBA 7(a) loans in North Dakota in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance North Dakota acquisitions

$646K

Typical loan

range $169K–$1.43M

$717K

Est. purchase price

≈ loan ÷ 90%

$95,943

Cash to close

$71,733 down + fees

$8,354/mo

Typical payment

~9.5% · 10yr

$115,285/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.0%

Still performing

2% default · FY20–23

18 days

Typical time to fund

47

Lenders competing

more = leverage

7.39%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

  1. 1.7 loans · $2M · Minot, NDFull record →
  2. 2.116 loans · $120M · Evansville, INFull record →
  3. 3.32 loans · $32M · Fargo, NDFull record →
  4. 4.15 loans · $10M · Grand Forks, NDFull record →
  5. 5.3 loans · $2M · Minneapolis, MNFull record →
  6. 6.4 loans · $0M · Hazen, NDFull record →
  7. 7.168 loans · $205M · Fishers, INFull record →
  8. 8.4 loans · $1M · Dickinson, NDFull record →
  9. 9.2 loans · $0M · New Salem, NDFull record →
  10. 10.1 loans · $0M · Irvington, KYFull record →
  11. 11.2 loans · $0M · Fargo, NDFull record →
  12. 12.46 loans · $27M · Sartell, MNFull record →
  13. 13.129 loans · $234M · New York, NYFull record →
  14. 14.3,264 loans · $846M · Miami, FLFull record →
  15. 15.3 loans · $1M · Fargo, NDFull record →
  16. 16.95 loans · $67M · New York, NYFull record →
  17. 17.274 loans · $315M · Los Angeles, CAFull record →
  18. 18.868 loans · $362M · Salt Lake City, UTFull record →
  19. 19.318 loans · $229M · Osage Beach, MOFull record →
  20. 20.18 loans · $4M · Oakland, CAFull record →
  21. 21.1,296 loans · $1.4B · Wilmington, NCFull record →
  22. 22.105 loans · $51M · Fitzgerald, GAFull record →
  23. 23.12 loans · $5M · Fargo, NDFull record →
  24. 24.2 loans · $1M · Minot, NDFull record →
  25. 25.12 loans · $24M · South Bend, INFull record →

99+ funded North Dakota deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Mahadev Bismarck Hospitality LLC in Bismarck, ND — $5.0M (2026) · purchase · Everwise Credit Union
  • MDS Operations, Inc. in Fargo, ND — $2.9M (2026) · purchase · Alerus Financial, National Association
  • RRR Hospitality LLC in Minot, ND — $2.5M (2026) · purchase · Shoreham Bank
  • AGASSIZ ASSOCIATES, PLLC in Grand Forks, ND — $1.2M (2026) · purchase · Alerus Financial, National Association
  • JSK Enterprises LLC in Fargo, ND — $817K (2026) · purchase · Bell Bank
  • LIFELONG WELLNESS & CHIROPRACTIC PC in West Fargo, ND — $200K (2026) · purchase · BankVista
  • Quality Custom Engraving LLC in Fargo, ND — $180K (2026) · purchase · Town and Country CU
  • Northman's Gym LLC in Hazen, ND — $93K (2026) · purchase · Union State Bank of Hazen
  • Tiger Cubz Daycare LLC in Hazelton, ND — $88K (2026) · purchase · Hometown CU
  • Pure Prairie Health & Food LLC in Beulah, ND — $80K (2026) · purchase · Union State Bank of Hazen
  • LIFELONG WELLNESS & CHIROPRACTIC, PC in West Fargo, ND — $50K (2026) · purchase · BankVista
  • Pure Prairie Health & Food LLC in Beulah, ND — $12K (2026) · purchase · Union State Bank of Hazen
  • Swingen Construction Company in Grand Forks, ND — $5.0M (2025) · purchase · Alerus Financial, National Association
  • Bismarck Funeral Home, Inc. in Bismarck, ND — $4.5M (2025) · purchase · First Community CU
  • Fargo Engineering Inc. in Fargo, ND — $4.4M (2025) · purchase · Old National Bank
  • Sports Vape in Fargo, ND — $2.9M (2025) · purchase · First Internet Bank of Indiana
  • SAI BISMARCK LODGING LLC in Bismarck, ND — $2.9M (2025) · purchase · Bank of Hope
  • JKRX, Inc. in Bismarck, ND — $2.1M (2025) · purchase · BNC National Bank
  • Northern Plains Label in Fargo, ND — $2.0M (2025) · purchase · First Internet Bank of Indiana
  • Navjivan Corporation in Fargo, ND — $2.0M (2025) · purchase · Glenwood State Bank Incorporated

Buying in North Dakota? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a North Dakota project address.

Agent summary

The SBA 7(a) lenders most active in North Dakota over the trailing 12 months, from public loan records, led by Town and Country CU. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

  • 25 active SBA lenders ranked
  • 62 North Dakota loans (12 mo)
  • $646K typical acquisition loan
  • 18 days typical to fund

Buyers buying in North Dakota typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan broker
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/state/north-dakota
API:
https://www.capbench.com/api/public/lenders?state=ND
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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