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Most active SBA lenders in West Virginia

West Virginia has 40 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 156 SBA 7(a) loans in West Virginia in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance West Virginia acquisitions

$833K

Typical loan

range $270K–$2.10M

$925K

Est. purchase price

≈ loan ÷ 90%

$126,841

Cash to close

$92,500 down + fees

$10,772/mo

Typical payment

~9.5% · 10yr

$148,654/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.1%

Still performing

1.9% default · FY20–23

20 days

Typical time to fund

33

Lenders competing

more = leverage

7.52%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.4 loans · $2M · Milton, WIFull record →
  3. 3.3 loans · $2M · Minneapolis, MNFull record →
  4. 4.3,264 loans · $846M · Miami, FLFull record →
  5. 5.24 loans · $13M · Pikeville, KYFull record →
  6. 6.1,927 loans · $207M · Buffalo, NYFull record →
  7. 7.868 loans · $362M · Salt Lake City, UTFull record →
  8. 8.1,296 loans · $1.4B · Wilmington, NCFull record →
  9. 9.1,025 loans · $292M · Berkeley Heights, NJFull record →
  10. 10.20 loans · $8M · Saint Petersburg, FLFull record →
  11. 11.11 loans · $3M · Charles Town, WVFull record →
  12. 12.2 loans · $1M · Weston, WVFull record →
  13. 13.1 loans · $0M · Elkins, WVFull record →
  14. 14.6 loans · $1M · Franklin, WVFull record →
  15. 15.19 loans · $5M · Columbus, OHFull record →
  16. 16.95 loans · $67M · New York, NYFull record →
  17. 17.98 loans · $309M · Las Vegas, NVFull record →
  18. 18.112 loans · $112M · Irving, TXFull record →
  19. 19.88 loans · $96M · Muncie, INFull record →
  20. 20.159 loans · $307M · Garden Grove, CAFull record →
  21. 21.1 loans · $0M · Elkins, WVFull record →
  22. 22.291 loans · $320M · Laguna Hills, CAFull record →
  23. 23.1 loans · $0M · West Union, WVFull record →
  24. 24.23 loans · $30M · Stuart, FLFull record →
  25. 25.155 loans · $58M · Mountain View, ARFull record →

93+ funded West Virginia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Charles Town Auto Wash in Charles Town, WV$3.5M (2026) · purchase · Commonwealth Business Bank
  • PSI Ventures, LLC in Prosperity, WV$2.8M (2026) · purchase · Live Oak Banking Company
  • Swor Insurance Agency LLC in Charleston, WV$2.6M (2026) · purchase · Live Oak Banking Company
  • AG Properties II LLC in Huntington, WV$2.5M (2026) · purchase · Peoples Bank
  • Alyse Adventures LLC in Morgantown, WV$260K (2026) · purchase · The Huntington National Bank
  • Alyse Adventures LLC in Morgantown, WV$25K (2026) · purchase · The Huntington National Bank
  • Ambika Group LLC in Harpers Ferry, WV$5.0M (2025) · purchase · Commonwealth Business Bank
  • Heco Wheeling Service Center, LLC in Wheeling, WV$4.9M (2025) · purchase · First National Bank of Michigan
  • Schroyer Hospitality LLC in Martinsburg, WV$4.8M (2025) · purchase · Community Bank & Trust-West Georgia
  • HAM INC. in Barboursville, WV$4.1M (2025) · purchase · GBank
  • Country View Operations Corp in Peterstown, WV$1.5M (2025) · purchase · The Huntington National Bank
  • EZ Sales & Pawn, Inc. in Bluefield, WV$929K (2025) · purchase · VelocitySBA, LLC
  • S&L Integrated Care LLC in Weirton, WV$825K (2025) · purchase · The Huntington National Bank
  • Mountain Laurel K9 LLC in Morgantown, WV$786K (2025) · purchase · The Huntington National Bank
  • Spectrum Creations, Inc in Vienna, WV$230K (2025) · purchase · The Huntington National Bank
  • Plaza Lanes Inc in Logan, WV$215K (2025) · purchase · Community Trust Bank, Inc.
  • Raw Ventures LLC in Buckhannon, WV$155K (2025) · purchase · Woodlands Community Lenders, Inc.
  • Country View Operations Corp in Peterstown, WV$100K (2025) · purchase · The Huntington National Bank
  • Spectrum Creations, Inc in Vienna, WV$50K (2025) · purchase · The Huntington National Bank
  • Mountain Laurel K9 LLC in Morgantown, WV$25K (2025) · purchase · The Huntington National Bank

Buying in West Virginia? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a West Virginia project address.

Agent summary

The SBA 7(a) lenders most active in West Virginia over the trailing 12 months, from public loan records, led by The Huntington National Bank. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

  • 25 active SBA lenders ranked
  • 156 West Virginia loans (12 mo)
  • $833K typical acquisition loan
  • 20 days typical to fund

Buyers buying in West Virginia typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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