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Lender record

Plains State Bank

The real lending record — every figure from funded deals. HQ: 19404 Kenswick Dr, Humble, TX. 8 branches.

112

Recent deals (FY20+)

$1.3M

Typical deal

15 days

Approval → funding

1.2%

Failure rate (FY20–23)

Where Plains State Bank lends

Deals Plains State Bank funded — list all 112 as text

Deal profile

Most Plains State Bank deals land between $460K and $3.4M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Hotels (except Casino Hotels) and Motels (8)
  2. 2.Gasoline Stations with Convenience Stores (8)
  3. 3.Child Care Services (7)
  4. 4.Full-Service Restaurants (5)
  5. 5.Commercial and Institutional Building Construction (4)
  6. 6.Beauty Salons (4)
  7. 7.Child Day Care Services (4)
  8. 8.Lessors of Miniwarehouses and Self-Storage Units (4)

Most active states

  1. 1.Texas (111 deals)
  2. 2.New Mexico (1 deals)

Franchises they finance most

Tune Up; The Manly Salon

4 deals

Children's Lighthouse Early Learning Schools

3 deals

Studio 6

2 deals

Primrose Schools

2 deals

Gasgo Markets, Inc. (Shell) Motor Fuel Supply Contract

2 deals

Can Plains State Bank fund you? The bank behind the loans

Total assets

$840.0M

▼ 4.8% vs prior quarter

Deposits on hand

$681.4M

▼ 5.8% vs prior quarter

Loans outstanding

$614.0M

▼ 4% vs prior quarter

Net income (latest qtr)

$3.2M

  • •An active SBA program (~2.7% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Plains State Bank more SBA-focused than 90% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 1.46% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Plains State Bank branch (8)

Plains State BankMain office19404 Kenswick DrHumble, TX 77338 · since 1957

Plains Branch601 Ninth StPlains, TX 79355 · since 2008

Houston Branch3355 W Alabama StHouston, TX 77098 · since 2010

Plains State Bank Branch3902 Fm 1960 Rd WHouston, TX 77068 · since 2010

San Antonio Lpo8000 Ih West, Suite 1507San Antonio, TX 78230 · since 2018 · limited service

Conroe Branch303 Longmire RdConroe, TX 77304 · since 2018 · limited service

Plains State Bank - Sugarland Branch13885 Southwest FwySugar Land, TX 77478 · since 2020

Conroe Branch5452 Highway 105 W Ste 100Conroe, TX 77304 · since 2021

Branch data: FDIC BankFind.

Recent deals

  • DHC Clay Road Inc. in Katy, TX — $5.0M (2026) · purchase · Child Care Services
  • KA Allen LLC in Allen, TX — $4.3M (2026) · purchase · Child Care Services
  • Cornerstone Property Ventures LLC in Richmond, TX — $3.4M (2026) · Elementary and Secondary Schools
  • Shanti Rise LLC in Waco, TX — $3.4M (2026) · purchase · Hotels (except Casino Hotels) and Motels
  • Texas Commercial Pressure Washing, LLC in Cypress, TX — $374K (2026) · Other Services to Buildings and Dwellings
  • MMFS Partners LLC in Dallas, TX — $5.0M (2025) · purchase · Gasoline Stations with Convenience Stores
  • 1040 Wells Branch LLC in Pflugerville, TX — $4.9M (2025) · purchase · Child Care Services
  • Explorers of North Lewisville LLC in Lewisville, TX — $3.8M (2025) · purchase · Child Care Services
  • Wali Group of Companies LTD in League City, TX — $3.0M (2025) · purchase · Gasoline Stations with Convenience Stores
  • Horkus Construction LLC in Spring, TX — $2.5M (2025) · Commercial and Institutional Building Construction

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Failed deals

1 of Plains State Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Plains State Bank financed

108 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Plains State Bank.

Agent summary

This page summarizes Plains State Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 112 SBA 7(a) loans on record
  • $1.3M typical deal
  • 32 business-acquisition loans
  • HQ: 19404 Kenswick Dr, Humble, TX
  • 8 FDIC branch locations
  • FDIC total assets $840.0M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/plains-state-bank
API:
https://www.capbench.com/api/public/lenders/plains-state-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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