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Most active SBA lenders in Washington

Washington has 26 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 1,282 SBA 7(a) loans in Washington in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Washington acquisitions

$760K

Typical loan

range $345K–$1.70M

$845K

Est. purchase price

≈ loan ÷ 90%

$115,825

Cash to close

$84,467 down + fees

$9,837/mo

Typical payment

~9.5% · 10yr

$135,751/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.9%

Still performing

1.1% default · FY20–23

15 days

Typical time to fund

119

Lenders competing

more = leverage

8.63%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

  1. 1.13 loans · $18M · Roseburg, ORFull record →
  2. 2.328 loans · $134M · Cleveland, OHFull record →
  3. 3.99 loans · $43M · Walla Walla, WAFull record →
  4. 4.3 loans · $2M · Minneapolis, MNFull record →
  5. 5.3,264 loans · $846M · Miami, FLFull record →
  6. 6.45 loans · $6M · Tacoma, WAFull record →
  7. 7.1,025 loans · $292M · Berkeley Heights, NJFull record →
  8. 8.2,539 loans · $965M · Columbus, OHFull record →
  9. 9.1,296 loans · $1.4B · Wilmington, NCFull record →
  10. 10.135 loans · $12M · Seattle, WAFull record →
  11. 11.46 loans · $25M · Richland, WAFull record →
  12. 12.1 loans · $1M · Pocahontas, ARFull record →
  13. 13.44 loans · $25M · Spokane, WAFull record →
  14. 14.34 loans · $12M · Wood River, NEFull record →
  15. 15.868 loans · $362M · Salt Lake City, UTFull record →
  16. 16.139 loans · $102M · Los Angeles, CAFull record →
  17. 17.20 loans · $8M · Saint Petersburg, FLFull record →
  18. 18.499 loans · $106M · Los Angeles, CAFull record →
  19. 19.101 loans · $81M · Pasadena, CAFull record →
  20. 20.741 loans · $149M · Northbrook, ILFull record →
  21. 21.16 loans · $7M · Lakewood, WAFull record →
  22. 22.159 loans · $307M · Garden Grove, CAFull record →
  23. 23.291 loans · $320M · Laguna Hills, CAFull record →
  24. 24.575 loans · $220M · De Graff, OHFull record →
  25. 25.23 loans · $25M · Los Angeles, CAFull record →

1,156+ funded Washington deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • NIMRAT & JASLEEN INC in Shelton, WA$5.0M (2026) · purchase · Mountain Pacific Bank
  • 1ST & AMAZING SENIOR CARE HOME OF KIRKLAND LLC in Bothell, WA$5.0M (2026) · purchase · Evolve Bank and Trust
  • Best Western Chieftain Inn in Wenatchee, WA$5.0M (2026) · purchase · PCB Bank
  • PACIFIC AIR CONTROL, INC. in Bothell, WA$5.0M (2026) · purchase · First Business Bank
  • Crestline Market & Liquor in Spokane, WA$4.9M (2026) · purchase · US Metro Bank
  • Ventaryx Inc in Auburn, WA$4.8M (2026) · purchase · City National Bank of Florida
  • ALL RIGHT LLC in Federal Way, WA$4.5M (2026) · purchase · Northwest Bank
  • SSG INVESTMENTS INC in Westport, WA$4.3M (2026) · purchase · Mountain Pacific Bank
  • Anaxor LLC in Woodinville, WA$4.0M (2026) · purchase · The Huntington National Bank
  • Sam's Food Mart in Mccleary, WA$3.2M (2026) · purchase · Open Bank
  • NORTHWEST RENEW LLC in Kirkland, WA$3.1M (2026) · purchase · Washington Trust Bank
  • K.V.H., INC. in Duvall, WA$3.0M (2026) · purchase · Live Oak Banking Company
  • Nita, Inc in Camano Island, WA$2.8M (2026) · purchase · US Metro Bank
  • Totem Grocery in Tulalip, WA$2.7M (2026) · purchase · US Metro Bank
  • R & R GROUPS LLC in Marysville, WA$2.5M (2026) · purchase · US Metro Bank
  • IFA HOLDINGS, LLC in Woodinville, WA$2.4M (2026) · purchase · The Huntington National Bank
  • TERRENE INC. in Mukilteo, WA$2.4M (2026) · purchase · Mountain Pacific Bank
  • Fateh Fuel Inc in Everett, WA$2.3M (2026) · purchase · Readycap Lending, LLC
  • Hob Nob Diner in Tacoma, WA$2.3M (2026) · purchase · The Huntington National Bank
  • MB PARTNERS LLC in Bothell, WA$2.2M (2026) · purchase · Heritage Bank

Buying in Washington? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Washington project address.

Agent summary

The SBA 7(a) lenders most active in Washington over the trailing 12 months, from public loan records, led by Columbia Bank. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

  • 25 active SBA lenders ranked
  • 1,282 Washington loans (12 mo)
  • $760K typical acquisition loan
  • 15 days typical to fund

Buyers buying in Washington typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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