SBA lending record

Randy James, Inc.

9347 GRAVOIS RD, Saint Louis, MO 63123 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$5.3M

Total SBA financing

Loans on record

FY2020–21

On record

545

Jobs supported

Franchise brand

Jimmy John's

See Jimmy John's's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$2,070,000 — FY2021

Loan 1 of 2

Gross approval: $2,070,000
SBA guaranteed: $1,573,200 (76%)
Status: Paid in full
Rate at approval: 5.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 7/29/2021
First disbursement: 8/18/2021
Days to fund: 20 days
Paid in full: 5/31/2022
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 300
Business type: Corporation
Business age: Change of Ownership
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Jimmy John's
Franchise code: S0906
Lender: BayFirst National Bank
Address: 6299 RONALD REAGAN DR
City: Lake Saint Louis, 63367
County: Saint Charles
SBA district office: ST. LOUIS DISTRICT OFFICE
Congressional district: 3

$3,200,000 — FY2020

Loan 2 of 2

Gross approval: $3,200,000
SBA guaranteed: $2,400,000 (75%)
Status: Paid in full
Rate at approval: 7.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 1/31/2020
First disbursement: 2/29/2020
Days to fund: 29 days
Paid in full: 5/31/2022
Collateral: Required
Jobs supported: 245
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Jimmy John's
Franchise code: S0906
Lender: BayFirst National Bank
Address: 9347 GRAVOIS RD
City: Saint Louis, 63123
County: Saint Louis
SBA district office: ST. LOUIS DISTRICT OFFICE
Congressional district: 1

The lender

BayFirst National Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry, and brand.

SBA lenders in Missouri Lenders for limited-service restaurants Limited-Service Restaurants lenders in Missouri Jimmy John's lenders Jimmy John's lenders in Missouri

Other Jimmy John's locations

Other Jimmy John's businesses in the public SBA record — closest first, by location and deal size.

Hall Family Restaurant, LLC

Saint Louis, MO· ~7 mi

Jimmy John's

$1.6M
SBA financing: ≈ $3.2M–$5.3M
Est. revenue (rough)

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Two Knuckleheads, LLC

Terre Haute, IN· ~168 mi

Jimmy John's

$4.0M
SBA financing: ≈ $7.8M–$13M
Est. revenue (rough)

View record

Jimmy John’s Gourmet Sandwiches

Carrboro, NC· ~644 mi

Jimmy John's

$5.9M
SBA financing: ≈ $12M–$19M
Est. revenue (rough)

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JacksSubs, Inc.

Wheeling, IL· ~278 mi

Jimmy John's

$3.2M
SBA financing: ≈ $6.3M–$10M
Est. revenue (rough)

View record

Znub, Inc.

Lincoln, NE· ~371 mi

Jimmy John's

$3.5M
SBA financing: ≈ $6.9M–$11M
Est. revenue (rough)

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SPCO2, LLC

Roseville, MN· ~468 mi

Jimmy John's

$4.3M
SBA financing: ≈ $8.4M–$14M
Est. revenue (rough)

View record

Similar businesses

Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Rumaan LLC

Affton, MO· ~0 mi

Limited-Service Restaurants

$2.2M
SBA financing: ≈ $4.3M–$7.1M
Est. revenue (rough)

View record

Taco Buddha, LLC

Saint Louis, MO· ~7 mi

Limited-Service Restaurants

$2.7M
SBA financing: ≈ $5.2M–$8.7M
Est. revenue (rough)

View record

Whoa N Go Services 1 LLC

Swansea, IL· ~18 mi

Scooter's Coffee

$2.9M
SBA financing: ≈ $5.6M–$9.3M
Est. revenue (rough)

View record

Bonzai Express of St. Louis, INC.

Saint Louis, MO· ~10 mi

Limited-Service Restaurants

$2.8M
SBA financing: ≈ $5.6M–$9.3M
Est. revenue (rough)

View record

Simone's Investment LLC

Saint Louis, MO· ~4 mi

Rally's

$1.6M
SBA financing: ≈ $3.2M–$5.3M
Est. revenue (rough)

View record

PBK HOSPITALITY GROUP INC.

Saint Louis, MO· ~7 mi

Potbelly Sandwich Shop

$994K
SBA financing: ≈ $1.9M–$3.2M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Randy James, Inc. in Saint Louis, MO (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $5.3M
On record FY2020–21
545 jobs supported
Industry: Limited-Service Restaurants
Location: Saint Louis, MO
Lender: BayFirst National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in MO for ~$2.6M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/randy-james-inc-mo
API:: https://www.capbench.com/api/public/businesses/randy-james-inc-mo
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Randy James, Inc..