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Most active SBA lenders in Missouri

Missouri has 195 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 551 SBA 7(a) loans in Missouri in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Missouri acquisitions

$585K

Typical loan

range $279K–$1.26M

$650K

Est. purchase price

≈ loan ÷ 90%

$86,938

Cash to close

$65,000 down + fees

$7,570/mo

Typical payment

~9.5% · 10yr

$104,466/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

99.0%

Still performing

1% default · FY20–23

16 days

Typical time to fund

162

Lenders competing

more = leverage

7.83%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

  1. 1.65 loans · $78M · Springfield, MOFull record →
  2. 2.1,296 loans · $1.4B · Wilmington, NCFull record →
  3. 3.2,539 loans · $965M · Columbus, OHFull record →
  4. 4.3,264 loans · $846M · Miami, FLFull record →
  5. 5.3 loans · $2M · Minneapolis, MNFull record →
  6. 6.1,025 loans · $292M · Berkeley Heights, NJFull record →
  7. 7.14 loans · $12M · Springfield, MOFull record →
  8. 8.27 loans · $15M · Carthage, MOFull record →
  9. 9.10 loans · $2M · Jefferson City, MOFull record →
  10. 10.868 loans · $362M · Salt Lake City, UTFull record →
  11. 11.21 loans · $5M · Spartanburg, SCFull record →
  12. 12.741 loans · $149M · Northbrook, ILFull record →
  13. 13.60 loans · $40M · Clayton, MOFull record →
  14. 14.15 loans · $15M · Houston, MOFull record →
  15. 15.12 loans · $3M · Geneva, MNFull record →
  16. 16.9 loans · $6M · Lenexa, KSFull record →
  17. 17.575 loans · $220M · De Graff, OHFull record →
  18. 18.5 loans · $2M · Tulsa, OKFull record →
  19. 19.318 loans · $229M · Osage Beach, MOFull record →
  20. 20.19 loans · $5M · Bessemer, ALFull record →
  21. 21.242 loans · $281M · Chicago, ILFull record →
  22. 22.291 loans · $320M · Laguna Hills, CAFull record →
  23. 23.3 loans · $1M · Sullivan, MOFull record →
  24. 24.98 loans · $309M · Las Vegas, NVFull record →
  25. 25.30 loans · $24M · Kansas City, MOFull record →

880+ funded Missouri deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Start Somewhere, LLC in Imperial, MO$4.7M (2026) · purchase · Together CU
  • Envision, LLC in Saint Louis, MO$4.5M (2026) · purchase · Financial Resources Federal Credit Union
  • QCS Operations, LLC in Kansas City, MO$3.8M (2026) · purchase · Pathward National Association
  • QCS Operations, LLC in Kansas City, MO$3.8M (2026) · purchase · Pathward National Association
  • Branson Hills Self Storage Company LLC in Branson, MO$3.6M (2026) · purchase · Live Oak Banking Company
  • ROUTE 66 PAINTING CO LLC in Springfield, MO$3.5M (2026) · purchase · OMB Bank
  • White Industrial Seismology Inc. in Joplin, MO$3.1M (2026) · purchase · Wells Fargo Bank National Association
  • APS, LLC in Kansas City, MO$3.0M (2026) · purchase · Pathward National Association
  • SHREE HOSPITALITY LLC in Hazelwood, MO$2.9M (2026) · purchase · GBank
  • Boulder Build Operations LLC in Bourbon, MO$2.5M (2026) · purchase · The Bank of Houston
  • SRWJ Holdings LLC in Bridgeton, MO$2.4M (2026) · purchase · The Huntington National Bank
  • Complete Technology Services, LLC in Kansas City, MO$2.2M (2026) · purchase · Kendall Bank
  • Mere Capital, LLC dba Czar Weld in House Springs, MO$2.2M (2026) · purchase · Royal Banks of Missouri
  • Sundermeyer LTD in Bridgeton, MO$2.0M (2026) · purchase · The Bank of Houston
  • Von Kuntz Company in Wentzville, MO$2.0M (2026) · purchase · Midwest Regional Bank
  • Ajinkyatara LLC in Branson, MO$1.9M (2026) · purchase · Southwestern National Bank
  • Central Heating and Cooling in Montgomery City, MO$1.8M (2026) · purchase · U.S. Bank, National Association
  • Brauss and Richie LLC in Kansas City, MO$1.7M (2026) · purchase · The Bank of Houston
  • RIGZEE MANAGEMENT LLC in Springfield, MO$1.3M (2026) · purchase · OakStar Bank
  • CCC Online Services, Inc. in Linn Creek, MO$1.3M (2026) · purchase · Live Oak Banking Company

Buying in Missouri? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Missouri project address.

Agent summary

The SBA 7(a) lenders most active in Missouri over the trailing 12 months, from public loan records, led by OakStar Bank. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

  • 25 active SBA lenders ranked
  • 551 Missouri loans (12 mo)
  • $585K typical acquisition loan
  • 16 days typical to fund

Buyers buying in Missouri typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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