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Most active SBA lenders in Hawaii

Hawaii has 5 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 130 SBA 7(a) loans in Hawaii in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Hawaii acquisitions

$551K

Typical loan

range $250K–$1.00M

$612K

Est. purchase price

≈ loan ÷ 90%

$81,885

Cash to close

$61,222 down + fees

$7,130/mo

Typical payment

~9.5% · 10yr

$98,394/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

96.0%

Still performing

4% default · FY20–23

29 days

Typical time to fund

16

Lenders competing

more = leverage

8.74%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

  1. 1.20 loans · $1M · Honolulu, HIFull record →
  2. 2.3 loans · $2M · Minneapolis, MNFull record →
  3. 3.1,296 loans · $1.4B · Wilmington, NCFull record →
  4. 4.868 loans · $362M · Salt Lake City, UTFull record →
  5. 5.3,264 loans · $846M · Miami, FLFull record →
  6. 6.20 loans · $8M · Saint Petersburg, FLFull record →
  7. 7.1,025 loans · $292M · Berkeley Heights, NJFull record →
  8. 8.499 loans · $106M · Los Angeles, CAFull record →
  9. 9.741 loans · $149M · Northbrook, ILFull record →
  10. 10.2,539 loans · $965M · Columbus, OHFull record →
  11. 11.318 loans · $229M · Osage Beach, MOFull record →
  12. 12.85 loans · $148M · Los Angeles, CAFull record →
  13. 13.40 loans · $41M · La Jolla, CAFull record →
  14. 14.291 loans · $320M · Laguna Hills, CAFull record →
  15. 15.19 loans · $5M · Bessemer, ALFull record →
  16. 16.154 loans · $26M · San Diego, CAFull record →
  17. 17.73 loans · $17M · San Jose, CAFull record →
  18. 18.1 loans · $0M · Kahului, HIFull record →
  19. 19.138 loans · $276M · Sioux Falls, SDFull record →
  20. 20.575 loans · $220M · De Graff, OHFull record →
  21. 21.26 loans · $42M · Chicago, ILFull record →
  22. 22.155 loans · $58M · Mountain View, ARFull record →
  23. 23.62 loans · $21M · Saint Cloud, MNFull record →
  24. 24.95 loans · $67M · New York, NYFull record →
  25. 25.12 loans · $14M · Mobile, ALFull record →

49+ funded Hawaii deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • LJL STRATEGY in Keaau, HI$1.1M (2026) · purchase · Lendistry SBLC, LLC
  • Renew Artists LLC in Honolulu, HI$1.0M (2026) · purchase · Pathward National Association
  • Rich Sports Hawaii LLC in Honolulu, HI$635K (2026) · purchase · Live Oak Banking Company
  • 3Q Ono Inc. in Honolulu, HI$250K (2026) · purchase · Central Pacific Bank
  • CLIMBINGHI LLC in Haiku, HI$2.4M (2025) · purchase · Live Oak Banking Company
  • Lights on Digital in Honolulu, HI$1.8M (2025) · purchase · Live Oak Banking Company
  • Asa Flowers LLC in Wailuku, HI$998K (2025) · purchase · 22nd State Bank, A Division of 22nd State Banking Company
  • Hawaii Geophysical Services, LLC in Honolulu, HI$935K (2025) · purchase · Central Pacific Bank
  • Schroeder Ohana LLC in Holualoa, HI$644K (2025) · purchase · Grow America Fund, Incorporated
  • Pearl City Rental Inc. in Pearl City, HI$545K (2025) · purchase · Live Oak Banking Company
  • PRINCEVILLE WINE & SPIRITS in Princeville, HI$500K (2025) · purchase · Live Oak Banking Company
  • PETS IN THE CITY - UNLEASHED, LLC in Honolulu, HI$450K (2025) · purchase · First Financial Bank
  • Lights on Digital in Honolulu, HI$150K (2025) · purchase · Live Oak Banking Company
  • Aloha Surf & Boogie LLC in Kahului, HI$100K (2025) · purchase · Central Pacific Bank
  • Elite Mechanical, Inc. in Aiea, HI$3.2M (2024) · purchase · The Huntington National Bank
  • BHG Aloha LLC in Hilo, HI$3.1M (2024) · purchase · Celtic Bank Corporation
  • Pacific Energy Limited Liability Company in Kihei, HI$2.8M (2024) · purchase · 22nd State Bank, A Division of 22nd State Banking Company
  • Hawaiian Islands Adventure Tours LLC in Honolulu, HI$910K (2024) · purchase · Live Oak Banking Company
  • The Alley in Honolulu, HI$842K (2024) · purchase · Celtic Bank Corporation
  • BRIQUETTE LLC in Kapaa, HI$663K (2024) · purchase · Celtic Bank Corporation

Buying in Hawaii? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Hawaii project address.

Agent summary

The SBA 7(a) lenders most active in Hawaii over the trailing 12 months, from public loan records, led by Central Pacific Bank. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

  • 25 active SBA lenders ranked
  • 130 Hawaii loans (12 mo)
  • $551K typical acquisition loan
  • 29 days typical to fund

Buyers buying in Hawaii typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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