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Lender record

Metro City Bank

The real lending record — every figure below is drawn from public SBA 7(a) loan records (FY2020–present): the loans Metro City Bank funded, the businesses, the branches, and its FDIC profile. HQ: 5114 Buford Hwy Ne, Doraville, GA. 31 branches.

Metro City Bank banner

989

Recent deals (FY20+)

$1.3M

Typical deal

22 days

Approval → funding

0.1%

Failure rate (FY20–23)

Where Metro City Bank lends

Deals Metro City Bank funded — list all 500 as text

Deal profile

Most Metro City Bank deals land between $655K and $2.3M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Gasoline Stations with Convenience Stores (209)
  2. 2.Full-Service Restaurants (89)
  3. 3.Limited-Service Restaurants (75)
  4. 4.Beer, Wine, and Liquor Retailers (73)
  5. 5.Hotels (except Casino Hotels) and Motels (63)
  6. 6.Beer, Wine, and Liquor Stores (60)
  7. 7.Car Washes (49)
  8. 8.Supermarkets and Other Grocery (except Convenience) Stores (37)

Most active states

  1. 1.Georgia (393 deals)
  2. 2.Texas (234 deals)
  3. 3.New York (68 deals)
  4. 4.Florida (37 deals)
  5. 5.Alabama (32 deals)
  6. 6.Washington (30 deals)
  7. 7.California (27 deals)
  8. 8.Virginia (26 deals)
  9. 9.Pennsylvania (21 deals)
  10. 10.New Jersey (18 deals)

Franchises they finance most

Sunoco, LLC (Various Brands) Fuel Supply Agreement

13 deals

American Deli

10 deals

SEI Fuel Services, Inc  (Multiple Brands) Motor Fuel Supply

10 deals

Motel 6

7 deals

Empire Petroleum Partners - Petroleum Products Supply Agreem

6 deals

Can Metro City Bank fund you? The bank behind the loans

Total assets

$4.5B

▼ 3.6% vs prior quarter

Deposits on hand

$3.5B

▼ 3.6% vs prior quarter

Loans outstanding

$3.9B

▼ 1.1% vs prior quarter

Net income (latest qtr)

$44.6M

  • •A serious SBA operation: this year's production is ~3.3% of the whole loan book. Your file gets experienced hands without specialist wait-lists. That makes Metro City Bank more SBA-focused than 92% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 1.94% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 06/2026.

Recent deals

  • Safari Fun Park LLC in Virginia Beach, VA — $5.0M (2026) · Amusement and Theme Parks
  • Arleta Coin Laundry LLC in Arleta, CA — $5.0M (2026) · purchase · Coin-Operated Laundries and Drycleaners
  • VI PRACTICE MANAGEMENT CONSULTING SERVICES LLC in Christiansted, VI — $5.0M (2026) · Offices of All Other Miscellaneous Health Practitioners
  • APSILON MANAGEMENT PERIMETER LLC in Atlanta, GA — $5.0M (2026) · Hotels (except Casino Hotels) and Motels
  • APSILON MANAGEMENT BUSBEE LLC in Kennesaw, GA — $5.0M (2026) · Hotels (except Casino Hotels) and Motels
  • Raghu11 LLC in Decatur, GA — $4.5M (2026) · purchase · Beer, Wine, and Liquor Retailers
  • Emary Home Care Services, LLC in Atlanta, GA — $4.3M (2026) · Home Health Care Services
  • L & L SPIRITS, LLC in Peachtree City, GA — $4.2M (2026) · purchase · Beer, Wine, and Liquor Retailers
  • JJ & YH, LLC in Cumming, GA — $4.2M (2026) · purchase · Glass and Glazing Contractors
  • Blast Carwash Plano in Plano, TX — $4.0M (2026) · Car Washes

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Failed deals

1 of Metro City Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Metro City Bank financed

894 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Metro City Bank.

Agent summary

This page summarizes Metro City Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 989 SBA 7(a) loans on record
  • $1.3M typical deal
  • 339 business-acquisition loans
  • HQ: 5114 Buford Hwy Ne, Doraville, GA
  • FDIC total assets $4.5B

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-13.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/metro-city-bank
API:
https://www.capbench.com/api/public/lenders/metro-city-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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