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Lender record

Heritage Bank

The real lending record — every figure from funded deals. HQ: 110 E 9th St, Wood River, NE. 20 branches.

271

Recent deals (FY20+)

$302K

Typical deal

20 days

Approval → funding

0.7%

Failure rate (FY20–23)

Where Heritage Bank lends

Deals Heritage Bank funded — list all 271 as text

Deal profile

Most Heritage Bank deals land between $120K and $811K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Limited-Service Restaurants (17)
  2. 2.Offices of Lawyers (13)
  3. 3.Full-Service Restaurants (11)
  4. 4.All Other Specialty Trade Contractors (10)
  5. 5.Offices of Certified Public Accountants (10)
  6. 6.Other Accounting Services (8)
  7. 7.Specialized Freight (except Used Goods) Trucking, Local (7)
  8. 8.Engineering Services (6)

Most active states

  1. 1.Washington (214 deals)
  2. 2.Oregon (43 deals)
  3. 3.Nebraska (6 deals)
  4. 4.Idaho (5 deals)
  5. 5.Kansas (3 deals)

Franchises they finance most

Big Chicken

3 deals

Jimmy John's

2 deals

Black Bear Diner

2 deals

The UPS Store

2 deals

Coldwell Banker Commercial

2 deals

Can Heritage Bank fund you? The bank behind the loans

Total assets

$612.5M

▲ 3.2% vs prior quarter

Deposits on hand

$421.6M

▲ 5.6% vs prior quarter

Loans outstanding

$271.1M

▲ 2.1% vs prior quarter

Net income (latest qtr)

$3.8M

  • •A serious SBA operation: this year's production is ~4.6% of the whole loan book. Your file gets experienced hands without specialist wait-lists. That makes Heritage Bank more SBA-focused than 93% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 2.49% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Heritage Bank branch (20)

Heritage BankMain office110 E 9th StWood River, NE 68883 · since 1884

Stromsburg Bank Branch200 E 3rd StStromsburg, NE 68666 · since 1881

Neligh Branch305 Main StNeligh, NE 68756 · since 1892

Peoples-Webster County Bank Branch126 W 4th AveRed Cloud, NE 68970 · since 1893

Sherman County Bank Branch734 O StLoup City, NE 68853 · since 1932

Hastings Main Branch800 W 3rd StHastings, NE 68901 · since 1934

Heritage Bank1101 12th StAurora, NE 68818 · since 1934

Peoples-Webster County Bank402 S Orleans AveOrleans, NE 68966 · since 1947

Aurora-Drive-In Branch1110 L StAurora, NE 68818 · since 1970 · limited service

St. Paul Branch821 2nd StSt. Paul, NE 68873 · since 1996

Grand Island Branch1333 N Webb RdGrand Island, NE 68803 · since 1996

Www.Bankonheritage.Com1101 12th StAurora, NE 68818 · since 1999

Wood River Branch607 E 11th StWood River, NE 68883 · since 2001

Heritage Bank Second Avenue315 W 60th StKearney, NE 68845 · since 2004

Heritage Bank Mobile Unit315 W 60th StKearney, NE 68845 · since 2004 · limited service

Heritage Bank Mobile Unit800 W 3rd StHastings, NE 68901 · since 2004 · limited service

Heritage Bank Mobile Unit Branch1333 N Webb RdGrand Island, NE 68803 · since 2006 · limited service

Broken Bow Branch2525 Heritage DrBroken Bow, NE 68822 · since 2010

Norfolk Branch2108 Taylor Avenue Suite 850Norfolk, NE 68701 · since 2023

Heritage Bank - Norfolk Branch2108 Taylor Ave.Norfolk, NE 68701 · since 2023

Scroll for all 20 branches · Branch data: FDIC BankFind.

Recent deals

  • MB PARTNERS LLC in Bothell, WA — $2.2M (2026) · purchase · Automotive Oil Change and Lubrication Shops
  • Elite Pet & Co., Inc. in Des Moines, WA — $1.5M (2026) · purchase · Poultry and Poultry Product Merchant Wholesalers
  • Pacific Crest Construction, Inc. in Wood Village, OR — $1.1M (2026) · Commercial and Institutional Building Construction
  • NEWSPRING LLC in Everett, WA — $500K (2026) · Landscaping Services
  • Coast Services LLC in Sherwood, OR — $500K (2026) · Site Preparation Contractors
  • Carson Denture Center PS in Bellingham, WA — $464K (2026) · purchase · Offices of All Other Miscellaneous Health Practitioners
  • SHERIDAN MART, LLC in Portland, OR — $368K (2026) · purchase · Convenience Retailers
  • Zefting Aviation LLC in Bellingham, WA — $342K (2026) · Other Support Activities for Air Transportation
  • Rugged Mountain Custom RV LLC in Emmett, ID — $196K (2026) · All Other Specialty Trade Contractors
  • JL Restaurants Inc. in Olympia, WA — $196K (2026) · Full-Service Restaurants

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Failed deals

1 of Heritage Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Heritage Bank financed

199 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Heritage Bank.

Agent summary

This page summarizes Heritage Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 271 SBA 7(a) loans on record
  • $302K typical deal
  • 83 business-acquisition loans
  • HQ: 110 E 9th St, Wood River, NE
  • 20 FDIC branch locations
  • FDIC total assets $612.5M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/heritage-bank
API:
https://www.capbench.com/api/public/lenders/heritage-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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