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Most active SBA lenders in Arizona

Arizona has 11 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 815 SBA 7(a) loans in Arizona in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Arizona acquisitions

$824K

Typical loan

range $390K–$1.60M

$915K

Est. purchase price

≈ loan ÷ 90%

$125,500

Cash to close

$91,522 down + fees

$10,658/mo

Typical payment

~9.5% · 10yr

$147,080/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.3%

Still performing

1.7% default · FY20–23

15 days

Typical time to fund

130

Lenders competing

more = leverage

8.13%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

  1. 1.618 loans · $171M · Salt Lake City, UTFull record →
  2. 2.3,264 loans · $846M · Miami, FLFull record →
  3. 3.3 loans · $2M · Minneapolis, MNFull record →
  4. 4.2,539 loans · $965M · Columbus, OHFull record →
  5. 5.1,296 loans · $1.4B · Wilmington, NCFull record →
  6. 6.868 loans · $362M · Salt Lake City, UTFull record →
  7. 7.60 loans · $40M · Clayton, MOFull record →
  8. 8.1,025 loans · $292M · Berkeley Heights, NJFull record →
  9. 9.20 loans · $8M · Saint Petersburg, FLFull record →
  10. 10.575 loans · $220M · De Graff, OHFull record →
  11. 11.741 loans · $149M · Northbrook, ILFull record →
  12. 12.135 loans · $12M · Seattle, WAFull record →
  13. 13.83 loans · $31M · Sandy, UTFull record →
  14. 14.318 loans · $229M · Osage Beach, MOFull record →
  15. 15.19 loans · $21M · Phoenix, AZFull record →
  16. 16.25 loans · $38M · Oklahoma City, OKFull record →
  17. 17.68 loans · $8M · Ontario, CAFull record →
  18. 18.30 loans · $24M · Kansas City, MOFull record →
  19. 19.32 loans · $37M · Champaign, ILFull record →
  20. 20.499 loans · $106M · Los Angeles, CAFull record →
  21. 21.31 loans · $32M · Phoenix, AZFull record →
  22. 22.32 loans · $32M · Fargo, NDFull record →
  23. 23.8 loans · $2M · Tucson, AZFull record →
  24. 24.291 loans · $320M · Laguna Hills, CAFull record →
  25. 25.75 loans · $98M · Sioux Falls, SDFull record →

893+ funded Arizona deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Ignite Entertainment AZ LLC in Mesa, AZ$5.0M (2026) · purchase · Live Oak Banking Company
  • Comeback Hospitality LLC in Page, AZ$4.8M (2026) · purchase · Citizens Bank
  • Phase II Environmental LLC in Phoenix, AZ$4.1M (2026) · purchase · Coastal States Bank
  • Pinon Pro Finishes Inc in Prescott, AZ$3.9M (2026) · purchase · Community Bank & Trust-West Georgia
  • Three Little Birds & Co LLC in Scottsdale, AZ$3.4M (2026) · purchase · VelocitySBA, LLC
  • Brightstar Scottsdale Operations, LLC in Scottsdale, AZ$3.4M (2026) · purchase · Live Oak Banking Company
  • Gorman Cooler Supply in Phoenix, AZ$3.0M (2026) · purchase · First Internet Bank of Indiana
  • Pure Vanity in Scottsdale, AZ$2.6M (2026) · purchase · First Internet Bank of Indiana
  • Ivan & Nelly LLC in Flagstaff, AZ$2.5M (2026) · purchase · Western Alliance Bank
  • Body Bliss in Cottonwood, AZ$2.4M (2026) · purchase · U.S. Bank, National Association
  • Matthew M Harrison LLC in Mesa, AZ$2.1M (2026) · purchase · Live Oak Banking Company
  • PMJ Investment Corporation in Scottsdale, AZ$2.0M (2026) · purchase · Midwest Regional Bank
  • Riviera Coffee Wholesale LLC in Chandler, AZ$2.0M (2026) · purchase · Midwest Regional Bank
  • Sunwest Rehab Company, LLC in Phoenix, AZ$2.0M (2026) · purchase · Western Alliance Bank
  • KL5 Investments LLC in Phoenix, AZ$1.9M (2026) · purchase · Port 51 Lending LLC
  • WaxWing Holdings Inc in Scottsdale, AZ$1.8M (2026) · purchase · The Huntington National Bank
  • P&C Restoration LLC in Phoenix, AZ$1.8M (2026) · purchase · Live Oak Banking Company
  • Ascent Alliance LLC in Phoenix, AZ$1.7M (2026) · purchase · Integro Bank
  • Martin's Heavy Equipment Repair LLC, Austin Lugo,Courtney Lugo in Peoria, AZ$1.4M (2026) · purchase · Gulf Coast Bank and Trust Company
  • Phoenix Storage Solutions, LLC in Phoenix, AZ$1.4M (2026) · purchase · Integro Bank

Buying in Arizona? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Arizona project address.

Agent summary

The SBA 7(a) lenders most active in Arizona over the trailing 12 months, from public loan records, led by Zions Bank, A Division of. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

  • 25 active SBA lenders ranked
  • 815 Arizona loans (12 mo)
  • $824K typical acquisition loan
  • 15 days typical to fund

Buyers buying in Arizona typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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