Food & Restaurants · lender intelligence

How to finance a Jimmy John's in Ohio

State:

Arizona (4)Arkansas (1)California (6)Colorado (6)Florida (6)Georgia (9)Idaho (1)Illinois (7)Indiana (10)Iowa (1)Kansas (2)Kentucky (4)

The SBA 7(a) lenders funding the most Jimmy John's deals in Ohio, from public loan records — typical Jimmy John's loan about $520K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Jimmy John's in Ohio

$334K

Typical loan

range $109K–$771K

$371K

Est. purchase price

≈ loan ÷ 90%

$49,607

Cash to close

$37,089 down + fees

$4,598/mo

Typical payment

~11% · 10yr

$63,452/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

7 days

Typical time to fund

Lenders competing

more = leverage

7.75%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Jimmy John's in Ohio

Ranked by funded Jimmy John's loans in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.20 loans · $10M · Newark, OHFull record →
3.103 loans · $64M · Indiana, PAFull record →
4.3 loans · $2M · Minneapolis, MNFull record →

14+ funded Jimmy John's in Ohio deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

TANISH LLC in Delaware, OH — $634K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$476K (75%)
Approved
1/25/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
BRK Restaurant Group 4 LLC in Sunbury, OH — $513K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$385K (75%)
Approval → funding
7 days
Approved
11/13/2025
First disbursed
11/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
BRK Restaurant Group 4 LLC in Sunbury, OH — $50K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
11/13/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
TANISH LLC in Delaware, OH — $25K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
1/25/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Newark Sub Properties, LLC in Newark, OH — $1.0M (2023) · The Park National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$753K (75%)
Approval → funding
5 days
Approved
6/15/2023
First disbursed
6/20/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by The Park National Bank · Lender record →
Your business? Claim this record · Request removal
Zanesville Subs, LLC in Zanesville, OH — $992K (2023) · The Park National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$744K (75%)
Approval → funding
5 days
Approved
6/15/2023
First disbursed
6/20/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by The Park National Bank · Lender record →
Your business? Claim this record · Request removal
Heath Subs LLC in Heath, OH — $771K (2023) · The Park National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$578K (75%)
Approval → funding
5 days
Approved
6/15/2023
First disbursed
6/20/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by The Park National Bank · Lender record →
Your business? Claim this record · Request removal
BARONS JJ LTD in Port Clinton, OH — $250K (2023) · Northeast Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
33 days
Approved
10/5/2022
First disbursed
11/7/2022
Loan status
Paid in full (9/30/2023)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
50
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Northeast Bank · Lender record →
Your business? Claim this record · Request removal
Circleville Subs LLC in Circleville, OH — $109K (2023) · The Park National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$81K (75%)
Approval → funding
5 days
Approved
6/15/2023
First disbursed
6/20/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by The Park National Bank · Lender record →
Your business? Claim this record · Request removal
The Natelli Group Family, LLC in Canton, OH — $1.9M (2022) · First Commonwealth Bank
Program
7a General
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
15 days
Approved
3/3/2022
First disbursed
3/18/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
140
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
The Natelli Group Family, LLC in Canton, OH — $150K (2022) · First Commonwealth Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approval → funding
7 days
Approved
3/14/2022
First disbursed
3/21/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
DSK Holdings, Ltd. in Canton, OH — $130K (2022) · First Commonwealth Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$98K (75%)
Approval → funding
9 days
Approved
3/9/2022
First disbursed
3/18/2022
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
Subs4U LLC in Liberty Township, OH — $334K (2020) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.05% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$167K (50%)
Approval → funding
38 days
Approved
4/23/2020
First disbursed
5/31/2020
Loan status
Paid in full (7/31/2021)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
50
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DSK Holdings, Ltd. in Massillon, OH — $75K (2020) · The Commercial and Savings Bank of Millersburg, Ohio
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.75% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$38K (50%)
Approval → funding
34 days
Approved
8/27/2020
First disbursed
9/30/2020
Loan status
Paid in full (9/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
New Business or 2 years or less
Industry
Full-Service Restaurants
Funded by The Commercial and Savings Bank of Millersburg, Ohio
Your business? Claim this record · Request removal

Buying a Jimmy John's in Ohio? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Jimmy John's loans with a Ohio project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Jimmy John's purchase in Ohio with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Ohio deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$520K typical Jimmy John's loan
5 lenders active in Ohio
14+ funded Ohio deals
7 days typical to fund

Buyers buying a Jimmy John's in Ohio typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Jimmy John's lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/jimmy-john-s/ohio
API:: https://www.capbench.com/api/public/lenders?franchise=jimmy-john-s&state=OH
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.