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Most active SBA lenders in Delaware

Delaware has 13 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 223 SBA 7(a) loans in Delaware in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Delaware acquisitions

$480K

Typical loan

range $230K–$1.61M

$533K

Est. purchase price

≈ loan ÷ 90%

$71,333

Cash to close

$53,333 down + fees

$6,211/mo

Typical payment

~9.5% · 10yr

$85,712/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.3%

Still performing

1.7% default · FY20–23

20 days

Typical time to fund

30

Lenders competing

more = leverage

8.14%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

  1. 1.1,927 loans · $207M · Buffalo, NYFull record →
  2. 2.105 loans · $72M · Wilmington, DEFull record →
  3. 3.1,322 loans · $185M · Wilmington, DEFull record →
  4. 4.3 loans · $2M · Minneapolis, MNFull record →
  5. 5.3,264 loans · $846M · Miami, FLFull record →
  6. 6.105 loans · $164M · Brookline, MAFull record →
  7. 7.65 loans · $52M · Lancaster, PAFull record →
  8. 8.20 loans · $8M · Saint Petersburg, FLFull record →
  9. 9.1,025 loans · $292M · Berkeley Heights, NJFull record →
  10. 10.1,296 loans · $1.4B · Wilmington, NCFull record →
  11. 11.2,539 loans · $965M · Columbus, OHFull record →
  12. 12.128 loans · $40M · Wilmington, DEFull record →
  13. 13.57 loans · $74M · Winston-Salem, NCFull record →
  14. 14.575 loans · $220M · De Graff, OHFull record →
  15. 15.155 loans · $58M · Mountain View, ARFull record →
  16. 16.62 loans · $21M · Saint Cloud, MNFull record →
  17. 17.318 loans · $229M · Osage Beach, MOFull record →
  18. 18.25 loans · $29M · Jersey City, NJFull record →
  19. 19.741 loans · $149M · Northbrook, ILFull record →
  20. 20.31 loans · $24M · Malvern, PAFull record →
  21. 21.58 loans · $53M · New York, NYFull record →
  22. 22.24 loans · $17M · Wayne, PAFull record →
  23. 23.88 loans · $96M · Muncie, INFull record →
  24. 24.72 loans · $30M · Oconomowoc, WIFull record →
  25. 25.499 loans · $106M · Los Angeles, CAFull record →

103+ funded Delaware deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Legacy Lane Holdings, LLC in Laurel, DE$4.2M (2026) · purchase · Beacon Bank and Trust
  • BOWLERAMA in New Castle, DE$4.2M (2026) · purchase · Provident Bank
  • Willow Grace Veterinary Hospital Smyrna LLC in Smyrna, DE$2.8M (2026) · purchase · Live Oak Banking Company
  • Project Growth Holdings LLC in Wilmington, DE$2.6M (2026) · purchase · Truliant FCU
  • KJBJ Enterprises LLC in Wilmington, DE$2.3M (2026) · purchase · Wilmington Savings Fund Society FSB
  • IEA Future LLC in Rehoboth Beach, DE$1.6M (2026) · purchase · Customers Bank
  • Apicca Holding Inc in Hockessin, DE$942K (2026) · purchase · The Bancorp Bank National Association
  • Diamond State Chiropractic P.A. in Newark, DE$427K (2026) · purchase · United Midwest Savings Bank National Association
  • DoorDS LLC in Wilmington, DE$334K (2026) · purchase · Manufacturers and Traders Trust Company
  • Belle Heir LLC in Dover, DE$230K (2026) · purchase · Live Oak Banking Company
  • KJBJ Enterprises LLC in Wilmington, DE$150K (2026) · purchase · Wilmington Savings Fund Society FSB
  • IEA Future LLC in Rehoboth Beach, DE$150K (2026) · purchase · Customers Bank
  • BOWLERAMA in New Castle, DE$150K (2026) · purchase · Provident Bank
  • Data Guard Enterprises Inc in Bridgeville, DE$3.4M (2025) · purchase · Meridian Bank
  • NVSCO LLC in Christiana, DE$3.1M (2025) · purchase · Wilmington Savings Fund Society FSB
  • American Seaboard Exteriors, Inc. in Wilmington, DE$3.1M (2025) · purchase · Bank of America, National Association
  • TJ Group Inc in Wilmington, DE$2.9M (2025) · purchase · Wilmington Savings Fund Society FSB
  • Acquisition Lab Ops LLC in Claymont, DE$2.7M (2025) · purchase · Truliant FCU
  • Noble Press LLC in Newark, DE$1.9M (2025) · purchase · Truliant FCU
  • ATN Inc in Newark, DE$1.8M (2025) · purchase · Wilmington Savings Fund Society FSB

Buying in Delaware? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Delaware project address.

Agent summary

The SBA 7(a) lenders most active in Delaware over the trailing 12 months, from public loan records, led by Manufacturers and Traders Trust Company. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

  • 25 active SBA lenders ranked
  • 223 Delaware loans (12 mo)
  • $480K typical acquisition loan
  • 20 days typical to fund

Buyers buying in Delaware typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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