Children's Lighthouse Early Learning Schools, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0373)
25 deals since 2020 · typical deal $4.3M · 0% failure rate
25
Deals since 2020
$4.3M
Typical deal
5
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for Children's Lighthouse Early Learning Schools
Most Children's Lighthouse Early Learning Schools deals financed between $444K and $5.00M. Above $5.00M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $56,362
- Down payment (10%)
- $479K
- Cash to close (all-in)
- $662K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$662K)
Experience
Recent financings
- KKA Woodforest LLC in Montgomery, TX — $5.0M (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 10 days
- Approved
- 12/9/2025
- First disbursed
- 12/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 44
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $36,140
- Annual debt service
- $434K
- Cash flow needed (1.25×)
- $542K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- DHC Clay Road Inc. in Katy, TX — $5.0M (2026) · purchase · Plains State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $32,983
- Annual debt service
- $396K
- Cash flow needed (1.25×)
- $495K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plains State Bank · Lender record →
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- Gyan Academy, LLC in Liberty Hill, TX — $5.0M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.08% variable
- Term
- 315 months
- SBA guaranteed
- $3.8M (75%)
- Approved
- 2/20/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Live Oak Banking Company · Lender record →
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- Joyful Kidz Care LLC in Katy, TX — $444K (2026) · Bank of America, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $222K (50%)
- Approved
- 1/16/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by Bank of America, National Association · Lender record →
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- NORTHLAKE BLOSSOMS, LLC in Argyle, TX — $317K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $238K (75%)
- Approved
- 9/29/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 33
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by First Bank of the Lake · Lender record →
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- JAFO1, LLC in Lake Saint Louis, MO — $5.0M (2024) · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 28 days
- Approved
- 1/31/2024
- First disbursed
- 2/28/2024
- Loan status
- Payments deferred
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Customers Bank · Lender record →
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- Harmony Early Learning School LLC in Spring, TX — $1.5M (2024) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 13 days
- Approved
- 10/7/2023
- First disbursed
- 10/20/2023
- Loan status
- Payments deferred
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 34
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $170K
- Est. cash at closing
- $233K
- Monthly payment
- $19,950
- Annual debt service
- $239K
- Cash flow needed (1.25×)
- $299K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
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- 2 T Childcare Corporation in Cypress, TX — $365K (2024) · purchase · T Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $273K (75%)
- Approval → funding
- 64 days
- Approved
- 9/12/2024
- First disbursed
- 11/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 33
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $405K
- Est. down payment (10%)
- $41K
- Est. cash at closing
- $54K
- Monthly payment
- $4,817
- Annual debt service
- $58K
- Cash flow needed (1.25×)
- $72K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by T Bank, National Association · Lender record →
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- NALEDI INC in Princeton, TX — $315K (2024) · Texas Capital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $236K (75%)
- Approved
- 6/25/2024
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Texas Capital Bank · Lender record →
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- Childrens Lighthouse Kyle in Kyle, TX — $5.0M (2023) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.55% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 20 days
- Approved
- 11/30/2022
- First disbursed
- 12/20/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Live Oak Banking Company · Lender record →
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Who funds Children's Lighthouse Early Learning Schools — and where
Every dot is a financed Children's Lighthouse Early Learning Schools — 25 mapped.
Financed Children's Lighthouse Early Learning Schools locations — list all 25 as text
- Max Learning, Inc. — Holly Springs · $4.9M · FY2021 · Child Day Care Services
- Anna Sharp Realties, LLC — Anna · $229K · FY2021 · All Other Miscellaneous Schools and Instruction
- Childrens Lighthouse Kyle — Kyle · $5.0M · FY2023 · Child Care Services
- NALEDI INC — Princeton · $315K · FY2024 · Child Care Services
- NORTHLAKE BLOSSOMS, LLC — Argyle · $317K · FY2025 · Child Care Services
- KKA Woodforest LLC — Montgomery · $5.0M · FY2026 · Child Care Services
- Joyful Kidz Care LLC — Katy · $444K · FY2026 · Child Care Services
- DHC Clay Road Inc. — Katy · $5.0M · FY2026 · Child Care Services
- Gyan Academy, LLC — Liberty Hill · $5.0M · FY2026 · Child Care Services
- 4MC Investments, LLC — Allen · $323K · FY2020 · Child Day Care Services
- Advent Center Corporation — Keller · $600K · FY2022 · Child Care Services
- Advent Center Corporation — Keller · $600K · FY2022 · Child Care Services
- JAFO1, LLC — Lake Saint Louis · $5.0M · FY2024 · Child Care Services
- 2 T Childcare Corporation — Cypress · $365K · FY2024 · Child Care Services
- Harmony Early Learning School LLC — Spring · $1.5M · FY2024 · Child Care Services
- Children's Lighthouse of the Oaks — Houston · $4.5M · FY2020 · Child Day Care Services
- K&M League City, LLC — League City · $4.0M · FY2020 · Child Day Care Services
- Fellner Family Investments Inc — Valrico · $4.3M · FY2020 · Child Day Care Services
- Children's Lighthouse of Mansfield — Mansfield · $5.0M · FY2020 · Child Day Care Services
- REYKHA CARE AND EDUCATION, LLC — Apex · $4.6M · FY2020 · Child Day Care Services
- To The Moon and Back Enterprises Corp. — Richmond · $3.0M · FY2022 · Child Day Care Services
- Beda Enterprise, LLC — Katy · $5.0M · FY2022 · Child Care Services
- Children's Lighthouse of Chantily — Chantilly · $5.0M · FY2022 · Child Care Services
- CHILDREN'S LIGHTHOUSE OF KATY-ELYSON — Katy · $4.7M · FY2021 · Child Day Care Services
- CPCL LEARNING CENTER LLC — Cedar Park · $405K · FY2021 · Child Day Care Services
Top lenders for this brand
1.Live Oak Banking Company(10)
2.Plains State Bank(3)
- 3.First National Bank Texas (2)
4.SouthState Bank, National Association(2)
5.Texas Capital Bank(1)
Most active states
- 1.Texas (20 loans)
- 2.North Carolina (2 loans)
- 3.Missouri (1 loans)
- 4.Florida (1 loans)
- 5.Virginia (1 loans)
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Common questions
How much does a Children's Lighthouse Early Learning Schools cost to buy or open?
The typical deal for Children's Lighthouse Early Learning Schools is $4.3M across 25 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $474K of buyer cash on a typical deal.
How risky is Children's Lighthouse Early Learning Schools?
0% of Children's Lighthouse Early Learning Schools's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Children's Lighthouse Early Learning Schools with an SBA loan?
Yes — Children's Lighthouse Early Learning Schools has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Children's Lighthouse Early Learning Schools franchise
Most Children's Lighthouse Early Learning Schools buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Children's Lighthouse Early Learning Schools deal financed for $4.3M, which points to about $474K of buyer cash on a typical purchase. Children's Lighthouse Early Learning Schools is listed in the SBA Franchise Directory (identifier S0373), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Children's Lighthouse Early Learning Schools — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Children's Lighthouse Early Learning Schools — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Children's Lighthouse Early Learning Schools — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Children's Lighthouse Early Learning Schools is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 25 SBA 7(a) deals since 2020
- $4.3M typical deal
- 5 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S0373)
- Top lenders: Live Oak Banking Company, Plains State Bank, First National Bank Texas
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Children's Lighthouse Early Learning Schools.