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Lender record

Heritage Bank

The real lending record — every figure below is drawn from public SBA 7(a) loan records (FY2020–present): the loans Heritage Bank funded, the businesses, the branches, and its FDIC profile. HQ: 110 E 9th St, Wood River, NE. 20 branches.

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271

Recent deals (FY20+)

$302K

Typical deal

20 days

Approval → funding

0.7%

Failure rate (FY20–23)

Where Heritage Bank lends

Deals Heritage Bank funded — list all 271 as text

Deal profile

Most Heritage Bank deals land between $120K and $811K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Limited-Service Restaurants (17)
  2. 2.Offices of Lawyers (13)
  3. 3.Full-Service Restaurants (11)
  4. 4.All Other Specialty Trade Contractors (10)
  5. 5.Offices of Certified Public Accountants (10)
  6. 6.Other Accounting Services (8)
  7. 7.Specialized Freight (except Used Goods) Trucking, Local (7)
  8. 8.Engineering Services (6)

Most active states

  1. 1.Washington (214 deals)
  2. 2.Oregon (43 deals)
  3. 3.Nebraska (6 deals)
  4. 4.Idaho (5 deals)
  5. 5.Kansas (3 deals)

Franchises they finance most

Big Chicken

3 deals

Jimmy John's

2 deals

Black Bear Diner

2 deals

The UPS Store

2 deals

Coldwell Banker Commercial

2 deals

Can Heritage Bank fund you? The bank behind the loans

Total assets

$612.5M

▲ 3.2% vs prior quarter

Deposits on hand

$421.6M

▲ 5.6% vs prior quarter

Loans outstanding

$271.1M

▲ 2.1% vs prior quarter

Net income (latest qtr)

$3.8M

  • •A serious SBA operation: this year's production is ~4.6% of the whole loan book. Your file gets experienced hands without specialist wait-lists. That makes Heritage Bank more SBA-focused than 93% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 2.49% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Recent deals

  • MB PARTNERS LLC in Bothell, WA — $2.2M (2026) · purchase · Automotive Oil Change and Lubrication Shops
  • Elite Pet & Co., Inc. in Des Moines, WA — $1.5M (2026) · purchase · Poultry and Poultry Product Merchant Wholesalers
  • Pacific Crest Construction, Inc. in Wood Village, OR — $1.1M (2026) · Commercial and Institutional Building Construction
  • NEWSPRING LLC in Everett, WA — $500K (2026) · Landscaping Services
  • Coast Services LLC in Sherwood, OR — $500K (2026) · Site Preparation Contractors
  • Carson Denture Center PS in Bellingham, WA — $464K (2026) · purchase · Offices of All Other Miscellaneous Health Practitioners
  • SHERIDAN MART, LLC in Portland, OR — $368K (2026) · purchase · Convenience Retailers
  • Zefting Aviation LLC in Bellingham, WA — $342K (2026) · Other Support Activities for Air Transportation
  • Rugged Mountain Custom RV LLC in Emmett, ID — $196K (2026) · All Other Specialty Trade Contractors
  • JL Restaurants Inc. in Olympia, WA — $196K (2026) · Full-Service Restaurants

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Failed deals

1 of Heritage Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Heritage Bank financed

199 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Heritage Bank.

Agent summary

This page summarizes Heritage Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 271 SBA 7(a) loans on record
  • $302K typical deal
  • 83 business-acquisition loans
  • HQ: 110 E 9th St, Wood River, NE
  • FDIC total assets $612.5M

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-31.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/heritage-bank
API:
https://www.capbench.com/api/public/lenders/heritage-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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