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Most active SBA lenders in Texas

Texas has 327 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 3,171 SBA 7(a) loans in Texas in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Texas acquisitions

$876K

Typical loan

range $355K–$1.85M

$973K

Est. purchase price

≈ loan ÷ 90%

$133,468

Cash to close

$97,333 down + fees

$11,335/mo

Typical payment

~9.5% · 10yr

$156,423/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

136

Lenders competing

more = leverage

9.19%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

  1. 1.3 loans · $2M · Minneapolis, MNFull record →
  2. 2.2,539 loans · $965M · Columbus, OHFull record →
  3. 3.3,264 loans · $846M · Miami, FLFull record →
  4. 4.1,296 loans · $1.4B · Wilmington, NCFull record →
  5. 5.618 loans · $171M · Salt Lake City, UTFull record →
  6. 6.1,025 loans · $292M · Berkeley Heights, NJFull record →
  7. 7.868 loans · $362M · Salt Lake City, UTFull record →
  8. 8.575 loans · $220M · De Graff, OHFull record →
  9. 9.54 loans · $15M · University Park, TXFull record →
  10. 10.20 loans · $8M · Saint Petersburg, FLFull record →
  11. 11.499 loans · $106M · Los Angeles, CAFull record →
  12. 12.741 loans · $149M · Northbrook, ILFull record →
  13. 13.284 loans · $254M · Cincinnati, OHFull record →
  14. 14.318 loans · $229M · Osage Beach, MOFull record →
  15. 15.38 loans · $21M · San Antonio, TXFull record →
  16. 16.44 loans · $52M · Wallis, TXFull record →
  17. 17.274 loans · $315M · Los Angeles, CAFull record →
  18. 18.168 loans · $205M · Fishers, INFull record →
  19. 19.242 loans · $281M · Chicago, ILFull record →
  20. 20.22 loans · $33M · Dallas, TXFull record →
  21. 21.79 loans · $53M · Gulfport, MSFull record →
  22. 22.60 loans · $130M · Doraville, GAFull record →
  23. 23.53 loans · $101M · Dallas, TXFull record →
  24. 24.149 loans · $135M · Mukwonago, WIFull record →
  25. 25.159 loans · $307M · Garden Grove, CAFull record →

875+ funded Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • ANUSHKA HOSPITALITY LLC in White Settlement, TX$5.0M (2026) · purchase · Open Bank
  • Sai Waco Hospitality LLC in Waco, TX$5.0M (2026) · purchase · Bank of Hope
  • Holiday Inn Express & Suites Fort Worth Southwest (I-20) in Fort Worth, TX$5.0M (2026) · purchase · Woori America Bank
  • PRS at Fall Creek Business LLC in Humble, TX$5.0M (2026) · purchase · Live Oak Banking Company
  • Sai FM Hotels LLC in Dallas, TX$5.0M (2026) · purchase · Bank of Hope
  • PrimeSteps Academy, LLC in Prosper, TX$5.0M (2026) · purchase · Bankwell Bank
  • Van Blessing, LLC in Winona, TX$5.0M (2026) · purchase · Live Oak Banking Company
  • DHC Clay Road Inc. in Katy, TX$5.0M (2026) · purchase · Plains State Bank
  • CAD HOSPITALITY LLC in Grand Prairie, TX$5.0M (2026) · purchase · Bank of Hope
  • GEORGE'S THERAPY TEAM LLC in Sugar Land, TX$5.0M (2026) · purchase · Live Oak Banking Company
  • Yadvinder S. Virk & Rajbir Kaur Virk as trustees of The Yadvinder S. Virk & Rajb in Frisco, TX$5.0M (2026) · purchase · Bank of Hope
  • HSE Enterprises 2 LLC in Leander, TX$5.0M (2026) · purchase · Live Oak Banking Company
  • MREE Enterprises, LLC in Houston, TX$5.0M (2026) · purchase · Zions Bank, A Division of
  • Hampton Inn North Austin in Austin, TX$5.0M (2026) · purchase · US Metro Bank
  • Hyatt House Addison in Addison, TX$5.0M (2026) · purchase · US Metro Bank
  • KKA Woodforest LLC in Montgomery, TX$5.0M (2026) · purchase · Live Oak Banking Company
  • Daz Ventures LLC in Clute, TX$5.0M (2026) · purchase · The Huntington National Bank
  • LXMI McKinney Property Owner, LLC in Mckinney, TX$5.0M (2026) · purchase · GBank
  • Sabtej Holdings LLC in San Antonio, TX$5.0M (2026) · purchase · Beacon Bank and Trust
  • Agility Equipment Services LLC in San Angelo, TX$4.9M (2026) · purchase · Truliant FCU

Buying in Texas? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Texas project address.

Agent summary

The SBA 7(a) lenders most active in Texas over the trailing 12 months, from public loan records, led by Northeast Bank. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

  • 25 active SBA lenders ranked
  • 3,171 Texas loans (12 mo)
  • $876K typical acquisition loan
  • 21 days typical to fund

Buyers buying in Texas typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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