Lender intelligence

Most active SBA lenders in Virginia

Industry:

Virginia has 55 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 908 SBA 7(a) loans in Virginia in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Virginia acquisitions

$772K

Typical loan

range $346K–$1.85M

$858K

Est. purchase price

≈ loan ÷ 90%

$117,623

Cash to close

$85,778 down + fees

$9,989/mo

Typical payment

~9.5% · 10yr

$137,848/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.4%

Still performing

1.6% default · FY20–23

23 days

Typical time to fund

118

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

1.1,927 loans · $207M · Buffalo, NYFull record →
2.3 loans · $2M · Minneapolis, MNFull record →
3.3,264 loans · $846M · Miami, FLFull record →
4.2,539 loans · $965M · Columbus, OHFull record →
5.1,296 loans · $1.4B · Wilmington, NCFull record →
6.1,322 loans · $185M · Wilmington, DEFull record →
7.1,025 loans · $292M · Berkeley Heights, NJFull record →
8.741 loans · $149M · Northbrook, ILFull record →
9.38 loans · $26M · Richmond City, VAFull record →
10.4 loans · $2M · Milton, WIFull record →
11.868 loans · $362M · Salt Lake City, UTFull record →
12.15 loans · $18M · Berryville, VAFull record →
13.575 loans · $220M · De Graff, OHFull record →
14.318 loans · $229M · Osage Beach, MOFull record →
15.20 loans · $8M · Saint Petersburg, FLFull record →
16.499 loans · $106M · Los Angeles, CAFull record →
17.104 loans · $100M · Portsmouth, VAFull record →
18.9 loans · $2M · Reston, VAFull record →
19.57 loans · $74M · Winston-Salem, NCFull record →
20.38 loans · $43M · Mclean, VAFull record →
21.291 loans · $320M · Laguna Hills, CAFull record →
22.155 loans · $58M · Mountain View, ARFull record →
23.139 loans · $102M · Los Angeles, CAFull record →
24.65 loans · $52M · Lancaster, PAFull record →
25.149 loans · $135M · Mukwonago, WIFull record →

684+ funded Virginia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

RAMS Tax LLC in Alexandria, VA — $5.0M (2026) · purchase · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.8M (75%)
Approved
2/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$63,338
Annual debt service
$760K
Cash flow needed (1.25×)
$950K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
TECHNICAL FOUNDATIONS INCORPORATED in Sandston, VA — $4.3M (2026) · purchase · Truliant FCU
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.2M (75%)
Approval → funding
8 days
Approved
1/22/2026
First disbursed
1/30/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
Change of Ownership
Industry
Other Foundation, Structure, and Building Exterior Contracto
If you were the buyer here
Est. deal size
$4.8M
Est. down payment (10%)
$481K
Est. cash at closing
$665K
Monthly payment
$55,964
Annual debt service
$672K
Cash flow needed (1.25×)
$839K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
BAH Holdings LLC in Sterling, VA — $4.2M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.15% variable
Term
204 mo (17 yrs)
SBA guaranteed
$3.2M (75%)
Approved
3/18/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
All Other Specialty Trade Contractors
If you were the buyer here
Est. deal size
$4.7M
Est. down payment (10%)
$469K
Est. cash at closing
$648K
Monthly payment
$38,289
Annual debt service
$459K
Cash flow needed (1.25×)
$574K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
MadiRose LLC in Alexandria, VA — $3.7M (2026) · purchase · Community Bank & Trust-West Georgia
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.8M (75%)
Approved
2/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
110
Business age
Change of Ownership
Industry
Services for the Elderly and Persons with Disabilities
If you were the buyer here
Est. deal size
$4.1M
Est. down payment (10%)
$415K
Est. cash at closing
$573K
Monthly payment
$48,784
Annual debt service
$585K
Cash flow needed (1.25×)
$732K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank & Trust-West Georgia
Your business? Claim this record · Request removal
MK Shade Company, LLC in Richmond, VA — $3.4M (2026) · purchase · First Business Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
196 months
SBA guaranteed
$2.5M (75%)
Approval → funding
35 days
Approved
11/18/2025
First disbursed
12/23/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Window Treatment Retailers
If you were the buyer here
Est. deal size
$3.8M
Est. down payment (10%)
$375K
Est. cash at closing
$519K
Monthly payment
$32,442
Annual debt service
$389K
Cash flow needed (1.25×)
$487K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Business Bank · Lender record →
Your business? Claim this record · Request removal
Arrington Paving Company, Inc. in Rocky Mount, VA — $3.3M (2026) · purchase · The Fidelity Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.5M (75%)
Approved
3/20/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Asphalt Paving Mixture and Block Manufacturing
If you were the buyer here
Est. deal size
$3.6M
Est. down payment (10%)
$364K
Est. cash at closing
$503K
Monthly payment
$42,442
Annual debt service
$509K
Cash flow needed (1.25×)
$637K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Fidelity Bank · Lender record →
Your business? Claim this record · Request removal
Haus Juris Kennels in Nokesville, VA — $3.2M (2026) · purchase · First Financial Bank
Program
Preferred Lenders Program
Rate at approval
8.2% variable
Term
192 mo (16 yrs)
SBA guaranteed
$2.4M (75%)
Approved
2/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Pet Care (except Veterinary) Services
If you were the buyer here
Est. deal size
$3.5M
Est. down payment (10%)
$351K
Est. cash at closing
$485K
Monthly payment
$29,604
Annual debt service
$355K
Cash flow needed (1.25×)
$444K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
Frost-Bailey Funeral Services, LLC in Abingdon, VA — $2.9M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.88% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.1M (75%)
Approved
1/16/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Funeral Homes and Funeral Services
If you were the buyer here
Est. deal size
$3.2M
Est. down payment (10%)
$317K
Est. cash at closing
$437K
Monthly payment
$21,771
Annual debt service
$261K
Cash flow needed (1.25×)
$327K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
P&P Hotels LLC in Radford, VA — $2.6M (2026) · purchase · Hanover Community Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
48 days
Approved
12/18/2025
First disbursed
2/4/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$2.9M
Est. down payment (10%)
$294K
Est. cash at closing
$405K
Monthly payment
$20,855
Annual debt service
$250K
Cash flow needed (1.25×)
$313K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
Infotek Consulting LLC in Reston, VA — $2.5M (2026) · purchase · LINKBANK
Program
7a General
Rate at approval
6.49% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
35 days
Approved
12/1/2025
First disbursed
1/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
62
Business age
Change of Ownership
Industry
Administrative Management and General Management Consulting
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$278K
Est. cash at closing
$383K
Monthly payment
$28,374
Annual debt service
$340K
Cash flow needed (1.25×)
$426K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by LINKBANK
Your business? Claim this record · Request removal
Mosquito Squad of Hampton Roads in Virginia Beach, VA — $2.1M (2026) · purchase · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
17 days
Approved
12/19/2025
First disbursed
1/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$236K
Est. cash at closing
$325K
Monthly payment
$26,925
Annual debt service
$323K
Cash flow needed (1.25×)
$404K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Super8 Abingdon in Abingdon, VA — $2.1M (2026) · purchase · US Metro Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
36 days
Approved
11/13/2025
First disbursed
12/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$234K
Est. cash at closing
$323K
Monthly payment
$16,974
Annual debt service
$204K
Cash flow needed (1.25×)
$255K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by US Metro Bank · Lender record →
Your business? Claim this record · Request removal
BADAM CHILDCARE INC. in Centreville, VA — $2.0M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.35% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approved
2/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$219K
Est. cash at closing
$302K
Monthly payment
$23,289
Annual debt service
$279K
Cash flow needed (1.25×)
$349K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Axara Dhyaani 1 Corporation in Farmville, VA — $2.0M (2026) · purchase · US Metro Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
17 days
Approved
12/29/2025
First disbursed
1/15/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$217K
Est. cash at closing
$299K
Monthly payment
$15,422
Annual debt service
$185K
Cash flow needed (1.25×)
$231K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by US Metro Bank · Lender record →
Your business? Claim this record · Request removal
Swetlaxmi LLC in Newport News, VA — $1.6M (2026) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
29 days
Approved
12/15/2025
First disbursed
1/13/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$183K
Est. cash at closing
$251K
Monthly payment
$12,954
Annual debt service
$155K
Cash flow needed (1.25×)
$194K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
CTMID Inc. in Harrisonburg, VA — $1.5M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
28 days
Approved
11/19/2025
First disbursed
12/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$169K
Est. cash at closing
$233K
Monthly payment
$18,502
Annual debt service
$222K
Cash flow needed (1.25×)
$278K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
CHK Corporation in Burke, VA — $1.5M (2026) · purchase · Commonwealth Business Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approved
2/28/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Change of Ownership
Industry
Baked Goods Retailers
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$167K
Est. cash at closing
$229K
Monthly payment
$18,398
Annual debt service
$221K
Cash flow needed (1.25×)
$276K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
Commonwealth Glass Services LLC in Richmond, VA — $1.5M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.15% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
10 days
Approved
1/27/2026
First disbursed
2/6/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
23
Business age
Change of Ownership
Industry
Glass Product Manufacturing Made of Purchased Glass
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$162K
Est. cash at closing
$222K
Monthly payment
$17,775
Annual debt service
$213K
Cash flow needed (1.25×)
$267K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Econo Lodge Inn & Suites in Norton, VA — $1.2M (2026) · purchase · US Metro Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$934K (75%)
Approval → funding
10 days
Approved
12/5/2025
First disbursed
12/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$138K
Est. cash at closing
$190K
Monthly payment
$9,816
Annual debt service
$118K
Cash flow needed (1.25×)
$147K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by US Metro Bank · Lender record →
Your business? Claim this record · Request removal
JKM Kingstowne Fitness LLC in Alexandria, VA — $1.2M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$930K (75%)
Approved
1/8/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Fitness and Recreational Sports Centers
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$138K
Est. cash at closing
$189K
Monthly payment
$15,209
Annual debt service
$183K
Cash flow needed (1.25×)
$228K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Buying in Virginia? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Virginia project address.

Agent summary

The SBA 7(a) lenders most active in Virginia over the trailing 12 months, from public loan records, led by Manufacturers and Traders Trust Company. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

25 active SBA lenders ranked
908 Virginia loans (12 mo)
$772K typical acquisition loan
23 days typical to fund

Buyers buying in Virginia typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/state/virginia
API:: https://www.capbench.com/api/public/lenders?state=VA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.