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Lender record

First Community Bank

The real lending record — every figure from funded deals. HQ: 202 Merchant Row, Milton, WI. 1 branch.

430

Recent deals (FY20+)

$286K

Typical deal

15 days

Approval → funding

1.8%

Failure rate (FY20–23)

Where First Community Bank lends

Deals First Community Bank funded — list all 427 as text

Deal profile

Most First Community Bank deals land between $115K and $810K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Gasoline Stations with Convenience Stores (26)
  2. 2.Insurance Agencies and Brokerages (24)
  3. 3.Limited-Service Restaurants (18)
  4. 4.Motor Vehicle Towing (18)
  5. 5.General Freight Trucking, Local (12)
  6. 6.General Freight Trucking, Long-Distance, Truckload (12)
  7. 7.Full-Service Restaurants (9)
  8. 8.Beer, Wine, and Liquor Retailers (8)

Most active states

  1. 1.North Carolina (143 deals)
  2. 2.Georgia (119 deals)
  3. 3.Virginia (78 deals)
  4. 4.West Virginia (41 deals)
  5. 5.Arkansas (8 deals)
  6. 6.Tennessee (6 deals)
  7. 7.Texas (6 deals)
  8. 8.Nebraska (5 deals)
  9. 9.South Carolina (4 deals)
  10. 10.Nevada (4 deals)

Franchises they finance most

Cary Oil Company Inc - Complete Contract of Sale (Branded)

4 deals

The UPS Store

4 deals

Chevron - Retail Supply Contract

3 deals

SpeedPro Imaging

2 deals

Ace Hardware

2 deals

Can First Community Bank fund you? The bank behind the loans

Total assets

$162.7M

▲ 2.1% vs prior quarter

Deposits on hand

$146.1M

▲ 2.4% vs prior quarter

Loans outstanding

$122.2M

▲ 2.6% vs prior quarter

Net income (latest qtr)

$747K

  • •An active SBA program (~1.8% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes First Community Bank more SBA-focused than 86% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 1.85% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a First Community Bank branch (1)

First Community BankMain office202 Merchant RowMilton, WI 53563 · since 1911

Branch data: FDIC BankFind.

Recent deals

  • Georgia Business Athens LLC in Athens, GA — $3.0M (2026) · Gasoline Stations with Convenience Stores
  • Advanced Electronic Services, Inc. in Mount Airy, NC — $2.5M (2026) · Electronic and Precision Equipment Repair and Maintenance
  • Carolina Canine Club LLC in West Columbia, SC — $1.2M (2026) · purchase · Pet Care (except Veterinary) Services
  • Dacula 2026 LLC in Dacula, GA — $1.2M (2026) · Gasoline Stations with Convenience Stores
  • Auburn 2026 LLC in Auburn, GA — $988K (2026) · Gasoline Stations with Convenience Stores
  • Southern Sunrise Foods, LLC in Rogers, AR — $964K (2026) · Limited-Service Restaurants
  • Petcare of South Carolina LLC in Newberry, SC — $882K (2026) · Veterinary Services
  • Pearis Laundry Co LLC in Pearisburg, VA — $874K (2026) · Coin-Operated Laundries and Drycleaners
  • Infinity Commercial Graphics, LLC in Johnson City, TN — $867K (2026) · Commercial Printing (except Screen and Books)
  • Faith & Farming Company, Inc. in King, NC — $855K (2026) · Nursery, Garden Center, and Farm Supply Retailers

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Failed deals

3 of First Community Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses First Community Bank financed

352 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with First Community Bank.

Agent summary

This page summarizes First Community Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 430 SBA 7(a) loans on record
  • $286K typical deal
  • 20 business-acquisition loans
  • HQ: 202 Merchant Row, Milton, WI
  • 1 FDIC branch location
  • FDIC total assets $162.7M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/first-community-bank-3
API:
https://www.capbench.com/api/public/lenders/first-community-bank-3
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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