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Jimmy John's, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0906)

160 deals since 2020 · typical deal $520K · 0% failure rate

160

Deals since 2020

$520K

Typical deal

30

Deals since FY2025

0%

Failure rate (FY20–23)

Jimmy John's buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Jimmy John's

Most Jimmy John's deals financed between $340K and $865K. Above $865K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$6,796
Down payment (10%)
$58K
Cash to close (all-in)
$77K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$77K)

Experience

Recent financings

  • TAYLOR INVESTMENTS ORO VALLEY LLC in Oro Valley, AZ — $2.5M (2026) · Wells Fargo Bank National Association
  • Abdou Enterprises II, LLC in Bethlehem, GA — $1.8M (2026) · First Port City Bank
  • TANISH LLC in Delaware, OH — $634K (2026) · The Huntington National Bank
  • BUT WE WERE ON A BREAK LLC in Buffalo, MN — $580K (2026) · BankVista
  • BRK Restaurant Group 4 LLC in Sunbury, OH — $513K (2026) · The Huntington National Bank
  • NV SUBS #2 LLC in Hickory, NC — $500K (2026) · Live Oak Banking Company
  • Joben Enterprise, L.L.C. in Kearney, NE — $468K (2026) · First National Bank of Omaha
  • BRK Restaurant Group 4 LLC in Sunbury, OH — $50K (2026) · The Huntington National Bank
  • TANISH LLC in Delaware, OH — $25K (2026) · The Huntington National Bank
  • JacksSubs, Inc. in Wheeling, IL — $3.2M (2025) · Live Oak Banking Company

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Jimmy John's brand mark

Who funds Jimmy John's — and where

Every dot is a financed Jimmy John's — 160 mapped.

Financed Jimmy John's locations — list all 160 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(15)
  2. 2.Live Oak Banking Company(10)
  3. 3.LendingClub Bank, National Association(6)
  4. 4.Old National Bank(6)
  5. 5.Granite Bank(6)

Most active states

  1. 1.Minnesota (22 loans)
  2. 2.Ohio (14 loans)
  3. 3.Michigan (11 loans)
  4. 4.North Carolina (10 loans)
  5. 5.Indiana (10 loans)
  6. 6.Georgia (9 loans)
  7. 7.Illinois (7 loans)
  8. 8.Missouri (6 loans)

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Common questions

How much does a Jimmy John's cost to buy or open?

The typical deal for Jimmy John's is $520K across 160 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $57K of buyer cash on a typical deal.

How risky is Jimmy John's?

0% of Jimmy John's's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Jimmy John's with an SBA loan?

Yes — Jimmy John's has been SBA-financed 30 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Jimmy John's franchise

Most Jimmy John's buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Jimmy John's deal financed for $520K, which points to about $57K of buyer cash on a typical purchase. Jimmy John's is listed in the SBA Franchise Directory (identifier S0906), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Jimmy John's — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Jimmy John's — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Jimmy John's — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Jimmy John's is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 160 SBA 7(a) deals since 2020
  • $520K typical deal
  • 30 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S0906)
  • Top lenders: The Huntington National Bank, Live Oak Banking Company, LendingClub Bank, National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/jimmy-john-s
API:
https://www.capbench.com/api/public/franchises/jimmy-john-s
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Jimmy John's.

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